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Loans and Allowance for Credit Losses (Tables) | 12 Months Ended
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Dec. 31, 2025
Loans and Allowance for Credit Losses [Abstract] |
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block] | Loans consisted of the following segments as of December 31, 2025 and 2024.
| 2025 |  | 2024
Commercial | $ | 505,059 |  |  | $ | 514,232 |
Real estate: |  |  |
Construction, land and land development | 426,833 |  |  | 508,147 |
1-4 family residential first mortgages | 93,122 |  |  | 87,858 |
Home equity | 26,088 |  |  | 19,294 |
Commercial | 1,929,766 |  |  | 1,861,195 |
Consumer and other | 23,374 |  |  | 17,287 |
| 3,004,242 |  |  | 3,008,013 |
Net unamortized fees and costs | (2,552) |  |  | (3,153) |
| $ | 3,001,690 |  |  | $ | 3,004,860 |
Schedule of Loan Transactions with Related Parties [Table Text Block] | Loan transactions with related parties were as follows for the years ended December 31, 2025, 2024 and 2023.
| 2025 |  | 2024 |  | 2023
Balance, beginning of year | $ | 87,901 |  |  | $ | 110,293 |  |  | $ | 155,789 |
New loans | 70 |  |  | 6 |  |  | 1,699 |
Repayments | (41,852) |  |  | (22,398) |  |  | (16,513) |
Effect of change in director status | — |  |  | — |  |  | (30,682) |
Balance, end of year | $ | 46,119 |  |  | $ | 87,901 |  |  | $ | 110,293 |
Financing Receivable, Allowance for Credit Loss [Table Text Block] | The following tables detail the changes in the ACL by loan segment for the years ended December 31, 2025, 2024 and 2023.
| 2025
|  |  | Real Estate |  |  |  |
| Commercial |  | Construction and Land |  | 1-4 Family Residential |  | Home Equity |  | Commercial |  | Consumer and Other |  | Total
Beginning balance | $ | 5,489 |  |  | $ | 4,354 |  |  | $ | 650 |  |  | $ | 200 |  |  | $ | 19,544 |  |  | $ | 195 |  |  | $ | 30,432 |
Charge-offs | — |  |  | — |  |  | (27) |  |  | (8) |  |  | — |  |  | — |  |  | (35) |
Recoveries | 28 |  |  | 12 |  |  | 74 |  |  | 14 |  |  | — |  |  | — |  |  | 128 |
Provision for credit loss expense(1) | 183 |  |  | (622) |  |  | (10) |  |  | 68 |  |  | 251 |  |  | 130 |  |  | — |
Ending balance | $ | 5,700 |  |  | $ | 3,744 |  |  | $ | 687 |  |  | $ | 274 |  |  | $ | 19,795 |  |  | $ | 325 |  |  | $ | 30,525 |
| 2024
|  |  | Real Estate |  |  |  |
| Commercial |  | Construction and Land |  | 1-4 Family Residential |  | Home Equity |  | Commercial |  | Consumer and Other |  | Total
Beginning balance | $ | 5,291 |  |  | $ | 3,668 |  |  | $ | 704 |  |  | $ | 142 |  |  | $ | 18,420 |  |  | $ | 117 |  |  | $ | 28,342 |
Charge-offs | (20) |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | (20) |
Recoveries | 51 |  |  | 13 |  |  | 42 |  |  | 4 |  |  | — |  |  | — |  |  | 110 |
Provision for credit loss expense (1) | 167 |  |  | 673 |  |  | (96) |  |  | 54 |  |  | 1,124 |  |  | 78 |  |  | 2,000 |
Ending balance | $ | 5,489 |  |  | $ | 4,354 |  |  | $ | 650 |  |  | $ | 200 |  |  | $ | 19,544 |  |  | $ | 195 |  |  | $ | 30,432 |
| 2023
|  |  | Real Estate |  |  |  |
| Commercial |  | Construction and Land |  | 1-4 Family Residential |  | Home Equity |  | Commercial |  | Consumer and Other |  | Total
Beginning balance | $ | 4,804 |  |  | $ | 3,548 |  |  | $ | 357 |  |  | $ | 101 |  |  | $ | 16,575 |  |  | $ | 88 |  |  | $ | 25,473 |
Adoption of CECL | 677 |  |  | (234) |  |  | 121 |  |  | (8) |  |  | 1,911 |  |  | (9) |  |  | 2,458 |
Charge-offs | (55) |  |  | (39) |  |  | (40) |  |  | — |  |  | — |  |  | — |  |  | (134) |
Recoveries | 36 |  |  | 2 |  |  | 2 |  |  | 5 |  |  | — |  |  | — |  |  | 45 |
Provision for credit loss expense (1) | (171) |  |  | 391 |  |  | 264 |  |  | 44 |  |  | (66) |  |  | 38 |  |  | 500 |
Ending balance | $ | 5,291 |  |  | $ | 3,668 |  |  | $ | 704 |  |  | $ | 142 |  |  | $ | 18,420 |  |  | $ | 117 |  |  | $ | 28,342 |
(1)The negative provisions for the various segments are related to the decline in outstanding balances in each of those portfolio segments during the time periods disclosed, improvement in qualitative risk factors related to those portfolio segments and/or changes in economic forecasts.
Allowance for Credit Losses by Impairment Method | The following tables present a breakdown of the allowance for credit losses by segment, disaggregated based on the evaluation method as of December 31, 2025 and 2024.
| December 31, 2025
|  |  | Real Estate |  |  |  |
| Commercial |  | Construction and Land |  | 1-4 Family Residential |  | Home Equity |  | Commercial |  | Consumer and Other |  | Total
Ending balance: |  |  |  |  |  |  |  |  |  |  |  |  |
Individually evaluated for credit losses | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |
Collectively evaluated for credit losses | 5,700 |  |  | 3,744 |  |  | 687 |  |  | 274 |  |  | 19,795 |  |  | 325 |  |  | 30,525 |
Total | $ | 5,700 |  |  | $ | 3,744 |  |  | $ | 687 |  |  | $ | 274 |  |  | $ | 19,795 |  |  | $ | 325 |  |  | $ | 30,525 |
| December 31, 2024
|  |  | Real Estate |  |  |  |
| Commercial |  | Construction and Land |  | 1-4 Family Residential |  | Home Equity |  | Commercial |  | Consumer and Other |  | Total
Ending balance: |  |  |  |  |  |  |  |  |  |  |  |  |
Individually evaluated for credit losses | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |
Collectively evaluated for credit losses | 5,489 |  |  | 4,354 |  |  | 650 |  |  | 200 |  |  | 19,544 |  |  | 195 |  |  | 30,432 |
Total | $ | 5,489 |  |  | $ | 4,354 |  |  | $ | 650 |  |  | $ | 200 |  |  | $ | 19,544 |  |  | $ | 195 |  |  | $ | 30,432 |
Loans by impairment method | The following tables present the recorded investment in loans, exclusive of unamortized fees and costs, disaggregated based on the evaluation method by segment as of December 31, 2025 and 2024.
| December 31, 2025
|  |  | Real Estate |  |  |  |
| Commercial |  | Construction and Land |  | 1-4 Family Residential |  | Home Equity |  | Commercial |  | Consumer and Other |  | Total
Ending balance: |  |  |  |  |  |  |  |  |  |  |  |  |
Individually evaluated for credit losses | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |
Collectively evaluated for credit losses | 505,059 |  |  | 426,833 |  |  | 93,122 |  |  | 26,088 |  |  | 1,929,766 |  |  | 23,374 |  |  | 3,004,242 |
Total | $ | 505,059 |  |  | $ | 426,833 |  |  | $ | 93,122 |  |  | $ | 26,088 |  |  | $ | 1,929,766 |  |  | $ | 23,374 |  |  | $ | 3,004,242 |
| December 31, 2024
|  |  | Real Estate |  |  |  |
| Commercial |  | Construction and Land |  | 1-4 Family Residential |  | Home Equity |  | Commercial |  | Consumer and Other |  | Total
Ending balance: |  |  |  |  |  |  |  |  |  |  |  |  |
Individually evaluated for credit losses | $ | — |  |  | $ | — |  |  | $ | 133 |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | 133 |
Collectively evaluated for credit losses | 514,232 |  |  | 508,147 |  |  | 87,725 |  |  | 19,294 |  |  | 1,861,195 |  |  | 17,287 |  |  | 3,007,880 |
Total | $ | 514,232 |  |  | $ | 508,147 |  |  | $ | 87,858 |  |  | $ | 19,294 |  |  | $ | 1,861,195 |  |  | $ | 17,287 |  |  | $ | 3,008,013 |
Financing Receivable, Nonaccrual | The following table presents the amortized cost basis of loans on nonaccrual status, loans on nonaccrual status with no allowance for credit losses recorded, and loans past due 90 days or more and still accruing by loan segment.
| Total Nonaccrual |  | Nonaccrual with no Allowance for Credit Losses |  | 90 Days or More Past Due and Accruing
| December 31, 2025 |  | December 31, 2024 |  | December 31, 2025 |  | December 31, 2024 |  | December 31, 2025 |  | December 31, 2024
Commercial | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |
Real estate: |  |  |  |  |  |  |  |  |  |  |
Construction, land and land |  |  |  |  |  |  |  |  |  |  |
development | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
1-4 family residential first |  |  |  |  |  |  |  |  |  |  |
mortgages | — |  |  | 133 |  |  | — |  |  | 133 |  |  | — |  |  | — |
Home equity | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
Commercial | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
Consumer and other | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
Total | $ | — |  |  | $ | 133 |  |  | $ | — |  |  | $ | 133 |  |  | $ | — |  |  | $ | — |
Past Due Loans [Table Text Block] | The following tables provide an analysis of the delinquency status of the amortized cost of loans as of December 31, 2025 and 2024.
|  | December 31, 2025
|  | 30-59 Days Past Due |  | 60-89 Days Past Due |  | 90 Days or More Past Due |  | Total Past Due |  | Current |  | Total Loans
Commercial |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | 505,059 |  |  | $ | 505,059 |
Real estate: |  |  |  |  |  |  |  |  |  |  |  |
Construction, land and |  |  |  |  |  |  |  |  |  |  |  |
land development |  | — |  |  | — |  |  | — |  |  | — |  |  | 426,833 |  |  | 426,833 |
1-4 family residential |  |  |  |  |  |  |  |  |  |  |  |
first mortgages |  | — |  |  | — |  |  | — |  |  | — |  |  | 93,122 |  |  | 93,122 |
Home equity |  | — |  |  | — |  |  | — |  |  | — |  |  | 26,088 |  |  | 26,088 |
Commercial |  | — |  |  | — |  |  | — |  |  | — |  |  | 1,929,766 |  |  | 1,929,766 |
Consumer and other |  | — |  |  | — |  |  | — |  |  | — |  |  | 23,374 |  |  | 23,374 |
Total |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | 3,004,242 |  |  | $ | 3,004,242 |
|  | December 31, 2024
|  | 30-59 Days Past Due |  | 60-89 Days Past Due |  | 90 Days or More Past Due |  | Total Past Due |  | Current |  | Total Loans
Commercial |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | 514,232 |  |  | $ | 514,232 |
Real estate: |  |  |  |  |  |  |  |  |  |  |  |
Construction, land and |  |  |  |  |  |  |  |  |  |  |  |
land development |  | — |  |  | — |  |  | — |  |  | — |  |  | 508,147 |  |  | 508,147 |
1-4 family residential |  |  |  |  |  |  |  |  |  |  |  |
first mortgages |  | — |  |  | — |  |  | — |  |  | — |  |  | 87,858 |  |  | 87,858 |
Home equity |  | — |  |  | — |  |  | — |  |  | — |  |  | 19,294 |  |  | 19,294 |
Commercial |  | — |  |  | — |  |  | — |  |  | — |  |  | 1,861,195 |  |  | 1,861,195 |
Consumer and other |  | — |  |  | — |  |  | — |  |  | — |  |  | 17,287 |  |  | 17,287 |
Total |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | 3,008,013 |  |  | $ | 3,008,013 |
Financing Receivable, Troubled Debt Restructuring [Table Text Block] | As of December 31, 2025 and 2024, the Company had no loan restructurings made to borrowers experiencing financial difficulty. There were no loan restructurings made to borrowers experiencing financial difficulty for which there was a payment default within twelve months following the modification during the twelve months ended December 31, 2025, 2024 and 2023. A loan is considered to be in payment default once it is 30 days contractually past due under the modified terms.
Financing Receivable Credit Quality Indicators [Table Text Block] | The following tables present the amortized cost basis of loans by loan segment, credit quality indicator and origination year, and the current period gross charge-off by loan segment and origination year, based on the analysis performed as of December 31, 2025 and 2024.
| Term Loans by Origination Year |  |  |  |  |  |
As of December 31, 2025 | 2025 |  | 2024 |  | 2023 |  | 2022 |  | 2021 |  | Prior |  | Revolving Loans |  | Total
Commercial |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Pass | $ | 138,785 |  |  | $ | 50,820 |  |  | $ | 45,188 |  |  | $ | 60,692 |  |  | $ | 26,356 |  |  | $ | 43,088 |  |  | $ | 130,280 |  |  | $ | 495,209 |
Watch | 3,131 |  |  | 768 |  |  | 1,027 |  |  | 568 |  |  | 31 |  |  | — |  |  | 4,325 |  |  | 9,850 |
Substandard | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
Doubtful | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
Total | $ | 141,916 |  |  | $ | 51,588 |  |  | $ | 46,215 |  |  | $ | 61,260 |  |  | $ | 26,387 |  |  | $ | 43,088 |  |  | $ | 134,605 |  |  | $ | 505,059 |
Current period gross charge-offs | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |
Real estate: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction, land and land development |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Pass | $ | 125,890 |  |  | $ | 15,669 |  |  | $ | 119,117 |  |  | $ | 73,287 |  |  | $ | 3,107 |  |  | $ | 125 |  |  | $ | 89,338 |  |  | $ | 426,533 |
Watch | 300 |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | 300 |
Substandard | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
Doubtful | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
Total | $ | 126,190 |  |  | $ | 15,669 |  |  | $ | 119,117 |  |  | $ | 73,287 |  |  | $ | 3,107 |  |  | $ | 125 |  |  | $ | 89,338 |  |  | $ | 426,833 |
Current period gross charge-offs | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |
1-4 family residential first mortgages |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Pass | $ | 36,210 |  |  | $ | 5,387 |  |  | $ | 10,563 |  |  | $ | 16,055 |  |  | $ | 11,858 |  |  | $ | 3,269 |  |  | $ | 1,143 |  |  | $ | 84,485 |
Watch | 6,458 |  |  | — |  |  | 2,179 |  |  | — |  |  | — |  |  | — |  |  | — |  |  | 8,637 |
Substandard | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
Doubtful | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
Total | $ | 42,668 |  |  | $ | 5,387 |  |  | $ | 12,742 |  |  | $ | 16,055 |  |  | $ | 11,858 |  |  | $ | 3,269 |  |  | $ | 1,143 |  |  | $ | 93,122 |
Current period gross charge-offs | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | 27 |  |  | $ | — |  |  | $ | 27 |
Home equity |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Pass | $ | 2,581 |  |  | $ | 283 |  |  | $ | 2,618 |  |  | $ | 151 |  |  | $ | 368 |  |  | $ | — |  |  | $ | 20,087 |  |  | $ | 26,088 |
Watch | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
Substandard | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
Doubtful | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
Total | $ | 2,581 |  |  | $ | 283 |  |  | $ | 2,618 |  |  | $ | 151 |  |  | $ | 368 |  |  | $ | — |  |  | $ | 20,087 |  |  | $ | 26,088 |
Current period gross charge-offs | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | 8 |  |  | $ | — |  |  | $ | — |  |  | $ | 8 |
Commercial |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Pass | $ | 322,398 |  |  | $ | 224,664 |  |  | $ | 132,918 |  |  | $ | 409,576 |  |  | $ | 400,372 |  |  | $ | 344,525 |  |  | $ | 61,988 |  |  | $ | 1,896,441 |
Watch | 29,835 |  |  | 2,050 |  |  | 1,440 |  |  | — |  |  | — |  |  | — |  |  | — |  |  | 33,325 |
Substandard | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
Doubtful | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
Total | $ | 352,233 |  |  | $ | 226,714 |  |  | $ | 134,358 |  |  | $ | 409,576 |  |  | $ | 400,372 |  |  | $ | 344,525 |  |  | $ | 61,988 |  |  | $ | 1,929,766 |
Current period gross charge-offs | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |
Consumer and other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Pass | $ | 13,966 |  |  | $ | 100 |  |  | $ | 444 |  |  | $ | 36 |  |  | $ | 34 |  |  | $ | 130 |  |  | $ | 8,549 |  |  | $ | 23,259 |
Watch | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | 115 |  |  | 115 |
Substandard | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
Doubtful | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
Total | $ | 13,966 |  |  | $ | 100 |  |  | $ | 444 |  |  | $ | 36 |  |  | $ | 34 |  |  | $ | 130 |  |  | $ | 8,664 |  |  | $ | 23,374 |
Current period gross charge-offs | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |
| Term Loans by Origination Year |  |  |  |  |  |
December 31, 2024 | 2024 |  | 2023 |  | 2022 |  | 2021 |  | 2020 |  | Prior |  | Revolving Loans |  | Total
Commercial |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Pass | $ | 97,976 |  |  | $ | 80,842 |  |  | $ | 77,087 |  |  | $ | 33,698 |  |  | $ | 17,460 |  |  | $ | 41,006 |  |  | $ | 158,395 |  |  | $ | 506,464 |
Watch | 4,223 |  |  | 116 |  |  | 2,747 |  |  | 620 |  |  | — |  |  | 62 |  |  | — |  |  | 7,768 |
Substandard | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
Doubtful | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
Total | $ | 102,199 |  |  | $ | 80,958 |  |  | $ | 79,834 |  |  | $ | 34,318 |  |  | $ | 17,460 |  |  | $ | 41,068 |  |  | $ | 158,395 |  |  | $ | 514,232 |
Current period gross charge-offs | $ | 16 |  |  | $ | — |  |  | $ | 4 |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | 20 |
Real estate: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Construction, land and land development |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Pass | $ | 168,579 |  |  | $ | 144,604 |  |  | $ | 84,281 |  |  | $ | 27,584 |  |  | $ | 805 |  |  | $ | — |  |  | $ | 82,294 |  |  | $ | 508,147 |
Watch | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
Substandard | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
Doubtful | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
Total | $ | 168,579 |  |  | $ | 144,604 |  |  | $ | 84,281 |  |  | $ | 27,584 |  |  | $ | 805 |  |  | $ | — |  |  | $ | 82,294 |  |  | $ | 508,147 |
Current period gross charge-offs | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |
1-4 family residential first mortgages |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Pass | $ | 12,573 |  |  | $ | 24,889 |  |  | $ | 17,803 |  |  | $ | 16,283 |  |  | $ | 10,251 |  |  | $ | 3,986 |  |  | $ | 1,940 |  |  | $ | 87,725 |
Watch | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
Substandard | — |  |  | 133 |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | 133 |
Doubtful | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
Total | $ | 12,573 |  |  | $ | 25,022 |  |  | $ | 17,803 |  |  | $ | 16,283 |  |  | $ | 10,251 |  |  | $ | 3,986 |  |  | $ | 1,940 |  |  | $ | 87,858 |
Current period gross charge-offs | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |
Home equity |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Pass | $ | 425 |  |  | $ | 2,721 |  |  | $ | 175 |  |  | $ | 443 |  |  | $ | 32 |  |  | $ | — |  |  | $ | 15,498 |  |  | $ | 19,294 |
Watch | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
Substandard | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
Doubtful | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
Total | $ | 425 |  |  | $ | 2,721 |  |  | $ | 175 |  |  | $ | 443 |  |  | $ | 32 |  |  | $ | — |  |  | $ | 15,498 |  |  | $ | 19,294 |
Current period gross charge-offs | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |
Commercial |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Pass | $ | 228,197 |  |  | $ | 141,894 |  |  | $ | 467,411 |  |  | $ | 431,448 |  |  | $ | 342,828 |  |  | $ | 218,440 |  |  | $ | 30,396 |  |  | $ | 1,860,614 |
Watch | — |  |  | — |  |  | 332 |  |  | 249 |  |  | — |  |  | — |  |  | — |  |  | 581 |
Substandard | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
Doubtful | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
Total | $ | 228,197 |  |  | $ | 141,894 |  |  | $ | 467,743 |  |  | $ | 431,697 |  |  | $ | 342,828 |  |  | $ | 218,440 |  |  | $ | 30,396 |  |  | $ | 1,861,195 |
Current period gross charge-offs | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |
Consumer and other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Pass | $ | 4,114 |  |  | $ | 600 |  |  | $ | 108 |  |  | $ | 214 |  |  | $ | 13 |  |  | $ | 113 |  |  | $ | 12,125 |  |  | $ | 17,287 |
Watch | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
Substandard | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
Doubtful | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
Total | $ | 4,114 |  |  | $ | 600 |  |  | $ | 108 |  |  | $ | 214 |  |  | $ | 13 |  |  | $ | 113 |  |  | $ | 12,125 |  |  | $ | 17,287 |
Current period gross charge-offs | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |
Collateral dependent loans | The following table presents the amortized cost basis of collateral dependent loans, by primary collateral type, which are individually evaluated to determine expected credit losses, and the related ACL allocated to these loans as of December 31, 2025 and 2024.
| As of December 31, 2025
| Primary Type of Collateral
| Real Estate |  | Equipment |  | Other |  | Total |  | ACL Allocation
Total | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |
| As of December 31, 2024
| Primary Type of Collateral
| Real Estate |  | Equipment |  | Other |  | Total |  | ACL Allocation
1-4 family residential first mortgages | $ | 133 |  |  | $ | — |  |  | $ | — |  |  | $ | 133 |  |  | $ | — |
Total | $ | 133 |  |  | $ | — |  |  | $ | — |  |  | $ | 133 |  |  | $ | — |

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