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Condensed Consolidated Statements of Income (Unaudited) - USD ($)
$ in Thousands
 3 Months Ended 6 Months Ended
Jun. 30, 2024
Jun. 30, 2023
Jun. 30, 2024
Jun. 30, 2023
Interest Income        
Loans, including fees $ 36,593 $ 31,365 $ 71,793 $ 61,068
Debt securities:        
U.S. Treasury and government agencies 1,148 1,030 2,193 2,098
Municipalities 389 401 783 809
Dividends 327 148 660 271
Federal funds sold 7 9 14 30
Other 2,702 424 4,377 903
Total interest income 41,166 33,377 79,820 65,179
Interest Expense        
Deposits 16,488 10,434 31,767 18,585
Federal funds purchased and securities sold under agreements to repurchase 276 427 560 832
Borrowed funds 2,742 2,113 5,431 3,393
Subordinated notes 285 285 569 569
Total interest expense 19,791 13,259 38,327 23,379
Net Interest Income - Before Provision for Credit Losses 21,375 20,118 41,493 41,800
Provision for Credit Losses - Loans 605 143 316 960
Provision for Credit Losses - Off Balance Sheet Credit Exposures (18) (129) (284) (67)
Net Interest Income After Provision for Credit Losses 20,788 20,104 41,461 40,907
Noninterest Income        
Interchange income 1,330 1,323 2,759 2,742
Loan servicing income 513 1,179 1,052 3,237
Net gain on sale of loans 314 108 421 175
Increase in cash surrender value of bank owned life insurance 236 201 452 397
Net loss on sale of available-for-sale securities       (891)
Total noninterest income 3,667 4,272 7,613 8,449
Noninterest Expense        
Salaries and wages 7,589 6,500 15,435 13,157
Employee benefits 2,112 2,071 4,283 4,236
Net occupancy expense 999 840 2,026 1,696
Furniture and equipment 1,407 1,211 2,760 2,463
Data processing 448 796 948 1,522
Franchise taxes 265 379 820 745
ATM expense 397 683 870 1,306
Advertising 519 830 1,049 1,344
Net gain on sale of other assets owned (49)   (49)  
FDIC assessment 507 496 1,087 802
Servicing rights amortization - net 187 164 355 323
Loan expense 251 233 480 568
Consulting fees 198 231 384 461
Professional Fees 527 325 972 741
Intangible asset amortization 444 444 889 889
Other general and administrative 1,495 1,641 2,828 3,522
Total noninterest expense 17,296 16,844 35,137 33,775
Income Before Income Taxes 7,159 7,532 13,937 15,581
Income Taxes 1,477 1,531 2,896 3,114
Net Income $ 5,682 $ 6,001 $ 11,041 $ 12,467
Basic Earnings Per Share $ 0.42 $ 0.44 $ 0.81 $ 0.92
Diluted Earnings Per Share 0.42 0.44 0.81 0.92
Dividends Declared $ 0.22 $ 0.21 $ 0.44 $ 0.42
Customer Service Fees [Member]        
Noninterest Income        
Noninterest income $ 189 $ 369 $ 787 $ 669
Other Service Charges and Fees [Member]        
Noninterest Income        
Noninterest income $ 1,085 $ 1,092 $ 2,142 $ 2,120