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Regulatory Capital Requirements (Tables)

9 Months Ended

Sep. 30, 2023

Compliance With Regulatory Capital Requirements Under Banking Regulations [Line Items]

Summary of Bank's Actual Capital Amounts and Ratios As Compared to Regulatory Requirements

The Company's and the Bank’s actual capital amounts and ratios as of September 30, 2023 and December 31, 2022 as compared to regulatory requirements are as follows:

																To Be Well
																Capitalized Under
										For Capital						Prompt Corrective
		Actual								Adequacy Purposes						Action Provisions
		Amount				Ratio				Amount				Ratio		Amount				Ratio
		(Dollars in thousands)
September 30, 2023
Ponce Financial Group, Inc.
Total Capital to Risk-Weighted Assets		$	530,056				27.07	%		$	156,624			8.00%		$	195,780				10.00	%
Tier 1 Capital to Risk-Weighted Assets			505,508				25.82	%			117,468			6.00%			156,624				8.00	%
Common Equity Tier 1 Capital Ratio			505,508				25.82	%			88,101			4.50%			127,257				6.50	%
Tier 1 Capital to Total Assets			505,508				19.90	%			101,597			4.00%			126,996				5.00	%
Ponce Bank
Total Capital to Risk-Weighted Assets		$	488,108				25.10	%		$	155,543			8.00%		$	194,429				10.00	%
Tier 1 Capital to Risk-Weighted Assets			463,727				23.85	%			116,657			6.00%			155,543				8.00	%
Common Equity Tier 1 Capital Ratio			463,727				23.85	%			87,493			4.50%			126,379				6.50	%
Tier 1 Capital to Total Assets			463,727				17.51	%			105,950			4.00%			132,437				5.00	%

																		To Be Well
																		Capitalized Under
										For Capital								Prompt Corrective
		Actual								Adequacy Purposes								Action Provisions
		Amount				Ratio				Amount				Ratio				Amount				Ratio
		(Dollars in thousands)
December 31, 2022
Ponce Financial Group, Inc.
Total Capital to Risk-Weighted Assets		$	530,241				33.72	%		$	125,791				8.00	%		$	157,238				10.00	%
Tier 1 Capital to Risk-Weighted Assets			510,537				32.47	%			94,343				6.00	%			125,791				8.00	%
Common Equity Tier 1 Capital Ratio			510,537				32.47	%			70,757				4.50	%			102,205				6.50	%
Tier 1 Capital to Total Assets			510,537				26.29	%			77,665				4.00	%			97,082				5.00	%
Ponce Bank
Total Capital to Risk-Weighted Assets		$	476,519				30.53	%		$	124,883				8.00	%		$	156,104				10.00	%
Tier 1 Capital to Risk-Weighted Assets			456,816				29.26	%			93,662				6.00	%			124,883				8.00	%
Common Equity Tier 1 Capital Ratio			456,816				29.26	%			70,247				4.50	%			101,468				6.50	%
Tier 1 Capital to Total Assets			456,816				20.47	%			89,264				4.00	%			111,580				5.00	%

Mortgage World Bankers Inc

Compliance With Regulatory Capital Requirements Under Banking Regulations [Line Items]

Summary of Bank's Actual Capital Amounts and Ratios As Compared to Regulatory Requirements

The Bank's minimum net worth requirements as of September 30, 2023 and December 31, 2022 are reflected below:

		Minimum
		Requirement
		(in thousands)
September 30, 2023
HUD		$	1,000

		Minimum
		Requirement
		(in thousands)
December 31, 2022
HUD		$	1,000

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- Definition

Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.

+ References

Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
-Topic 942
-SubTopic 505
-Name Accounting Standards Codification
-Section 50
-Paragraph 1B
-Publisher FASB
-URI https://asc.fasb.org//1943274/2147480696/942-505-50-1B

Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef
-Topic 942
-SubTopic 505
-Name Accounting Standards Codification
-Section 50
-Paragraph 1
-Subparagraph (c)(1)
-Publisher FASB
-URI https://asc.fasb.org//1943274/2147480696/942-505-50-1

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- Definition

Tabular disclosure of the capital amounts and ratios as of the balance sheet date, indicating whether the entity or entities are in compliance with regulatory capital requirements, by entity.

+ References

Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Topic 942
-SubTopic 505
-Name Accounting Standards Codification
-Section 50
-Paragraph 1
-Subparagraph (c)(1)
-Publisher FASB
-URI https://asc.fasb.org//1943274/2147480696/942-505-50-1

Reference 2: http://www.xbrl.org/2003/role/disclosureRef
-Topic 942
-SubTopic 505
-Name Accounting Standards Codification
-Section 50
-Paragraph 1B
-Publisher FASB
-URI https://asc.fasb.org//1943274/2147480696/942-505-50-1B

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