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Consolidated Statements of Cash Flows - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2018
Dec. 31, 2017
Dec. 31, 2016
Cash Flows from Operating Activities      
Net income $ 14,949 $ 12,720 $ 11,664
Adjustments to reconcile net income to net cash from operating activities:      
Depreciation 1,717 1,613 1,464
Amortization of available-for-sale securities, net 957 1,106 1,146
Amortization of servicing rights 364 353 419
Amortization of core deposit intangible 167 245 323
Stock-based compensation expense 745 507 402
Deferred income taxes 472 21 55
Provision for loan loss 324 222 1,121
Gain on sale of loans held for sale (757) (811) (888)
Originations of loans held for sale (51,807) (57,391) (66,014)
Proceeds from sale of loans held for sale 51,381 59,520 63,988
Loss on sale of other assets owned 44 27 81
(Gain) loss on sales of available-for-sale securities 9 (47) (588)
Change in other assets and other liabilities, net (6,423) 1,173 (743)
Net cash provided by operating activities 12,142 19,258 12,430
Activity in available-for-sale securities:      
Maturities, prepayments and calls 29,691 23,064 41,825
Sales 10,081 13,562 85,723
Purchases (13,866) (15,335) (114,819)
Change in interest-bearing time deposits 1 (2,103) (1,915)
Proceeds from sales of other assets owned 112 21 41
Additions to premises and equipment (2,612) (1,794) (2,406)
Loan originations and principal collections, net (23,341) (67,197) (72,639)
Net cash provided by (used in) investing activities 66 (49,782) (64,190)
Cash Flows from Financing Activities      
Net change in deposits 9,450 77,137 70,864
Net change in federal funds purchased and securities sold under agreements to repurchase (7,314) (30,829) (8,491)
Repayment of FHLB advances (5,000) (5,000)  
Purchase of Treasury stock (490) (196) (194)
Cash dividends paid on common stock (4,956) (4,443) (4,115)
Net cash provided by (used in) financing activities (8,310) 36,669 58,064
Net Increase in Cash and Cash Equivalents 3,898 6,145 6,304
Cash and Cash Equivalents - Beginning of Year 34,467 28,322 22,018
Cash and Cash Equivalents - End of Year 38,365 34,467 28,322
Cash paid during the year for:      
Interest 6,472 5,064 4,151
Income taxes 3,107 5,102 5,012
Noncash investing activities:      
Transfer of loans to other real estate owned $ 68 $ 59 $ 419