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Condensed Consolidated Statements of Income & Comprehensive Income (Unaudited) - USD ($)
$ in Thousands
 3 Months Ended
Mar. 31, 2016
Mar. 31, 2015
Interest Income    
Loans, including fees $ 8,006 $ 7,094
Debt securities:    
U.S. Treasury and government agencies 580 596
Municipalities 369 447
Dividends 38 37
Federal funds sold   2
Other 11 8
Total interest income 9,004 8,184
Interest Expense    
Deposits 854 797
Federal funds purchased and securities sold under agreements to repurchase 105 61
Borrowed funds 37  
Total interest expense 996 858
Net Interest Income - Before Provision for Loan Losses 8,008 7,326
Provision for Loan Losses 277 114
Net Interest Income After Provision For Loan Losses 7,731 7,212
Noninterest Income    
Customer service fees 1,478 1,359
Other service charges and fees 910 914
Net gain on sale of loans 169 175
Net gain on sale of available for sale securities 113 109
Total noninterest income 2,670 2,557
Noninterest Expense    
Salaries and Wages 2,840 2,655
Employee benefits 862 1,064
Net occupancy expense 378 355
Furniture and equipment 412 422
Data processing 411 329
Franchise taxes 214 187
Net loss on sale of other assets owned 45 6
FDIC Assessment 121 119
Mortgage servicing rights amortization 89 80
Other general and administrative 1,614 1,348
Total other operating expenses 6,986 6,565
Income Before Income Taxes 3,415 3,204
Income Taxes 934 853
Net Income 2,481 2,351
Other Comprehensive Income (Net of Tax):    
Net unrealized gain on available for sale securities 1,945 1,730
Reclassification adjustment for gain on sale of available for sale securities (113) (109)
Net unrealized gain on available for sale securities 1,832 1,621
Tax expense 623 551
Other comprehensive income 1,209 1,070
Comprehensive Income $ 3,690 $ 3,421
Earnings Per Share - Basic and Diluted $ 0.54 $ 0.51
Dividends Declared $ 0.22 $ 0.21