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Condensed Consolidated Statements of Cash Flows (Unaudited) - USD ($)
$ in Thousands
3 Months Ended 6 Months Ended 12 Months Ended
Jun. 30, 2022
Jun. 30, 2021
Jun. 30, 2022
Jun. 30, 2021
Dec. 31, 2021
Cash Flows from Operating Activities          
Net income     $ 16,373 $ 9,892  
Adjustments to reconcile net income to net cash from operating activities:          
Depreciation     1,418 1,360  
Amortization of premiums on available-for-sale securities, net     1,108 1,044  
Servicing rights amortization and impairment $ 59 $ 524 85 1,029  
Amortization of core deposit intangible     398 303  
Amortization of customer list intangible     61 61  
Net amortization (accretion) of fair value adjustments     (2,070) 3  
Amortization of subordinated note issuance costs     57    
Stock-based compensation expense     432 396  
Director stock award     120 71  
Provision for loan loss 1,628 641 2,208 2,341 $ 3,444
Gain on sale of loans held for sale (164) (955) (861) (2,001)  
Originations of loans held for sale     (47,063) (65,018)  
Proceeds from sale of loans held for sale     51,408 66,718  
(Gain) Loss on sale of other assets owned (266) 227 (271) 202  
Gain on sales of securities available-for-sale       (293)  
Increase in cash surrender value of bank owned life insurance     (316) (296)  
Change in other assets and other liabilities, net     (652) (2,779)  
Net cash provided by operating activities     22,435 13,033  
Activity in available-for-sale securities:          
Maturities, prepayments and calls     19,479 30,084  
Sales       9,291  
Purchases     (25,884) (115,815)  
Activity in other securities, at cost:          
Purchases     (573) (199)  
Change in interest-bearing time deposits     4,229 6,282  
Proceeds from sale of other assets owned     430 147  
Additions to premises and equipment     (984) (976)  
Loan originations and principal collections, net     (176,649) (104,021)  
Net cash used in investing activities     (179,952) (174,979)  
Cash Flows from Financing Activities          
Net change in deposits     31,823 141,875  
Net change in federal funds purchased and securities sold under agreements to repurchase     42,676 (357)  
Proceeds from FHLB advances     20,000    
Repayment of FHLB advances     (1,388) (157)  
Repayment of other borrowings     (40,000)    
Purchase of treasury stock     (54) (224)  
Cash dividends paid on common stock     (4,924) (3,778)  
Net cash provided by financing activities     48,133 137,359  
Net Decrease in Cash and Cash Equivalents     (109,384) (24,587)  
Cash and Cash Equivalents - Beginning of year     180,823 175,706 175,706
Cash and Cash Equivalents - End of period $ 71,439 $ 151,119 71,439 151,119 $ 180,823
Supplemental cash flow information:          
Interest paid     5,647 3,085  
Income taxes paid     3,060 3,520  
Supplemental noncash disclosures:          
Transfer of loans to other real estate owned       209  
Cash dividends declared not paid     $ 2,626 1,888  
Ossian Financial Services, Inc. [Member]          
Activity in other securities, at cost:          
Acquisition of Ossian Financial Services, Inc., net of cash received       228  
Supplemental noncash disclosures:          
Fair value of assets acquired       137,058  
Cash paid for the capital stock       20,001  
Liabilities assumed       $ 117,057