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Consolidated Balance Sheets - USD ($)
$ in Thousands
Dec. 31, 2025
Dec. 31, 2024
Cash, Cash Equivalents, and Federal Funds Sold [Abstract]    
Cash and due from banks $ 25,171 $ 28,750
Interest-earning deposits with banks 324,502 214,728
Securities purchased under agreements to resell 121,413 0
Cash and cash equivalents 471,086 243,478
Securities available for sale, at fair value 468,447 544,565
Federal Home Loan Bank stock, at cost 15,167 15,129
Loans 3,001,690 3,004,860
Allowance for credit losses, excluding accrued interest (30,525) (30,432)
Loans, after allowance for credit losses 2,971,165 2,974,428
Premises and equipment, net 108,380 109,985
Accrued interest receivable 11,982 12,825
Bank-owned life insurance 46,192 44,990
Deferred tax assets, net 25,925 33,202
Other assets 23,900 36,389
Total assets 4,142,244 4,014,991
Deposits:    
Noninterest-bearing demand 540,358 541,053
Interest-bearing demand 577,814 543,855
Savings and money market 1,839,508 1,643,891
Time 510,790 628,797
Total deposits 3,468,470 3,357,596
Subordinated notes, net 80,156 79,893
Federal Home Loan Bank advances 270,000 270,000
Long-term debt 26,250 42,736
Accrued expenses and other liabilities 31,383 36,891
Total liabilities 3,876,259 3,787,116
COMMITMENTS AND CONTINGENCIES (Note 17)
STOCKHOLDERS’ EQUITY    
Preferred stock, $0.01 par value; authorized 50,000,000 shares; no shares issued and outstanding at December 31, 2025 and 2024 0 0
Common stock, no par value; authorized 50,000,000 shares; 16,940,785 and 16,832,632 shares issued and outstanding at December 31, 2025 and 2024, respectively 3,000 3,000
Additional paid-in capital 37,231 35,619
Retained earnings 294,259 278,613
Accumulated other comprehensive loss (68,505) (89,357)
Total stockholders’ equity 265,985 227,875
Total liabilities and stockholders’ equity $ 4,142,244 $ 4,014,991