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Condensed Consolidated Statements of Income (Unaudited) - USD ($)
$ in Thousands
 3 Months Ended 9 Months Ended
Sep. 30, 2025
Sep. 30, 2024
Sep. 30, 2025
Sep. 30, 2024
Interest Income        
Loans, including fees $ 41,013 $ 36,873 $ 117,615 $ 108,666
Debt securities:        
U.S. Treasury and government agencies 2,224 1,467 6,552 3,660
Municipalities 366 387 1,117 1,170
Dividends 309 334 958 994
Federal funds sold   7   21
Other 572 2,833 2,736 7,210
Total interest income 44,484 41,901 128,978 121,721
Interest Expense        
Deposits 15,060 16,947 43,861 48,714
Federal funds purchased and securities sold under agreements to repurchase 273 277 816 837
Borrowed funds 1,966 2,804 6,927 8,235
Subordinated notes 284 284 853 853
Total interest expense 17,583 20,312 52,457 58,639
Net Interest Income - Before Provision for Credit Losses 26,901 21,589 76,521 63,082
Provision for Credit Losses - Loans 557 282 2,029 598
Recovery of Credit Losses - Off Balance Sheet Credit Exposures (272) (267) (505) (551)
Net Interest Income - After Provision for Credit Losses 26,616 21,574 74,997 63,035
Noninterest Income        
Interchange income 1,273 1,315 3,953 4,074
Loan servicing income 674 710 2,065 1,762
Net gain on sale of loans 444 215 985 636
Increase in cash surrender value of bank owned life insurance 247 265 730 717
Gain (Loss) on sale of other assets owned 0 0 (39) 49
Total noninterest income 4,357 3,960 12,454 11,622
Noninterest Expense        
Salaries and wages 8,108 7,713 23,553 23,148
Employee benefits 2,273 2,112 6,942 6,395
Net occupancy expense 1,104 1,054 3,378 3,080
Furniture and equipment 1,532 1,472 4,224 4,232
Data processing 1,109 339 2,723 1,287
Franchise taxes 397 410 1,191 1,230
ATM expense 665 472 1,917 1,342
Advertising 674 597 1,533 1,646
FDIC assessment 428 516 1,341 1,603
Servicing rights amortization - net 586 219 947 574
Loan expense 362 244 918 724
Consulting fees 242 251 1,481 635
Professional Fees 516 453 1,577 1,425
Intangible asset amortization 445 445 1,334 1,334
Other general and administrative 1,298 1,128 4,700 3,956
Total noninterest expense 19,739 17,425 57,759 52,611
Income Before Income Taxes 11,234 8,109 29,692 22,046
Income Taxes 2,380 1,593 6,176 4,489
Net Income $ 8,854 $ 6,516 $ 23,516 $ 17,557
Basic Earnings Per Share $ 0.64 $ 0.48 $ 1.71 $ 1.28
Diluted Earnings Per Share 0.64 0.48 1.71 1.28
Dividends Declared $ 0.2275 $ 0.22125 $ 0.67 $ 0.66125
Customer Service Fees [Member]        
Noninterest Income        
Noninterest income $ 370 $ 300 $ 1,081 $ 1,087
Other Service Charges and Fees [Member]        
Noninterest Income        
Noninterest income $ 1,349 $ 1,155 $ 3,679 $ 3,297