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Condensed Consolidated Statements of Cash Flows (Unaudited) - USD ($)
$ in Thousands
3 Months Ended 9 Months Ended 12 Months Ended
Sep. 30, 2025
Sep. 30, 2024
Sep. 30, 2025
Sep. 30, 2024
Dec. 31, 2024
Cash Flows from Operating Activities          
Net income     $ 23,516 $ 17,557  
Adjustments to reconcile net income to net cash from operating activities:          
Depreciation     2,999 3,052  
Amortization of premiums on available-for-sale securities, net     89 905  
Capitalized additions to servicing rights     (828) (570)  
Servicing rights amortization and impairment $ 586 $ 219 947 574  
Amortization of core deposit intangible     1,242 1,242  
Amortization of customer list intangible     92 92  
Net accretion of fair value adjustments     (1,816) (2,063)  
Amortization of subordinated note issuance costs     86 87  
Stock-based compensation expense     1,077 1,068  
Director stock awards     189 186  
Provision for credit losses - loans 557 282 2,029 598 $ 944
Recovery of credit losses - off balance sheet credit exposures (272) (267) (505) (551)  
Gain on sale of loans held for sale (444) (215) (985) (636)  
Originations of loans held for sale     (44,991) (36,545)  
Proceeds from sale of loans held for sale     45,969 37,051  
Gain on derivatives     (45) (62)  
Loss (Gain) on sale of other assets owned 0 0 39 (49)  
Increase in cash surrender value of bank owned life insurance     (730) (717)  
Change in other assets and other liabilities, net     (5,061) 8,645  
Net cash provided by operating activities     23,313 29,864  
Activity in available-for-sale securities:          
Maturities, prepayments and calls     49,368 21,029  
Sales     1,374 0  
Purchases     (32,825) (56,137)  
Activity in other securities, at cost:          
Purchases of FHLB stock     (1,026) (1,789)  
Proceeds from redemption of FHLB stock     3,917 1,518  
Change in interest-bearing time deposits     984 13  
Proceeds from sale of other assets owned     15 89  
Additions to premises and equipment     (1,580) (1,142)  
Net (increase) decrease on loan originations and principal collections     (96,000) 45,672  
Net cash (used in) provided by investing activities     (75,773) 9,253  
Cash Flows from Financing Activities          
Net change in deposits     65,146 77,350  
Net change in federal funds purchased and securities sold under agreements to repurchase     (4,500) (926)  
Proceeds from FHLB advances     0 15,000  
Repayment of FHLB advances     (58,153) (17,650)  
Purchase of treasury stock     (361) (664)  
Cash dividends paid on common stock     (8,993) (8,924)  
Net cash (used in) provided by financing activities     (6,861) 64,186  
Net (Decrease) Increase in Cash and Cash Equivalents     (59,321) 103,303  
Cash and Cash Equivalents - Beginning of year     176,351 142,201 142,201
Cash and Cash Equivalents - End of period $ 117,030 $ 245,504 117,030 245,504 $ 176,351
Supplemental cash flow information:          
Interest paid     53,320 57,571  
Income taxes paid     6,687 1,900  
Supplemental noncash disclosures:          
Cash dividends declared not paid     $ 3,091 $ 2,998