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Condensed Consolidated Statements of Cash Flows (Unaudited) - USD ($)
$ in Thousands
3 Months Ended 6 Months Ended 12 Months Ended
Jun. 30, 2021
Jun. 30, 2020
Jun. 30, 2021
Jun. 30, 2020
Dec. 31, 2020
Cash Flows from Operating Activities          
Net income     $ 9,892 $ 8,909  
Adjustments to reconcile net income to net cash from operating activities:          
Depreciation     1,360 1,310  
Amortization of premiums on available-for-sale securities, net     1,044 554  
Amortization of servicing rights $ 524 $ 356 1,029 488  
Amortization of core deposit intangible     303 364  
Amortization of customer list intangible     61    
Net amortization of fair value adjustments     3 310  
Stock-based compensation expense     396 588  
Director stock award     71 48  
Deferred income taxes       (3)  
Provision for loan loss 641 1,569 2,341 2,999 $ 6,981
Gain on sale of loans held for sale (955) (364) (2,001) (591)  
Originations of loans held for sale     (65,018) (87,998)  
Proceeds from sale of loans held for sale     66,718 81,189  
(Gain) loss on sale of other assets owned 227 (7) 202 (6)  
Gain on sales of securities available-for-sale     (293) (270)  
Increase in cash surrender value of bank owned life insurance     (296) (164)  
Change in other assets and other liabilities, net     (2,779) 264  
Net cash provided by operating activities     13,033 7,991  
Activity in available-for-sale securities:          
Maturities, prepayments and calls     30,084 39,959  
Sales     9,291 11,843  
Purchases     (115,815) (60,696)  
Activity in other securities, at cost:          
Purchases     (199)    
Change in interest-bearing time deposits     6,282 (327)  
Proceeds from sale of other assets owned     147 85  
Additions to premises and equipment     (976) (1,000)  
Loan originations and principal collections, net     (104,021) (125,692)  
Acquisition of Ossian Financial Services, Inc., net of cash received     228    
Net cash used in investing activities     (174,979) (135,828)  
Cash Flows from Financing Activities          
Net change in deposits     141,875 188,861  
Net change in federal funds purchased and securities sold under agreements to repurchase     (357) (17,124)  
Repayment of FHLB advances     (157) (5,993)  
Purchase of treasury stock     (224) (226)  
Cash dividends paid on common stock     (3,778) (3,536)  
Net cash provided by financing activities     137,359 161,982  
Net Increase (Decrease) in Cash and Cash Equivalents     (24,587) 34,145  
Cash and Cash Equivalents - Beginning of year     175,706 51,296 51,296
Cash and Cash Equivalents - End of period $ 151,119 $ 85,441 151,119 85,441 $ 175,706
Supplemental cash flow information:          
Interest paid     3,085 5,839  
Income taxes paid     3,520    
Supplemental noncash disclosures:          
Transfer of loans to other real estate owned     209    
Cash dividends declared not paid     1,888 $ 1,768  
Ossian Financial Services, Inc. [Member]          
Supplemental noncash disclosures:          
Fair value of assets acquired     137,058    
Cash paid for the capital stock     20,001    
Liabilities assumed     $ 117,057