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Minimum Regulatory Capital Requirements (Tables)
12 Months Ended
Dec. 31, 2016
Banking and Thrift [Abstract]  
Summary of Bank's Actual and Required Capital Amounts and Ratios

The Company and the Bank’s actual and required capital amounts and ratios as of December 31, 2016 are as follows:

 

     Actual     Minimum Capital
Required
    Required to
be Considered
Well-Captialized
 
     (000’s)
Amount
     Ratio     (000’s)
Amount
     Ratio     (000’s)
Amount
     Ratio  

As of December 31, 2016

               

Common Equity Tier 1 Capital (to Risk Weighted Assets)

               

Consolidated

   $ 123,031         14.46   $ 38,296         4.50     N/A         N/A   

Farmers & Merchants State Bank

     100,999         11.91     38,156         4.50   $ 55,115         6.50

Total Risk-Based Capital (to Risk Weighted Assets)

               

Consoildated

     130,032         15.28     68,081         8.00     N/A         N/A   

Farmers & Merchants State Bank

     108,000         12.73     67,833         8.00     84,792         10.00

Tier 1 Capital (to Risk Weighted Assets)

               

Consolidated

     123,031         14.46     51,061         6.00     N/A         N/A   

Farmers & Merchants State Bank

     100,999         11.91     50,875         6.00     67,833         8.00

Tier 1 Leverage Capital (to Adjusted Total Assets)

               

Consolidated

     123,031         11.77     41,826         4.00     N/A         N/A   

Farmers & Merchants State Bank

     100,999         9.75     41,425         4.00     51,181         5.00

The following table presents the Company and the Bank’s actual and required capital amounts and ratios as of December 31, 2015.

 

     Actual     Minimum Capital
Required
    Required to
be Considered
Well-Capitalized
 
     (000’s)
Amount
     Ratio     (000’s)
Amount
     Ratio     (000’s)
Amount
     Ratio  

As of December 31, 2015

               

Common Equity Tier 1 Capital (to Risk Weighted Assets)

               

Consolidated

   $ 115,386         14.18   $ 36,626         4.50     N/A         N/A   

Farmers & Merchants State Bank

     96,231         11.87     36,494         4.50   $ 52,714         6.50

Total Risk-Based Capital (to Risk Weighted Assets)

               

Consolidated

     121,651         14.95     65,113         8.00     N/A         N/A   

Farmers & Merchants State Bank

     102,496         12.64     64,879         8.00     81,099         10.00

Tier 1 Capital (to Risk Weighted Assets)

               

Consolidated

     115,386         14.18     48,834         6.00     N/A         N/A   

Farmers & Merchants State Bank

     96,231         11.87     48,659         6.00     64,879         8.00

Tier 1 Leverage Capital (to Adjusted Total Assets)

               

Consolidated

     115,386         11.91     38,752         4.00     N/A         N/A   

Farmers & Merchants State Bank

     96,231         10.12     38,019         4.00     47,524         5.00