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Loans - Analysis of Allowance for Credit Losses (Detail) - USD ($) $ in Thousands | 3 Months Ended | 6 Months Ended | 12 Months Ended
--- | --- | --- | ---
Jun. 30, 2020 | Jun. 30, 2019 | Jun. 30, 2020 | Jun. 30, 2019 | Dec. 31, 2019
ALLOWANCE FOR CREDIT LOSSES: |  |  |  |  |
Beginning balance | $ 9,003 | $ 6,982 | $ 7,707 | $ 7,049 | $ 7,049
Charge Offs | (237) | (128) | (401) | (335) | (841)
Recoveries | 68 | 42 | 107 | 80 | 156
Provision (Credit) | 1,569 | 133 | 2,999 | 163 | 1,138
Other Non-interest expense related to unfunded | 135 | 24 | 126 | 96 |
Ending Balance | 10,538 | 7,053 | 10,538 | 7,053 | 7,707
Ending balance: individually evaluated for impairment | 1,170 | 235 | 1,170 | 235 | 197
Ending balance: collectively evaluated for impairment | 9,368 | 6,818 | 9,368 | 6,818 | 7,510
Ending balance: loans acquired with deteriorated credit quality | 0 | 0 | 0 | 0 | 0
FINANCING RECEIVABLES: |  |  |  |  |
Loans after net deferred loan fees and costs | 1,344,723 | 1,091,131 | 1,344,723 | 1,091,131 | 1,218,999
Ending balance: individually evaluated for impairment | 12,567 | 2,176 | 12,567 | 2,176 | 3,061
Ending balance: collectively evaluated for impairment | 1,332,016 | 1,088,620 | 1,332,016 | 1,088,620 | 1,215,786
Ending balance: loans acquired with deteriorated credit quality | 140 | 335 | 140 | 335 | 152
Consumer Real Estate [Member] |  |  |  |  |
ALLOWANCE FOR CREDIT LOSSES: |  |  |  |  |
Beginning balance | 345 | 268 | 311 | 247 | 247
Charge Offs |  | (14) | (35) | (56) |
Recoveries | 2 |  | 5 |  |
Provision (Credit) | 223 | 21 | 289 | 84 |
Ending Balance | 570 | 275 | 570 | 275 | 311
Ending balance: individually evaluated for impairment | 16 | 54 | 16 | 54 | 30
Ending balance: collectively evaluated for impairment | 554 | 221 | 554 | 221 | 281
Ending balance: loans acquired with deteriorated credit quality | 0 | 0 | 0 | 0 | 0
FINANCING RECEIVABLES: |  |  |  |  |
Loans after net deferred loan fees and costs | 173,615 | 158,957 | 173,615 | 158,957 | 164,691
Ending balance: individually evaluated for impairment | 847 | 862 | 847 | 862 | 829
Ending balance: collectively evaluated for impairment | 172,724 | 157,909 | 172,724 | 157,909 | 163,816
Ending balance: loans acquired with deteriorated credit quality | 44 | 186 | 44 | 186 | 46
Agricultural Real Estate [Member] |  |  |  |  |
ALLOWANCE FOR CREDIT LOSSES: |  |  |  |  |
Beginning balance | 327 | 270 | 314 | 250 | 250
Provision (Credit) | 486 | 70 | 499 | 90 |
Ending Balance | 813 | 340 | 813 | 340 | 314
Ending balance: individually evaluated for impairment | 438 |  | 438 |  |
Ending balance: collectively evaluated for impairment | 375 | 340 | 375 | 340 | 314
Ending balance: loans acquired with deteriorated credit quality | 0 | 0 | 0 | 0 | 0
FINANCING RECEIVABLES: |  |  |  |  |
Loans after net deferred loan fees and costs | 194,310 | 193,616 | 194,310 | 193,616 | 198,859
Ending balance: individually evaluated for impairment | 5,990 |  | 5,990 |  |
Ending balance: collectively evaluated for impairment | 188,320 | 193,616 | 188,320 | 193,616 | 198,859
Agricultural [Member] |  |  |  |  |
ALLOWANCE FOR CREDIT LOSSES: |  |  |  |  |
Beginning balance | 665 | 706 | 691 | 768 | 768
Recoveries |  | 1 |  | 2 |
Provision (Credit) | 371 | 49 | 345 | (14) |
Ending Balance | 1,036 | 756 | 1,036 | 756 | 691
Ending balance: individually evaluated for impairment | 98 | 26 | 98 | 26 | 21
Ending balance: collectively evaluated for impairment | 938 | 730 | 938 | 730 | 670
Ending balance: loans acquired with deteriorated credit quality | 0 | 0 | 0 | 0 | 0
FINANCING RECEIVABLES: |  |  |  |  |
Loans after net deferred loan fees and costs | 107,615 | 113,906 | 107,615 | 113,906 | 111,949
Ending balance: individually evaluated for impairment | 623 | 74 | 623 | 74 | 691
Ending balance: collectively evaluated for impairment | 106,992 | 113,832 | 106,992 | 113,832 | 111,258
Commercial Real Estate [Member] |  |  |  |  |
ALLOWANCE FOR CREDIT LOSSES: |  |  |  |  |
Beginning balance | 3,873 | 3,203 | 3,634 | 3,217 | 3,217
Charge Offs | (8) |  | (8) |  |
Recoveries | 2 | 3 | 5 | 5 |
Provision (Credit) | 591 | 114 | 827 | 98 |
Ending Balance | 4,458 | 3,320 | 4,458 | 3,320 | 3,634
Ending balance: individually evaluated for impairment | 58 |  | 58 |  |
Ending balance: collectively evaluated for impairment | 4,400 | 3,320 | 4,400 | 3,320 | 3,634
Ending balance: loans acquired with deteriorated credit quality | 0 | 0 | 0 | 0 | 0
FINANCING RECEIVABLES: |  |  |  |  |
Loans after net deferred loan fees and costs | 588,176 | 442,538 | 588,176 | 442,538 | 550,082
Ending balance: individually evaluated for impairment | 3,258 | 191 | 3,258 | 191 | 299
Ending balance: collectively evaluated for impairment | 584,918 | 442,347 | 584,918 | 442,347 | 549,783
Commercial and Industrial [Member] |  |  |  |  |
ALLOWANCE FOR CREDIT LOSSES: |  |  |  |  |
Beginning balance | 2,750 | 1,490 | 1,727 | 1,305 | 1,305
Charge Offs | (165) |  | (165) |  |
Recoveries | 6 | 5 | 9 | 8 |
Provision (Credit) | (168) | (34) | 852 | 148 |
Ending Balance | 2,423 | 1,461 | 2,423 | 1,461 | 1,727
Ending balance: individually evaluated for impairment | 560 | 155 | 560 | 155 | 142
Ending balance: collectively evaluated for impairment | 1,863 | 1,306 | 1,863 | 1,306 | 1,585
Ending balance: loans acquired with deteriorated credit quality | 0 | 0 | 0 | 0 | 0
FINANCING RECEIVABLES: |  |  |  |  |
Loans after net deferred loan fees and costs | 230,748 | 133,014 | 230,748 | 133,014 | 144,009
Ending balance: individually evaluated for impairment | 1,822 | 1,049 | 1,822 | 1,049 | 1,209
Ending balance: collectively evaluated for impairment | 228,926 | 131,848 | 228,926 | 131,848 | 142,694
Ending balance: loans acquired with deteriorated credit quality |  | 117 |  | 117 | 106
Consumer [Member] |  |  |  |  |
ALLOWANCE FOR CREDIT LOSSES: |  |  |  |  |
Beginning balance | 533 | 496 | 551 | 484 | 484
Charge Offs | (64) | (114) | (193) | (279) |
Recoveries | 58 | 33 | 88 | 65 |
Provision (Credit) | 34 | 111 | 115 | 256 |
Ending Balance | 561 | 526 | 561 | 526 | 551
Ending balance: individually evaluated for impairment |  |  |  |  | 4
Ending balance: collectively evaluated for impairment | 561 | 526 | 561 | 526 | 547
Ending balance: loans acquired with deteriorated credit quality | 0 | 0 | 0 | 0 | 0
FINANCING RECEIVABLES: |  |  |  |  |
Loans after net deferred loan fees and costs | 50,259 | 49,100 | 50,259 | 49,100 | 49,409
Ending balance: individually evaluated for impairment | 27 |  | 27 |  | 33
Ending balance: collectively evaluated for impairment | 50,136 | 49,068 | 50,136 | 49,068 | 49,376
Ending balance: loans acquired with deteriorated credit quality | 96 | 32 | 96 | 32 |
Unallocated [Member] |  |  |  |  |
ALLOWANCE FOR CREDIT LOSSES: |  |  |  |  |
Beginning balance | 40 | 203 |  | 504 | 504
Provision (Credit) | 32 | (198) | 72 | (499) |
Ending Balance | 72 | 5 | 72 | 5 |
Ending balance: collectively evaluated for impairment | 72 | 5 | 72 | 5 |
Ending balance: loans acquired with deteriorated credit quality | 0 | 0 | 0 | 0 | 0
Unfunded Loan Commitment & Letters of Credit [Member] |  |  |  |  |
ALLOWANCE FOR CREDIT LOSSES: |  |  |  |  |
Beginning balance | 470 | 346 | 479 | 274 | 274
Other Non-interest expense related to unfunded | 135 | 24 | 126 | 96 |
Ending Balance | 605 | 370 | 605 | 370 | 479
Ending balance: collectively evaluated for impairment | 605 | 370 | 605 | 370 | 479
Ending balance: loans acquired with deteriorated credit quality | $ 0 | $ 0 | $ 0 | $ 0 | $ 0

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- Definition Amount of recovery of loans and lease receivables which had previously been fully or partially written-off as bad debts. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (c)(4) -URI http://asc.fasb.org/extlink&oid=121611835&loc=SL6953423-111524 + Details
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