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Minimum Regulatory Capital Requirements (Tables)
 12 Months Ended
Dec. 31, 2018
Banking And Thrift [Abstract]  
Summary of Bank's Actual and Required Capital Amounts and Ratios

The Company and the Bank’s actual and required capital amounts and ratios as of December 31, 2018 are as follows:

 

 

 

Actual

 

 

 

 

 

 

Minimum Capital Required

 

 

 

 

 

 

Required to be Considered

Well-Capitalized

 

 

 

 

 

 

 

(000's)

 

 

 

 

 

 

(000's)

 

 

 

 

 

 

(000's)

 

 

 

 

 

As of December 31, 2018

 

Amount

 

 

Ratio

 

 

Amount

 

 

Ratio

 

 

Amount

 

 

Ratio

 

Common Equity Tier 1 Capital (to

   Risk Weighted Assets)

   Consolidated

 

N/A

 

 

N/A

 

 

N/A

 

 

N/A

 

 

N/A

 

 

N/A

 

Farmers & Merchants State Bank

 

 

114,978

 

 

 

12.67

%

 

 

40,834

 

 

 

4.50

%

 

 

58,983

 

 

 

6.50

%

Total Risk-Based Capital (to Risk

   Weighted Assets) Consolidated

 

N/A

 

 

N/A

 

 

N/A

 

 

N/A

 

 

N/A

 

 

N/A

 

Farmers & Merchants State Bank

 

 

122,027

 

 

 

13.45

%

 

 

72,594

 

 

 

8.00

%

 

 

90,743

 

 

 

10.00

%

Tier 1 Capital (to Risk Weighted

   Assets) Consolidated

 

N/A

 

 

N/A

 

 

N/A

 

 

N/A

 

 

N/A

 

 

N/A

 

Farmers & Merchants State Bank

 

 

114,978

 

 

 

12.67

%

 

 

54,446

 

 

 

6.00

%

 

 

72,594

 

 

 

8.00

%

Tier 1 Leverage Capital (to

   Adjusted Total Assets)

   Consolidated

 

N/A

 

 

N/A

 

 

N/A

 

 

N/A

 

 

N/A

 

 

N/A

 

Farmers & Merchants State Bank

 

 

114,978

 

 

 

10.54

%

 

 

43,644

 

 

 

4.00

%

 

 

54,555

 

 

 

5.00

%

The following table presents the Company and the Bank’s actual and required capital amounts and ratios as of December 31, 2017.

 

 

 

Actual

 

 

 

 

 

 

Minimum Capital Required

 

 

 

 

 

 

Required to be Considered

Well-Capitalized

 

 

 

 

 

 

 

(000's)

 

 

 

 

 

 

(000's)

 

 

 

 

 

 

(000's)

 

 

 

 

 

As of December 31, 2017

 

Amount

 

 

Ratio

 

 

Amount

 

 

Ratio

 

 

Amount

 

 

Ratio

 

Common Equity Tier 1 Capital (to

   Risk Weighted Assets)

   Consolidated

 

$

131,493

 

 

 

14.73

%

 

$

40,177

 

 

 

4.50

%

 

N/A

 

 

N/A

 

Farmers & Merchants State Bank

 

 

107,006

 

 

 

12.04

%

 

 

39,992

 

 

 

4.50

%

 

$

57,767

 

 

 

6.50

%

Total Risk-Based Capital (to Risk

   Weighted Assets) Consolidated

 

 

138,588

 

 

 

15.52

%

 

 

71,426

 

 

 

8.00

%

 

N/A

 

 

N/A

 

Farmers & Merchants State Bank

 

 

114,101

 

 

 

12.84

%

 

 

71,098

 

 

 

8.00

%

 

 

88,872

 

 

 

10.00

%

Tier 1 Capital (to Risk Weighted

   Assets) Consolidated

 

 

131,493

 

 

 

14.73

%

 

 

53,569

 

 

 

6.00

%

 

N/A

 

 

N/A

 

Farmers & Merchants State Bank

 

 

107,006

 

 

 

12.04

%

 

 

53,323

 

 

 

6.00

%

 

 

71,098

 

 

 

8.00

%

Tier 1 Leverage Capital (to

   Adjusted Total Assets)

   Consolidated

 

 

131,493

 

 

 

12.02

%

 

 

43,765

 

 

 

4.00

%

 

N/A

 

 

N/A

 

Farmers & Merchants State Bank

 

 

107,006

 

 

 

9.92

%

 

 

43,148

 

 

 

4.00

%

 

 

53,935

 

 

 

5.00

%