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Consolidated Statements of Income - USD ($)
$ in Thousands
 12 Months Ended
Dec. 31, 2024
Dec. 31, 2023
Dec. 31, 2022
Interest Income      
Loans, including fees $ 145,329 $ 129,344 $ 94,264
Debt securities:      
U.S. Treasury and government agencies 5,542 4,090 4,225
Municipalities 1,554 1,598 1,415
Dividends 1,361 882 318
Federal funds sold 45 44 21
Other 9,741 3,850 906
Total interest income 163,572 139,808 101,149
Interest Expense      
Deposits 64,463 46,923 9,883
Federal funds purchased and securities sold under agreements to repurchase 1,111 1,474 1,197
Borrowed funds 10,948 8,876 2,160
Subordinated notes 1,138 1,138 1,122
Total interest expense 77,660 58,411 14,362
Net Interest Income - Before Provision for Credit Losses* 85,912 81,397 86,787
Provision for Credit Losses - Loans* 944 1,698 4,600
Provision for (Recovery of) Credit Losses - Off Balance Sheet Credit Exposures (671) 46 0
Net Interest Income After Provision for Credit Losses 85,639 79,653 82,187
Noninterest Income      
Interchange income 5,396 5,318 4,995
Loan servicing income 2,533 4,405 2,222
Net gain on sale of loans 859 699 1,353
Increase in cash surrender value of bank owned life insurance 965 834 691
Net gain (loss) on sale of other assets owned 71 (135) 259
Net loss on sale of available-for-sale securities 0 (891)  
Total consolidated noninterest income 15,621 15,905 15,796
Noninterest Expense      
Salaries and wages 30,168 26,915 22,700
Employee benefits 8,543 7,520 6,903
Net occupancy expense 4,152 3,833 2,566
Furniture and equipment 5,264 5,022 4,207
Data processing 1,447 3,147 3,956
Franchise taxes 1,542 1,487 1,384
ATM expense 1,670 2,611 2,217
Advertising 2,144 2,606 1,646
FDIC assessment 2,108 1,982 905
Servicing rights amortization - net 818 611 145
Loan expense 960 1,055 1,070
Consulting fees 877 832 1,302
Professional fees 1,793 1,430 1,492
Intangible asset amortization 1,780 1,780 1,134
Other general and administrative 5,421 6,373 5,881
Total noninterest expense 68,687 67,204 57,508
Net income before income taxes 32,573 28,354 40,475
Income Taxes 6,635 5,567 7,960
Net Income $ 25,938 $ 22,787 $ 32,515
Basic Earnings Per Share $ 1.9 $ 1.67 $ 2.46
Diluted Earnings Per Share 1.9 1.67 2.46
Dividends Declared $ 0.8825 $ 0.85 $ 0.8125
Customer Service Fees [Member]      
Noninterest Income      
Noninterest income $ 1,324 $ 1,332 $ 2,050
Other Service Charges and Fees [Member]      
Noninterest Income      
Noninterest income $ 4,473 $ 4,343 $ 4,226