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Minimum Regulatory Capital Requirements (Tables)
12 Months Ended
Dec. 31, 2017
Banking and Thrift [Abstract]  
Summary of Bank's Actual and Required Capital Amounts and Ratios

The Company and the Bank’s actual and required capital amounts and ratios as of December 31, 2017 are as follows:

 

     Actual            Minimum Capital
Required
           Required to
be Considered
Well-Capitalized
        
     (000’s)            (000’s)            (000’s)         
As of December 31, 2017    Amount      Ratio     Amount      Ratio     Amount      Ratio  

Common Equity Tier 1 Capital

(to Risk Weighted Assets)

Consolidated

   $ 131,493        14.73   $ 40,177        4.50     N/A        N/A  

Farmers & Merchants State Bank

     107,006        12.04     39,992        4.50   $ 57,767        6.50

Total Risk-Based Capital

(to Risk Weighted Assets)

Consolidated

     138,588        15.52     71,426        8.00     N/A        N/A  

Farmers & Merchants State Bank

     114,101        12.84     71,098        8.00     88,872        10.00

Tier 1 Capital

(to Risk Weighted Assets)

Consolidated

     131,493        14.73     53,569        6.00     N/A        N/A  

Farmers & Merchants State Bank

     107,006        12.04     53,323        6.00     71,098        8.00

Tier 1 Leverage Capital

(to Adjusted Total Assets)

Consolidated

     131,493        12.02     43,765        4.00     N/A        N/A  

Farmers & Merchants State Bank

     107,006        9.92     43,148        4.00     53,935        5.00

The following table presents the Company and the Bank’s actual and required capital amounts and ratios as of December 31, 2016.

 

     Actual            Minimum Capital
Required
           Required to
be Considered
Well-Capitalized
        
     (000’s)            (000’s)            (000’s)         
As of December 31, 2016    Amount      Ratio     Amount      Ratio     Amount      Ratio  

Common Equity Tier 1 Capital

(to Risk Weighted Assets)

Consolidated

   $ 123,031        14.46   $ 38,296        4.50     N/A        N/A  

Farmers & Merchants State Bank

     100,999        11.91     38,156        4.50   $ 55,115        6.50

Total Risk-Based Capital

(to Risk Weighted Assets)

Consolidated

     130,032        15.28     68,081        8.00     N/A        N/A  

Farmers & Merchants State Bank

     108,000        12.73     67,833        8.00     84,792        10.00

Tier 1 Capital

(to Risk Weighted Assets)

Consolidated

     123,031        14.46     51,061        6.00     N/A        N/A  

Farmers & Merchants State Bank

     100,999        11.91     50,875        6.00     67,833        8.00

Tier 1 Leverage Capital

(to Adjusted Total Assets)

Consolidated

     123,031        11.77     41,826        4.00     N/A        N/A  

Farmers & Merchants State Bank

     100,999        9.75     41,425        4.00     51,181        5.00