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Loans and Allowance for Credit Losses (Tables)

12 Months Ended

Dec. 31, 2025

Loans and Allowance for Credit Losses [Abstract]

Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]

Loans consisted of the following segments as of December 31, 2025 and 2024.

			2025						2024
Commercial			$	505,059					$	514,232
Real estate:
Construction, land and land development			426,833						508,147
1-4 family residential first mortgages			93,122						87,858
Home equity			26,088						19,294
Commercial			1,929,766						1,861,195
Consumer and other			23,374						17,287
			3,004,242						3,008,013
Net unamortized fees and costs			(2,552)						(3,153)
			$	3,001,690					$	3,004,860

Schedule of Loan Transactions with Related Parties [Table Text Block]

Loan transactions with related parties were as follows for the years ended December 31, 2025, 2024 and 2023.

			2025						2024						2023
Balance, beginning of year			$	87,901					$	110,293					$	155,789
New loans			70						6						1,699
Repayments			(41,852)						(22,398)						(16,513)
Effect of change in director status			—						—						(30,682)
Balance, end of year			$	46,119					$	87,901					$	110,293

Financing Receivable, Allowance for Credit Loss [Table Text Block]

The following tables detail the changes in the ACL by loan segment for the years ended December 31, 2025, 2024 and 2023.

			2025
									Real Estate
			Commercial						Construction and Land						1-4 Family Residential						Home Equity						Commercial						Consumer and Other						Total
Beginning balance			$	5,489					$	4,354					$	650					$	200					$	19,544					$	195					$	30,432
Charge-offs			—						—						(27)						(8)						—						—						(35)
Recoveries			28						12						74						14						—						—						128
Provision for credit loss expense(1)			183						(622)						(10)						68						251						130						—
Ending balance			$	5,700					$	3,744					$	687					$	274					$	19,795					$	325					$	30,525

			2024
									Real Estate
			Commercial						Construction and Land						1-4 Family Residential						Home Equity						Commercial						Consumer and Other						Total
Beginning balance			$	5,291					$	3,668					$	704					$	142					$	18,420					$	117					$	28,342
Charge-offs			(20)						—						—						—						—						—						(20)
Recoveries			51						13						42						4						—						—						110
Provision for credit loss expense (1)			167						673						(96)						54						1,124						78						2,000
Ending balance			$	5,489					$	4,354					$	650					$	200					$	19,544					$	195					$	30,432

			2023
									Real Estate
			Commercial						Construction and Land						1-4 Family Residential						Home Equity						Commercial						Consumer and Other						Total
Beginning balance			$	4,804					$	3,548					$	357					$	101					$	16,575					$	88					$	25,473
Adoption of CECL			677						(234)						121						(8)						1,911						(9)						2,458
Charge-offs			(55)						(39)						(40)						—						—						—						(134)
Recoveries			36						2						2						5						—						—						45
Provision for credit loss expense (1)			(171)						391						264						44						(66)						38						500
Ending balance			$	5,291					$	3,668					$	704					$	142					$	18,420					$	117					$	28,342

(1)The negative provisions for the various segments are related to the decline in outstanding balances in each of those portfolio segments during the time periods disclosed, improvement in qualitative risk factors related to those portfolio segments and/or changes in economic forecasts.

Allowance for Credit Losses by Impairment Method

The following tables present a breakdown of the allowance for credit losses by segment, disaggregated based on the evaluation method as of December 31, 2025 and 2024.

			December 31, 2025
									Real Estate
			Commercial						Construction and Land						1-4 Family Residential						Home Equity						Commercial						Consumer and Other						Total
Ending balance:
Individually evaluated for credit losses			$	—					$	—					$	—					$	—					$	—					$	—					$	—
Collectively evaluated for credit losses			5,700						3,744						687						274						19,795						325						30,525
Total			$	5,700					$	3,744					$	687					$	274					$	19,795					$	325					$	30,525
			December 31, 2024
									Real Estate
			Commercial						Construction and Land						1-4 Family Residential						Home Equity						Commercial						Consumer and Other						Total
Ending balance:
Individually evaluated for credit losses			$	—					$	—					$	—					$	—					$	—					$	—					$	—
Collectively evaluated for credit losses			5,489						4,354						650						200						19,544						195						30,432
Total			$	5,489					$	4,354					$	650					$	200					$	19,544					$	195					$	30,432

Loans by impairment method

The following tables present the recorded investment in loans, exclusive of unamortized fees and costs, disaggregated based on the evaluation method by segment as of December 31, 2025 and 2024.

			December 31, 2025
									Real Estate
			Commercial						Construction and Land						1-4 Family Residential						Home Equity						Commercial						Consumer and Other						Total
Ending balance:
Individually evaluated for credit losses			$	—					$	—					$	—					$	—					$	—					$	—					$	—
Collectively evaluated for credit losses			505,059						426,833						93,122						26,088						1,929,766						23,374						3,004,242
Total			$	505,059					$	426,833					$	93,122					$	26,088					$	1,929,766					$	23,374					$	3,004,242

			December 31, 2024
									Real Estate
			Commercial						Construction and Land						1-4 Family Residential						Home Equity						Commercial						Consumer and Other						Total
Ending balance:
Individually evaluated for credit losses			$	—					$	—					$	133					$	—					$	—					$	—					$	133
Collectively evaluated for credit losses			514,232						508,147						87,725						19,294						1,861,195						17,287						3,007,880
Total			$	514,232					$	508,147					$	87,858					$	19,294					$	1,861,195					$	17,287					$	3,008,013

Financing Receivable, Nonaccrual

The following table presents the amortized cost basis of loans on nonaccrual status, loans on nonaccrual status with no allowance for credit losses recorded, and loans past due 90 days or more and still accruing by loan segment.

			Total Nonaccrual												Nonaccrual with no Allowance for Credit Losses												90 Days or More Past Due and Accruing
			December 31, 2025						December 31, 2024						December 31, 2025						December 31, 2024						December 31, 2025						December 31, 2024
Commercial			$	—					$	—					$	—					$	—					$	—					$	—
Real estate:
Construction, land and land
development			—						—						—						—						—						—
1-4 family residential first
mortgages			—						133						—						133						—						—
Home equity			—						—						—						—						—						—
Commercial			—						—						—						—						—						—
Consumer and other			—						—						—						—						—						—
Total			$	—					$	133					$	—					$	133					$	—					$	—

Past Due Loans [Table Text Block]

The following tables provide an analysis of the delinquency status of the amortized cost of loans as of December 31, 2025 and 2024.

						December 31, 2025
						30-59 Days Past Due						60-89 Days Past Due						90 Days or More Past Due						Total Past Due						Current						Total Loans
Commercial						$	—					$	—					$	—					$	—					$	505,059					$	505,059
Real estate:
Construction, land and
land development						—						—						—						—						426,833						426,833
1-4 family residential
first mortgages						—						—						—						—						93,122						93,122
Home equity						—						—						—						—						26,088						26,088
Commercial						—						—						—						—						1,929,766						1,929,766
Consumer and other						—						—						—						—						23,374						23,374
Total						$	—					$	—					$	—					$	—					$	3,004,242					$	3,004,242

						December 31, 2024
						30-59 Days Past Due						60-89 Days Past Due						90 Days or More Past Due						Total Past Due						Current						Total Loans
Commercial						$	—					$	—					$	—					$	—					$	514,232					$	514,232
Real estate:
Construction, land and
land development						—						—						—						—						508,147						508,147
1-4 family residential
first mortgages						—						—						—						—						87,858						87,858
Home equity						—						—						—						—						19,294						19,294
Commercial						—						—						—						—						1,861,195						1,861,195
Consumer and other						—						—						—						—						17,287						17,287
Total						$	—					$	—					$	—					$	—					$	3,008,013					$	3,008,013

Financing Receivable, Troubled Debt Restructuring [Table Text Block]

As of December 31, 2025 and 2024, the Company had no loan restructurings made to borrowers experiencing financial difficulty. There were no loan restructurings made to borrowers experiencing financial difficulty for which there was a payment default within twelve months following the modification during the twelve months ended December 31, 2025, 2024 and 2023. A loan is considered to be in payment default once it is 30 days contractually past due under the modified terms.

Financing Receivable Credit Quality Indicators [Table Text Block]

The following tables present the amortized cost basis of loans by loan segment, credit quality indicator and origination year, and the current period gross charge-off by loan segment and origination year, based on the analysis performed as of December 31, 2025 and 2024.

			Term Loans by Origination Year
As of December 31, 2025			2025						2024						2023						2022						2021						Prior						Revolving Loans						Total
Commercial
Pass			$	138,785					$	50,820					$	45,188					$	60,692					$	26,356					$	43,088					$	130,280					$	495,209
Watch			3,131						768						1,027						568						31						—						4,325						9,850
Substandard			—						—						—						—						—						—						—						—
Doubtful			—						—						—						—						—						—						—						—
Total			$	141,916					$	51,588					$	46,215					$	61,260					$	26,387					$	43,088					$	134,605					$	505,059
Current period gross charge-offs			$	—					$	—					$	—					$	—					$	—					$	—					$	—					$	—
Real estate:
Construction, land and land development
Pass			$	125,890					$	15,669					$	119,117					$	73,287					$	3,107					$	125					$	89,338					$	426,533
Watch			300						—						—						—						—						—						—						300
Substandard			—						—						—						—						—						—						—						—
Doubtful			—						—						—						—						—						—						—						—
Total			$	126,190					$	15,669					$	119,117					$	73,287					$	3,107					$	125					$	89,338					$	426,833
Current period gross charge-offs			$	—					$	—					$	—					$	—					$	—					$	—					$	—					$	—
1-4 family residential first mortgages
Pass			$	36,210					$	5,387					$	10,563					$	16,055					$	11,858					$	3,269					$	1,143					$	84,485
Watch			6,458						—						2,179						—						—						—						—						8,637
Substandard			—						—						—						—						—						—						—						—
Doubtful			—						—						—						—						—						—						—						—
Total			$	42,668					$	5,387					$	12,742					$	16,055					$	11,858					$	3,269					$	1,143					$	93,122
Current period gross charge-offs			$	—					$	—					$	—					$	—					$	—					$	27					$	—					$	27
Home equity
Pass			$	2,581					$	283					$	2,618					$	151					$	368					$	—					$	20,087					$	26,088
Watch			—						—						—						—						—						—						—						—
Substandard			—						—						—						—						—						—						—						—
Doubtful			—						—						—						—						—						—						—						—
Total			$	2,581					$	283					$	2,618					$	151					$	368					$	—					$	20,087					$	26,088
Current period gross charge-offs			$	—					$	—					$	—					$	—					$	8					$	—					$	—					$	8
Commercial
Pass			$	322,398					$	224,664					$	132,918					$	409,576					$	400,372					$	344,525					$	61,988					$	1,896,441
Watch			29,835						2,050						1,440						—						—						—						—						33,325
Substandard			—						—						—						—						—						—						—						—
Doubtful			—						—						—						—						—						—						—						—
Total			$	352,233					$	226,714					$	134,358					$	409,576					$	400,372					$	344,525					$	61,988					$	1,929,766
Current period gross charge-offs			$	—					$	—					$	—					$	—					$	—					$	—					$	—					$	—
Consumer and other
Pass			$	13,966					$	100					$	444					$	36					$	34					$	130					$	8,549					$	23,259
Watch			—						—						—						—						—						—						115						115
Substandard			—						—						—						—						—						—						—						—
Doubtful			—						—						—						—						—						—						—						—
Total			$	13,966					$	100					$	444					$	36					$	34					$	130					$	8,664					$	23,374
Current period gross charge-offs			$	—					$	—					$	—					$	—					$	—					$	—					$	—					$	—

			Term Loans by Origination Year
December 31, 2024			2024						2023						2022						2021						2020						Prior						Revolving Loans						Total
Commercial
Pass			$	97,976					$	80,842					$	77,087					$	33,698					$	17,460					$	41,006					$	158,395					$	506,464
Watch			4,223						116						2,747						620						—						62						—						7,768
Substandard			—						—						—						—						—						—						—						—
Doubtful			—						—						—						—						—						—						—						—
Total			$	102,199					$	80,958					$	79,834					$	34,318					$	17,460					$	41,068					$	158,395					$	514,232
Current period gross charge-offs			$	16					$	—					$	4					$	—					$	—					$	—					$	—					$	20
Real estate:
Construction, land and land development
Pass			$	168,579					$	144,604					$	84,281					$	27,584					$	805					$	—					$	82,294					$	508,147
Watch			—						—						—						—						—						—						—						—
Substandard			—						—						—						—						—						—						—						—
Doubtful			—						—						—						—						—						—						—						—
Total			$	168,579					$	144,604					$	84,281					$	27,584					$	805					$	—					$	82,294					$	508,147
Current period gross charge-offs			$	—					$	—					$	—					$	—					$	—					$	—					$	—					$	—
1-4 family residential first mortgages
Pass			$	12,573					$	24,889					$	17,803					$	16,283					$	10,251					$	3,986					$	1,940					$	87,725
Watch			—						—						—						—						—						—						—						—
Substandard			—						133						—						—						—						—						—						133
Doubtful			—						—						—						—						—						—						—						—
Total			$	12,573					$	25,022					$	17,803					$	16,283					$	10,251					$	3,986					$	1,940					$	87,858
Current period gross charge-offs			$	—					$	—					$	—					$	—					$	—					$	—					$	—					$	—
Home equity
Pass			$	425					$	2,721					$	175					$	443					$	32					$	—					$	15,498					$	19,294
Watch			—						—						—						—						—						—						—						—
Substandard			—						—						—						—						—						—						—						—
Doubtful			—						—						—						—						—						—						—						—
Total			$	425					$	2,721					$	175					$	443					$	32					$	—					$	15,498					$	19,294
Current period gross charge-offs			$	—					$	—					$	—					$	—					$	—					$	—					$	—					$	—
Commercial
Pass			$	228,197					$	141,894					$	467,411					$	431,448					$	342,828					$	218,440					$	30,396					$	1,860,614
Watch			—						—						332						249						—						—						—						581
Substandard			—						—						—						—						—						—						—						—
Doubtful			—						—						—						—						—						—						—						—
Total			$	228,197					$	141,894					$	467,743					$	431,697					$	342,828					$	218,440					$	30,396					$	1,861,195
Current period gross charge-offs			$	—					$	—					$	—					$	—					$	—					$	—					$	—					$	—
Consumer and other
Pass			$	4,114					$	600					$	108					$	214					$	13					$	113					$	12,125					$	17,287
Watch			—						—						—						—						—						—						—						—
Substandard			—						—						—						—						—						—						—						—
Doubtful			—						—						—						—						—						—						—						—
Total			$	4,114					$	600					$	108					$	214					$	13					$	113					$	12,125					$	17,287
Current period gross charge-offs			$	—					$	—					$	—					$	—					$	—					$	—					$	—					$	—

Collateral dependent loans

The following table presents the amortized cost basis of collateral dependent loans, by primary collateral type, which are individually evaluated to determine expected credit losses, and the related ACL allocated to these loans as of December 31, 2025 and 2024.

As of December 31, 2025

Primary Type of Collateral

Real Estate

Equipment

Other

Total

ACL Allocation

Total

$

—

$

—

$

—

$

—

$

—

			As of December 31, 2024
			Primary Type of Collateral
			Real Estate						Equipment						Other						Total						ACL Allocation
1-4 family residential first mortgages			$	133					$	—					$	—					$	133					$	—
Total			$	133					$	—					$	—					$	133					$	—

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+ References

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+ References

Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
-Topic 326
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+ References

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