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Consolidated Statements of Income - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2018
Dec. 31, 2017
Dec. 31, 2016
Interest Income      
Loans, including fees $ 42,303 $ 37,195 $ 33,703
Debt securities:      
U.S. Treasury and government agencies 2,478 2,480 2,373
Municipalities 1,095 1,193 1,437
Dividends 220 187 149
Federal funds sold and other 333 193 65
Total interest income 46,429 41,248 37,727
Interest Expense      
Deposits 5,989 4,483 3,617
Federal funds purchased and securities sold under agreements to repurchase 503 497 458
Borrowed funds 80 147 148
Total interest expense 6,572 5,127 4,223
Net Interest Income Before Provision for Loan Losses 39,857 36,121 33,504
Provision for Loan Losses 324 222 1,121
Net Interest Income After Provision for Loan Losses 39,533 35,899 32,383
Noninterest Income      
Net gain on sale of loans 757 811 888
Net gain (loss) on sale of available-for-sale securities (9) 47 588
Total noninterest income 10,864 10,735 11,368
Noninterest Expense      
Salaries and wages 13,760 12,613 11,620
Employee benefits 4,115 3,635 3,323
Net occupancy expense 1,757 1,489 1,459
Furniture and equipment 2,110 1,858 1,724
Data processing 1,318 1,213 1,409
Franchise taxes 954 902 878
ATM expense 1,340 1,173 1,210
Advertising 887 757 727
Net loss on sale of other assets owned 44 27 81
FDIC assessment 326 330 407
Mortgage servicing rights amortization 364 353 419
Consulting fees 928 377 336
Other general and administrative 4,318 4,004 3,838
Total noninterest expense 32,221 28,731 27,431
Income Before Income Taxes 18,176 17,903 16,320
Income Taxes 3,227 5,183 4,656
Net Income $ 14,949 $ 12,720 $ 11,664
Basic and Diluted Earnings Per Share $ 1.61 $ 1.38 $ 1.27
Dividends Declared $ 0.56 $ 0.50 $ 0.46
Customer Service Fees [Member]      
Noninterest Income      
Noninterest income $ 5,935 $ 5,609 $ 6,118
Other Service Charges and Fees [Member]      
Noninterest Income      
Noninterest income $ 4,181 $ 4,268 $ 3,774