<SEC-DOCUMENT>0001166928-20-000083.txt : 20200430
<SEC-HEADER>0001166928-20-000083.hdr.sgml : 20200430
<ACCEPTANCE-DATETIME>20200430125227
ACCESSION NUMBER:		0001166928-20-000083
CONFORMED SUBMISSION TYPE:	13F-HR
PUBLIC DOCUMENT COUNT:		2
CONFORMED PERIOD OF REPORT:	20200331
FILED AS OF DATE:		20200430
DATE AS OF CHANGE:		20200430
EFFECTIVENESS DATE:		20200430

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			WEST BANCORPORATION INC
		CENTRAL INDEX KEY:			0001166928
		STANDARD INDUSTRIAL CLASSIFICATION:	STATE COMMERCIAL BANKS [6022]
		IRS NUMBER:				421230603
		STATE OF INCORPORATION:			IA
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		13F-HR
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	028-19827
		FILM NUMBER:		20834443

	BUSINESS ADDRESS:	
		STREET 1:		1601 22ND ST
		CITY:			WEST DES MOINES
		STATE:			IA
		ZIP:			50266
		BUSINESS PHONE:		5152222309

	MAIL ADDRESS:	
		STREET 1:		1601 22ND ST
		CITY:			WEST DES MOINES
		STATE:			IA
		ZIP:			50266
</SEC-HEADER>
<DOCUMENT>
<TYPE>13F-HR
<SEQUENCE>1
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      <filer>
        <credentials>
          <cik>0001166928</cik>
          <ccc>XXXXXXXX</ccc>
        </credentials>
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      <periodOfReport>03-31-2020</periodOfReport>
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    <coverPage>
      <reportCalendarOrQuarter>03-31-2020</reportCalendarOrQuarter>
      <filingManager>
        <name>WEST BANCORPORATION INC</name>
        <address>
          <com:street1>1601 22ND ST</com:street1>
          <com:city>WEST DES MOINES</com:city>
          <com:stateOrCountry>IA</com:stateOrCountry>
          <com:zipCode>50266</com:zipCode>
        </address>
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      <reportType>13F HOLDINGS REPORT</reportType>
      <form13FFileNumber>028-19827</form13FFileNumber>
      <provideInfoForInstruction5>N</provideInfoForInstruction5>
    </coverPage>
    <signatureBlock>
      <name>Sue Ann Niehaus</name>
      <title>Vice President, Trust Operations</title>
      <phone>515-222-2399</phone>
      <signature>/s/ Sue Ann Niehaus</signature>
      <city>West Des Moines</city>
      <stateOrCountry>IA</stateOrCountry>
      <signatureDate>04-30-2020</signatureDate>
    </signatureBlock>
    <summaryPage>
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      <tableEntryTotal>272</tableEntryTotal>
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    <titleOfClass>COM</titleOfClass>
    <cusip>88579Y101</cusip>
    <value>392</value>
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      <sshPrnamt>2874</sshPrnamt>
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    <titleOfClass>COM</titleOfClass>
    <cusip>009158106</cusip>
    <value>173</value>
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    <nameOfIssuer>Alerian MLP ETF</nameOfIssuer>
    <titleOfClass>ALERIAN MLP</titleOfClass>
    <cusip>00162Q866</cusip>
    <value>3</value>
    <shrsOrPrnAmt>
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    <titleOfClass>SPONSORED ADS</titleOfClass>
    <cusip>01609W102</cusip>
    <value>10</value>
    <shrsOrPrnAmt>
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    <titleOfClass>COM</titleOfClass>
    <cusip>018802108</cusip>
    <value>164</value>
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    <titleOfClass>CAP STK CL A</titleOfClass>
    <cusip>02079K305</cusip>
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    <cusip>02079K107</cusip>
    <value>431</value>
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    <titleOfClass>COM</titleOfClass>
    <cusip>02209S103</cusip>
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    <cusip>03027X100</cusip>
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    <nameOfIssuer>Barclays Bank PLC IPATH Bloomberg Commodity Index Total Return ETN</nameOfIssuer>
    <titleOfClass>DJUBS CMDT ETN36</titleOfClass>
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    <nameOfIssuer>Berkshire Hathaway INC</nameOfIssuer>
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    <nameOfIssuer>Best Buy CO INC</nameOfIssuer>
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    <nameOfIssuer>Blackrock INC</nameOfIssuer>
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    <cusip>09257R101</cusip>
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    <nameOfIssuer>Boeing CO</nameOfIssuer>
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    <nameOfIssuer>Canadian National Railway Co</nameOfIssuer>
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    <value>38</value>
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    <nameOfIssuer>Capital One Financial Corp</nameOfIssuer>
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    <nameOfIssuer>Caseys General Stores INC</nameOfIssuer>
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    <nameOfIssuer>Centurylink INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>156700106</cusip>
    <value>42</value>
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    <nameOfIssuer>Chemours CO</nameOfIssuer>
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    <nameOfIssuer>Chevron Corp</nameOfIssuer>
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    <cusip>166764100</cusip>
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    <nameOfIssuer>Cisco Systems INC</nameOfIssuer>
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    <cusip>17275R102</cusip>
    <value>43</value>
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    <nameOfIssuer>Coca-cola CO</nameOfIssuer>
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    <nameOfIssuer>Coca-cola European Partners Plc</nameOfIssuer>
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    <nameOfIssuer>Cognizant Technology Solutions Corp</nameOfIssuer>
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    <nameOfIssuer>Colgate-palmolive CO</nameOfIssuer>
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    <value>254</value>
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    <nameOfIssuer>Conagra Brands INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
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    <nameOfIssuer>Conocophillips</nameOfIssuer>
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    <value>2</value>
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    <nameOfIssuer>Constellation Brands INC</nameOfIssuer>
    <titleOfClass>CL A</titleOfClass>
    <cusip>21036P108</cusip>
    <value>163</value>
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    <nameOfIssuer>Consumer Discretionary Select Sector SPDT Fd</nameOfIssuer>
    <titleOfClass>SBI CONS DISCR</titleOfClass>
    <cusip>81369Y407</cusip>
    <value>31</value>
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    <nameOfIssuer>Consumer Staples Sector SPDR</nameOfIssuer>
    <titleOfClass>SBI CONS STPLS</titleOfClass>
    <cusip>81369Y308</cusip>
    <value>20</value>
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    <nameOfIssuer>Corteva INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>22052L104</cusip>
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    <nameOfIssuer>Costco Wholesale Corp</nameOfIssuer>
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    <nameOfIssuer>Credit Suisse Ag Fi Large Cap Growth Enhnd Etn</nameOfIssuer>
    <titleOfClass>LG CP GRTH ENH</titleOfClass>
    <cusip>22542D423</cusip>
    <value>30</value>
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    <titleOfClass>COM</titleOfClass>
    <cusip>126650100</cusip>
    <value>233</value>
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    <nameOfIssuer>Danaher Corp</nameOfIssuer>
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    <value>217</value>
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    <titleOfClass>COM</titleOfClass>
    <cusip>23918K108</cusip>
    <value>3</value>
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    <nameOfIssuer>Discover Financial Services</nameOfIssuer>
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    <cusip>254709108</cusip>
    <value>28</value>
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    <nameOfIssuer>Dominion Energy INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>25746U109</cusip>
    <value>16</value>
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    <nameOfIssuer>Dow INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>260557103</cusip>
    <value>33</value>
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    <nameOfIssuer>Duke Energy Corp</nameOfIssuer>
    <titleOfClass>COM NEW</titleOfClass>
    <cusip>26441C204</cusip>
    <value>70</value>
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    <nameOfIssuer>Dupont De Nemours INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>26614N102</cusip>
    <value>39</value>
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    <nameOfIssuer>Eastman Chemical CO</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>277432100</cusip>
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    <nameOfIssuer>Eaton Corporation Plc</nameOfIssuer>
    <titleOfClass>SHS</titleOfClass>
    <cusip>G29183103</cusip>
    <value>214</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2756</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>2756</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Eaton Vance Enhanced Equity Income Fund</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>278274105</cusip>
    <value>19</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1600</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>1600</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Eaton Vance Enhanced Equity Income Fund Ii</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>278277108</cusip>
    <value>21</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1500</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>1500</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Electronic Arts INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>285512109</cusip>
    <value>248</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2476</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>2476</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Eli Lilly And CO</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>532457108</cusip>
    <value>54</value>
    <shrsOrPrnAmt>
      <sshPrnamt>390</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>390</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Enbridge Inc</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>29250N105</cusip>
    <value>70</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2407</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>2407</Sole>
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      <None>0</None>
    </votingAuthority>
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    <nameOfIssuer>Energy Transfer Equity LP</nameOfIssuer>
    <titleOfClass>COM UT LTD PTN</titleOfClass>
    <cusip>29273V100</cusip>
    <value>4</value>
    <shrsOrPrnAmt>
      <sshPrnamt>906</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>906</Sole>
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      <None>0</None>
    </votingAuthority>
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    <nameOfIssuer>Entergy Corp</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>29364G103</cusip>
    <value>38</value>
    <shrsOrPrnAmt>
      <sshPrnamt>400</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>400</Sole>
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      <None>0</None>
    </votingAuthority>
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    <nameOfIssuer>Enterprise Products Partners LP</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>293792107</cusip>
    <value>104</value>
    <shrsOrPrnAmt>
      <sshPrnamt>7240</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>7240</Sole>
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      <None>0</None>
    </votingAuthority>
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    <nameOfIssuer>Exelon Corp</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>30161N101</cusip>
    <value>2</value>
    <shrsOrPrnAmt>
      <sshPrnamt>59</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>59</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Exxon Mobil Corp</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>30231G102</cusip>
    <value>52</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1357</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>1357</Sole>
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      <None>0</None>
    </votingAuthority>
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    <nameOfIssuer>Facebook INC</nameOfIssuer>
    <titleOfClass>CL A</titleOfClass>
    <cusip>30303M102</cusip>
    <value>162</value>
    <shrsOrPrnAmt>
      <sshPrnamt>969</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>969</Sole>
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      <None>0</None>
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    <nameOfIssuer>Financial Select Sector SPDR</nameOfIssuer>
    <titleOfClass>SBI INT-FINL</titleOfClass>
    <cusip>81369Y605</cusip>
    <value>29</value>
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      <sshPrnamt>1374</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>1374</Sole>
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      <None>0</None>
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    <nameOfIssuer>First Tr Morningstar Dividend Leaders Index Fund</nameOfIssuer>
    <titleOfClass>SHS</titleOfClass>
    <cusip>336917109</cusip>
    <value>28</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1275</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <otherManager>1</otherManager>
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      <Sole>1275</Sole>
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      <None>0</None>
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    <nameOfIssuer>First Trust Enhanced Equity Income Fund</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>337318109</cusip>
    <value>135</value>
    <shrsOrPrnAmt>
      <sshPrnamt>10746</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>10746</Sole>
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      <None>0</None>
    </votingAuthority>
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    <nameOfIssuer>Fiserv INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>337738108</cusip>
    <value>279</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2941</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>2941</Sole>
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      <None>0</None>
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    <nameOfIssuer>Frontier Communications Corp</nameOfIssuer>
    <titleOfClass>COM NEW</titleOfClass>
    <cusip>35906A306</cusip>
    <value>0</value>
    <shrsOrPrnAmt>
      <sshPrnamt>209</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>209</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Garrett Motion INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>366505105</cusip>
    <value>1</value>
    <shrsOrPrnAmt>
      <sshPrnamt>298</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>298</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>General Electric CO</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>369604103</cusip>
    <value>63</value>
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      <sshPrnamt>7878</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>7878</Sole>
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      <None>0</None>
    </votingAuthority>
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    <nameOfIssuer>General Mills INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>370334104</cusip>
    <value>79</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1500</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <otherManager>1</otherManager>
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      <None>0</None>
    </votingAuthority>
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    <nameOfIssuer>Gilead Sciences INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>375558103</cusip>
    <value>112</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1501</sshPrnamt>
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    <otherManager>1</otherManager>
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      <Sole>1501</Sole>
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      <None>0</None>
    </votingAuthority>
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    <nameOfIssuer>Glaxosmithkline PLC</nameOfIssuer>
    <titleOfClass>SPONSORED ADR</titleOfClass>
    <cusip>37733W105</cusip>
    <value>19</value>
    <shrsOrPrnAmt>
      <sshPrnamt>497</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>497</Sole>
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      <None>0</None>
    </votingAuthority>
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    <nameOfIssuer>Goldman Sachs Group INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>38141G104</cusip>
    <value>126</value>
    <shrsOrPrnAmt>
      <sshPrnamt>814</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>814</Sole>
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      <None>0</None>
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    <nameOfIssuer>Green Dot Corp</nameOfIssuer>
    <titleOfClass>CL A</titleOfClass>
    <cusip>39304D102</cusip>
    <value>5</value>
    <shrsOrPrnAmt>
      <sshPrnamt>193</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>193</Sole>
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      <None>0</None>
    </votingAuthority>
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    <nameOfIssuer>Harley-davidson INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>412822108</cusip>
    <value>3</value>
    <shrsOrPrnAmt>
      <sshPrnamt>136</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>136</Sole>
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      <None>0</None>
    </votingAuthority>
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    <nameOfIssuer>Hasbro INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>418056107</cusip>
    <value>4</value>
    <shrsOrPrnAmt>
      <sshPrnamt>52</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>52</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Hca Healthcare INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>40412C101</cusip>
    <value>14</value>
    <shrsOrPrnAmt>
      <sshPrnamt>161</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>161</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Health Care Select Sector SPDR</nameOfIssuer>
    <titleOfClass>SBI HEALTHCARE</titleOfClass>
    <cusip>81369Y209</cusip>
    <value>39</value>
    <shrsOrPrnAmt>
      <sshPrnamt>445</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>445</Sole>
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      <None>0</None>
    </votingAuthority>
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    <nameOfIssuer>Home Depot INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>437076102</cusip>
    <value>605</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3241</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>3241</Sole>
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      <None>0</None>
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    <nameOfIssuer>Honeywell International INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>438516106</cusip>
    <value>623</value>
    <shrsOrPrnAmt>
      <sshPrnamt>4659</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>4659</Sole>
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      <None>0</None>
    </votingAuthority>
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    <nameOfIssuer>Hsbc Holdings Plc</nameOfIssuer>
    <titleOfClass>SPON ADR NEW</titleOfClass>
    <cusip>404280406</cusip>
    <value>3</value>
    <shrsOrPrnAmt>
      <sshPrnamt>108</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>108</Sole>
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    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Illumina INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>452327109</cusip>
    <value>36</value>
    <shrsOrPrnAmt>
      <sshPrnamt>132</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>132</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Imv INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>44974L103</cusip>
    <value>8</value>
    <shrsOrPrnAmt>
      <sshPrnamt>4687</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>4687</Sole>
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      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Industrial Select Sector SPDR</nameOfIssuer>
    <titleOfClass>SBI INT-INDS</titleOfClass>
    <cusip>81369Y704</cusip>
    <value>23</value>
    <shrsOrPrnAmt>
      <sshPrnamt>390</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>390</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>ING Groep NV</nameOfIssuer>
    <titleOfClass>SPONSORED ADR</titleOfClass>
    <cusip>456837103</cusip>
    <value>4</value>
    <shrsOrPrnAmt>
      <sshPrnamt>738</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>738</Sole>
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    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Intel Corp</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>458140100</cusip>
    <value>125</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2312</sshPrnamt>
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    <otherManager>1</otherManager>
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      <Sole>2312</Sole>
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    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>International Business Machines Corp</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>459200101</cusip>
    <value>351</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3162</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>3162</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Intuitive Surgical INC</nameOfIssuer>
    <titleOfClass>COM NEW</titleOfClass>
    <cusip>46120E602</cusip>
    <value>123</value>
    <shrsOrPrnAmt>
      <sshPrnamt>249</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>249</Sole>
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  <infoTable>
    <nameOfIssuer>Invesco High Yield Equity Dividend Achvrs Etf</nameOfIssuer>
    <titleOfClass>HIG YLD EQ DIV</titleOfClass>
    <cusip>46137V563</cusip>
    <value>36</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2750</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>2750</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Invesco Ltd</nameOfIssuer>
    <titleOfClass>SHS</titleOfClass>
    <cusip>G491BT108</cusip>
    <value>1</value>
    <shrsOrPrnAmt>
      <sshPrnamt>73</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>73</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Invesco S&amp;p 500 Eql Wght Energy Etf</nameOfIssuer>
    <titleOfClass>S&amp;P500 EQL ENR</titleOfClass>
    <cusip>46137V365</cusip>
    <value>3</value>
    <shrsOrPrnAmt>
      <sshPrnamt>165</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>165</Sole>
      <Shared>0</Shared>
      <None>0</None>
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  <infoTable>
    <nameOfIssuer>Iqvia Holdings INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>46266C105</cusip>
    <value>194</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1801</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
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      <Sole>1801</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>ISHARES Barclays Tips Bond Fund ETF</nameOfIssuer>
    <titleOfClass>TIPS BD ETF</titleOfClass>
    <cusip>464287176</cusip>
    <value>20</value>
    <shrsOrPrnAmt>
      <sshPrnamt>171</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>171</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>ISHARES COMEX Gold Trust ETF</nameOfIssuer>
    <titleOfClass>ISHARES</titleOfClass>
    <cusip>464285105</cusip>
    <value>74</value>
    <shrsOrPrnAmt>
      <sshPrnamt>4903</sshPrnamt>
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      <Sole>4903</Sole>
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      <None>0</None>
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    <nameOfIssuer>ISHARES Core S&amp;P 500 ETF</nameOfIssuer>
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    <cusip>464287200</cusip>
    <value>3858</value>
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      <sshPrnamt>14929</sshPrnamt>
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      <Sole>14929</Sole>
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      <None>0</None>
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    <nameOfIssuer>ISHARES Core High Dividend ETF</nameOfIssuer>
    <titleOfClass>CORE HIGH DV ETF</titleOfClass>
    <cusip>46429B663</cusip>
    <value>57</value>
    <shrsOrPrnAmt>
      <sshPrnamt>799</sshPrnamt>
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      <Sole>799</Sole>
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      <None>0</None>
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    <nameOfIssuer>Ishares Core Msci Eafe Etf</nameOfIssuer>
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    <cusip>46432F842</cusip>
    <value>150</value>
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      <sshPrnamt>3008</sshPrnamt>
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      <Sole>3008</Sole>
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      <None>0</None>
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    <nameOfIssuer>Ishares Core Msci Emerging Markets Etf</nameOfIssuer>
    <titleOfClass>CORE MSCI EMKT</titleOfClass>
    <cusip>46434G103</cusip>
    <value>26</value>
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      <sshPrnamt>647</sshPrnamt>
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    <votingAuthority>
      <Sole>647</Sole>
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      <None>0</None>
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    <nameOfIssuer>ISHARES Core S &amp; P Small Cap ETF</nameOfIssuer>
    <titleOfClass>CORE S&amp;P SCP ETF</titleOfClass>
    <cusip>464287804</cusip>
    <value>81</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1435</sshPrnamt>
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      <Sole>1435</Sole>
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      <None>0</None>
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    <nameOfIssuer>ISHARES Core S&amp;P Mid-Cap ETF</nameOfIssuer>
    <titleOfClass>CORE S&amp;P MCP ETF</titleOfClass>
    <cusip>464287507</cusip>
    <value>19</value>
    <shrsOrPrnAmt>
      <sshPrnamt>129</sshPrnamt>
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      <Sole>129</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>ISHARES Dow Jones Select Dividend</nameOfIssuer>
    <titleOfClass>SELECT DIVID ETF</titleOfClass>
    <cusip>464287168</cusip>
    <value>142</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1933</sshPrnamt>
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      <Sole>1933</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>ISHARES IBOXX H/Y Corp Bond ETF</nameOfIssuer>
    <titleOfClass>IBOXX HI YD ETF</titleOfClass>
    <cusip>464288513</cusip>
    <value>17</value>
    <shrsOrPrnAmt>
      <sshPrnamt>222</sshPrnamt>
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      <Sole>222</Sole>
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      <None>0</None>
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    <nameOfIssuer>ISHARES Iboxx Inv Grade Corp Bond Fund</nameOfIssuer>
    <titleOfClass>IBOXX INV CP ETF</titleOfClass>
    <cusip>464287242</cusip>
    <value>150</value>
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      <sshPrnamt>1213</sshPrnamt>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>ISHARES Intl Select Dividend ETF</nameOfIssuer>
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    <cusip>464288448</cusip>
    <value>759</value>
    <shrsOrPrnAmt>
      <sshPrnamt>33591</sshPrnamt>
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      <Sole>33591</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>Ishares Mbs Etf</nameOfIssuer>
    <titleOfClass>MBS ETF</titleOfClass>
    <cusip>464288588</cusip>
    <value>21</value>
    <shrsOrPrnAmt>
      <sshPrnamt>191</sshPrnamt>
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      <Sole>191</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>ISHARES MSCI EAFE Index Fd ETF</nameOfIssuer>
    <titleOfClass>MSCI EAFE ETF</titleOfClass>
    <cusip>464287465</cusip>
    <value>1284</value>
    <shrsOrPrnAmt>
      <sshPrnamt>24015</sshPrnamt>
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      <Sole>24015</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>ISHARES Russell 1000 Growth ETF</nameOfIssuer>
    <titleOfClass>RUS 1000 GRW ETF</titleOfClass>
    <cusip>464287614</cusip>
    <value>5680</value>
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      <sshPrnamt>37700</sshPrnamt>
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      <Sole>37700</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>Ishares Russell 1000 Index Fund Etf</nameOfIssuer>
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    <cusip>464287622</cusip>
    <value>14</value>
    <shrsOrPrnAmt>
      <sshPrnamt>97</sshPrnamt>
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      <None>0</None>
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    <nameOfIssuer>ISHARES Russell 2000 Growth Index Fund</nameOfIssuer>
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    <cusip>464287648</cusip>
    <value>46</value>
    <shrsOrPrnAmt>
      <sshPrnamt>290</sshPrnamt>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>ISHARES Russell 2000 Index Fd ETF</nameOfIssuer>
    <titleOfClass>RUSSELL 2000 ETF</titleOfClass>
    <cusip>464287655</cusip>
    <value>2751</value>
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      <sshPrnamt>24036</sshPrnamt>
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    <nameOfIssuer>ISHARES Russell 2000 Value</nameOfIssuer>
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    <cusip>464287630</cusip>
    <value>31</value>
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      <sshPrnamt>374</sshPrnamt>
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      <None>0</None>
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    <nameOfIssuer>ISHARES Russell Mid-Cap Value ETF</nameOfIssuer>
    <titleOfClass>RUS MDCP VAL ETF</titleOfClass>
    <cusip>464287473</cusip>
    <value>59</value>
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      <sshPrnamt>918</sshPrnamt>
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      <Sole>918</Sole>
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      <None>0</None>
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    <nameOfIssuer>ISHARES Russell Midcap ETF</nameOfIssuer>
    <titleOfClass>RUS MID CAP ETF</titleOfClass>
    <cusip>464287499</cusip>
    <value>5814</value>
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      <sshPrnamt>134679</sshPrnamt>
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    <nameOfIssuer>ISHARES Russell Midcap Growth ETF</nameOfIssuer>
    <titleOfClass>RUS MD CP GR ETF</titleOfClass>
    <cusip>464287481</cusip>
    <value>134</value>
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      <sshPrnamt>1103</sshPrnamt>
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    <nameOfIssuer>ISHARES S&amp;P Mid-Cap 400 Growth Index</nameOfIssuer>
    <titleOfClass>S&amp;P MC 400GR ETF</titleOfClass>
    <cusip>464287606</cusip>
    <value>105</value>
    <shrsOrPrnAmt>
      <sshPrnamt>590</sshPrnamt>
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      <Sole>590</Sole>
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  <infoTable>
    <nameOfIssuer>ISHARES S&amp;P Mid-Cap 400 Value Index</nameOfIssuer>
    <titleOfClass>S&amp;P MC 400VL ETF</titleOfClass>
    <cusip>464287705</cusip>
    <value>73</value>
    <shrsOrPrnAmt>
      <sshPrnamt>668</sshPrnamt>
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      <Sole>668</Sole>
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      <None>0</None>
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    <nameOfIssuer>ISHARES Silver Trust ETF</nameOfIssuer>
    <titleOfClass>ISHARES</titleOfClass>
    <cusip>46428Q109</cusip>
    <value>7</value>
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    <nameOfIssuer>Johnson &amp; Johnson</nameOfIssuer>
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    <cusip>478160104</cusip>
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    <nameOfIssuer>JPMORGAN Chase &amp; CO</nameOfIssuer>
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    <nameOfIssuer>Keysight Technologies INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
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    <nameOfIssuer>Koninklijke Philips Nv</nameOfIssuer>
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    <cusip>500472303</cusip>
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      <sshPrnamt>36</sshPrnamt>
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    <nameOfIssuer>Kraft Heinz CO</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>500754106</cusip>
    <value>28</value>
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      <sshPrnamt>1132</sshPrnamt>
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      <Sole>1132</Sole>
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    <nameOfIssuer>L3harris Technologies INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>502431109</cusip>
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      <sshPrnamt>1412</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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  <infoTable>
    <nameOfIssuer>Las Vegas Sands Corp</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>517834107</cusip>
    <value>48</value>
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      <sshPrnamt>1120</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>1120</Sole>
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      <None>0</None>
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    <nameOfIssuer>Liberty All-star Equity Fund All Star (Closed-End Fd)</nameOfIssuer>
    <titleOfClass>SH BEN INT</titleOfClass>
    <cusip>530158104</cusip>
    <value>48</value>
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      <sshPrnamt>9950</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>9950</Sole>
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      <None>0</None>
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    <titleOfClass>ENHAN SHRT MA AC</titleOfClass>
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      <sshPrnamt>800</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>800</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Procter &amp; Gamble CO</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>742718109</cusip>
    <value>190</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1723</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>1723</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Public Service Enterprise Group INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>744573106</cusip>
    <value>1</value>
    <shrsOrPrnAmt>
      <sshPrnamt>22</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>22</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Qualcomm INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>747525103</cusip>
    <value>2</value>
    <shrsOrPrnAmt>
      <sshPrnamt>29</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>29</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Qualys INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>74758T303</cusip>
    <value>13</value>
    <shrsOrPrnAmt>
      <sshPrnamt>147</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>147</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Quest Diagnostics INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>74834L100</cusip>
    <value>169</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2101</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>2101</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Raytheon CO</nameOfIssuer>
    <titleOfClass>COM NEW</titleOfClass>
    <cusip>755111507</cusip>
    <value>44</value>
    <shrsOrPrnAmt>
      <sshPrnamt>337</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>337</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Real Estate Select Sector Spdr Fund Sctr Etf</nameOfIssuer>
    <titleOfClass>RL EST SEL SEC</titleOfClass>
    <cusip>81369Y860</cusip>
    <value>4</value>
    <shrsOrPrnAmt>
      <sshPrnamt>122</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>122</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Resideo Technologies INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>76118Y104</cusip>
    <value>2</value>
    <shrsOrPrnAmt>
      <sshPrnamt>497</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>497</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Royal Dutch PLC</nameOfIssuer>
    <titleOfClass>SPON ADR B</titleOfClass>
    <cusip>780259107</cusip>
    <value>108</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3300</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>3300</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Royal Dutch Shell PLC</nameOfIssuer>
    <titleOfClass>SPONS ADR A</titleOfClass>
    <cusip>780259206</cusip>
    <value>4</value>
    <shrsOrPrnAmt>
      <sshPrnamt>112</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>112</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Russell 1000 Value Ishare ETF</nameOfIssuer>
    <titleOfClass>RUS 1000 VAL ETF</titleOfClass>
    <cusip>464287598</cusip>
    <value>5323</value>
    <shrsOrPrnAmt>
      <sshPrnamt>53674</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>53674</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Salesforce.com INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>79466L302</cusip>
    <value>164</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1141</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>1141</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Sanofi Aventis</nameOfIssuer>
    <titleOfClass>SPONSORED ADR</titleOfClass>
    <cusip>80105N105</cusip>
    <value>8</value>
    <shrsOrPrnAmt>
      <sshPrnamt>177</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>177</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Sap Se</nameOfIssuer>
    <titleOfClass>SPON ADR</titleOfClass>
    <cusip>803054204</cusip>
    <value>9</value>
    <shrsOrPrnAmt>
      <sshPrnamt>80</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>80</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Schlumberger Nv</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>806857108</cusip>
    <value>20</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1451</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>1451</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Schwab US Dividend Equity ETF</nameOfIssuer>
    <titleOfClass>US DIVIDEND EQ</titleOfClass>
    <cusip>808524797</cusip>
    <value>12</value>
    <shrsOrPrnAmt>
      <sshPrnamt>256</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>256</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Snap-on INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>833034101</cusip>
    <value>3</value>
    <shrsOrPrnAmt>
      <sshPrnamt>26</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>26</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Southern CO</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>842587107</cusip>
    <value>708</value>
    <shrsOrPrnAmt>
      <sshPrnamt>13069</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>13069</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Spdr Bloomberg Barclays High Yield Bond Etf</nameOfIssuer>
    <titleOfClass>BLOOMBERG BRCLYS</titleOfClass>
    <cusip>78468R622</cusip>
    <value>21</value>
    <shrsOrPrnAmt>
      <sshPrnamt>220</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>220</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SPDR DJ Wilshire International Real Estate ETF</nameOfIssuer>
    <titleOfClass>DJ INTL RL ETF</titleOfClass>
    <cusip>78463X863</cusip>
    <value>36</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1336</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>1336</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Spdr Dj Wilshire Small Cap Etf S&amp;p 600</nameOfIssuer>
    <titleOfClass>S&amp;P 600 SML CAP</titleOfClass>
    <cusip>78464A813</cusip>
    <value>24</value>
    <shrsOrPrnAmt>
      <sshPrnamt>500</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>500</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SPDR Gold Trust</nameOfIssuer>
    <titleOfClass>GOLD SHS</titleOfClass>
    <cusip>78463V107</cusip>
    <value>50</value>
    <shrsOrPrnAmt>
      <sshPrnamt>337</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>337</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Spdr Lehman Municipal Bond Etf Nuveen Blmbrg Brcly Mncp</nameOfIssuer>
    <titleOfClass>NUVEEN BRC MUNIC</titleOfClass>
    <cusip>78468R721</cusip>
    <value>50</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1002</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>1002</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Spdr S&amp;p Dividend Etf</nameOfIssuer>
    <titleOfClass>S&amp;P DIVID ETF</titleOfClass>
    <cusip>78464A763</cusip>
    <value>804</value>
    <shrsOrPrnAmt>
      <sshPrnamt>10071</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>10071</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Starwood Property Trust INC Reit</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>85571B105</cusip>
    <value>26</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2520</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>2520</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Stonecastle Financial Corp</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>861780104</cusip>
    <value>16</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1000</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>1000</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Sumitomo Mitsui Financial Group INC</nameOfIssuer>
    <titleOfClass>SPONSORED ADR</titleOfClass>
    <cusip>86562M209</cusip>
    <value>2</value>
    <shrsOrPrnAmt>
      <sshPrnamt>422</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>422</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Suncor Energy INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>867224107</cusip>
    <value>11</value>
    <shrsOrPrnAmt>
      <sshPrnamt>720</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>720</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Taiwan Semiconductor Manufacturing CO Ltd</nameOfIssuer>
    <titleOfClass>SPONSORED ADS</titleOfClass>
    <cusip>874039100</cusip>
    <value>3</value>
    <shrsOrPrnAmt>
      <sshPrnamt>73</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>73</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Tc Energy Corp</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>87807B107</cusip>
    <value>2</value>
    <shrsOrPrnAmt>
      <sshPrnamt>39</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>39</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Technology Select Sector SPDR</nameOfIssuer>
    <titleOfClass>TECHNOLOGY</titleOfClass>
    <cusip>81369Y803</cusip>
    <value>72</value>
    <shrsOrPrnAmt>
      <sshPrnamt>899</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>899</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Thermo Fisher Scientific INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>883556102</cusip>
    <value>231</value>
    <shrsOrPrnAmt>
      <sshPrnamt>814</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>814</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Thor Industries INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>885160101</cusip>
    <value>8</value>
    <shrsOrPrnAmt>
      <sshPrnamt>193</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>193</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Tjx Companies INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>872540109</cusip>
    <value>36</value>
    <shrsOrPrnAmt>
      <sshPrnamt>752</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>752</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Total S.A.</nameOfIssuer>
    <titleOfClass>SPONSORED ADS</titleOfClass>
    <cusip>89151E109</cusip>
    <value>21</value>
    <shrsOrPrnAmt>
      <sshPrnamt>554</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>554</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Truist Financial Corp</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>89832Q109</cusip>
    <value>138</value>
    <shrsOrPrnAmt>
      <sshPrnamt>4487</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>4487</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>U.S. Bancorp US</nameOfIssuer>
    <titleOfClass>COM NEW</titleOfClass>
    <cusip>902973304</cusip>
    <value>115</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3340</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <otherManager>1</otherManager>
    <votingAuthority>
      <Sole>3340</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Ubs Ag (Edinburgh Branch) Etracs Alerian Mlp Index Etn</nameOfIssuer>
    <titleOfClass>ETRAC ALER MLP</titleOfClass>
    <cusip>90267B682</cusip>
    <value>123</value>
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