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Minimum Regulatory Capital Requirements (Tables)
12 Months Ended
Dec. 31, 2021
Federal Home Loan Banks [Abstract]  
Summary of Bank's Actual and Required Capital Amounts and Ratios

The Bank’s actual and required capital amounts and ratios as of December 31, 2021 and December 31, 2020 are as follows:

 

 

 

Actual

 

 

 

 

 

 

Minimum Capital Required

 

 

 

 

 

 

Required to be Considered

Well-Capitalized

 

 

 

 

 

 

 

(000's)

 

 

 

 

 

 

(000's)

 

 

 

 

 

 

(000's)

 

 

 

 

 

As of December 31, 2021

 

Amount

 

 

Ratio

 

 

Amount

 

 

Ratio

 

 

Amount

 

 

Ratio

 

Common Equity Tier 1 Capital (to

   Risk Weighted Assets)

 

$

256,943

 

 

 

14.26

%

 

$

81,074

 

 

 

4.50

%

 

$

117,112

 

 

 

6.50

%

Total Risk-Based Capital (to Risk

   Weighted Assets)

 

 

274,226

 

 

 

15.22

%

 

 

144,138

 

 

 

8.00

%

 

 

180,173

 

 

 

10.00

%

Tier 1 Capital (to Risk Weighted

   Assets)

 

 

256,943

 

 

 

14.26

%

 

 

108,104

 

 

 

6.00

%

 

 

144,138

 

 

 

8.00

%

Tier 1 Leverage Capital (to

   Adjusted Total Assets)

 

 

256,943

 

 

 

10.25

%

 

 

100,317

 

 

 

4.00

%

 

 

125,396

 

 

 

5.00

%

 

 

 

Actual

 

 

 

 

 

 

Minimum Capital Required

 

 

 

 

 

 

Required to be Considered

Well-Capitalized

 

 

 

 

 

 

 

(000's)

 

 

 

 

 

 

(000's)

 

 

 

 

 

 

(000's)

 

 

 

 

 

As of December 31, 2020

 

Amount

 

 

Ratio

 

 

Amount

 

 

Ratio

 

 

Amount

 

 

Ratio

 

Common Equity Tier 1 Capital (to

   Risk Weighted Assets)

 

$

164,322

 

 

 

11.63

%

 

$

63,542

 

 

 

4.50

%

 

$

91,783

 

 

 

6.50

%

Total Risk-Based Capital (to Risk

   Weighted Assets)

 

 

178,635

 

 

 

12.64

%

 

 

113,032

 

 

 

8.00

%

 

 

141,290

 

 

 

10.00

%

Tier 1 Capital (to Risk Weighted

   Assets)

 

 

164,322

 

 

 

11.63

%

 

 

84,774

 

 

 

6.00

%

 

 

113,032

 

 

 

8.00

%

Tier 1 Leverage Capital (to

   Adjusted Total Assets)

 

 

164,322

 

 

 

9.08

%

 

 

72,419

 

 

 

4.00

%

 

 

90,524

 

 

 

5.00

%