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Condensed Consolidated Statements of Income (Unaudited) - USD ($)
$ in Thousands
 3 Months Ended
Mar. 31, 2024
Mar. 31, 2023
Interest Income    
Loans, including fees $ 35,200 $ 29,703
Debt securities:    
U.S. Treasury and government agencies 1,045 1,068
Municipalities 394 408
Dividends 333 123
Federal funds sold 7 21
Other 1,675 479
Total interest income 38,654 31,802
Interest Expense    
Deposits 15,279 8,151
Federal funds purchased and securities sold under agreements to repurchase 284 405
Borrowed funds 2,689 1,280
Subordinated notes 284 284
Total interest expense 18,536 10,120
Net Interest Income - Before Provision for Credit Losses* 20,118 21,682
Provision for Credit Losses-Loans* (289) 817
Provision for Credit Losses-Off Balance Sheet Credit Exposures* (266) 62
Net Interest Income After Provision for Credit Losses* 20,673 20,803
Noninterest Income    
Net gain on sale of loans 107 67
Net loss on sale of available-for-sale securities   (891)
Total noninterest income 3,946 4,177
Noninterest Expense    
Salaries and wages 7,846 6,657
Employee benefits 2,171 2,165
Net occupancy expense 1,027 856
Furniture and equipment 1,353 1,252
Data processing 500 726
Franchise taxes 555 366
ATM expense 473 623
Advertising 530 514
FDIC assessment 580 306
Servicing rights amortization - net 168 159
Consulting fees 186 230
Other general and administrative 2,452 3,077
Total noninterest expense 17,841 16,931
Income Before Income Taxes 6,778 8,049
Income Taxes 1,419 1,583
Net Income $ 5,359 $ 6,466
Basic Earnings Per Share $ 0.39 $ 0.47
Diluted Earnings Per Share 0.39 0.47
Dividends Declared $ 0.22 $ 0.21
Customer Service Fees [Member]    
Noninterest Income    
Noninterest income $ 2,782 $ 2,447
Other Service Charges and Fees [Member]    
Noninterest Income    
Noninterest income $ 1,057 $ 2,554