XML 67 R57.htm IDEA: XBRL DOCUMENT v3.23.3
Loans Receivable and Allowance for Credit Losses - Additional Information (Details)
$ in Thousands
 3 Months Ended 9 Months Ended 12 Months Ended
Sep. 30, 2023
USD ($)
Loan
Sep. 30, 2022
USD ($)
Sep. 30, 2023
USD ($)
Loan
Sep. 30, 2022
USD ($)
Dec. 31, 2022
USD ($)
Loan
Dec. 31, 2021
USD ($)
Accounts, Notes, Loans and Financing Receivable [Line Items]            
Restructured loans | Loan         0  
Number of troubled debt restructured loans | Loan 21   21   23  
Troubled debt restructured loans $ 5,900   $ 5,900   $ 6,600  
Troubled debt restructured loan, accrual status 5,200   5,200   4,200  
Impairment reserves 275 $ 205 275 $ 205 196  
Loans before net deferred loan origination cost and allowance for losses on loan 1,814,329   1,814,329   1,525,668  
Aggregate balance of grain 9,318   9,318      
Allowance for credit losses [1] (8,163)   (8,163)      
Microloans, net of allowance for loan losses 1,155   1,155      
Microloans originated - put back to Grain 24,255   24,255      
Grain Write-Downs 15,610   15,610      
Cash Receipts From Grain 6,819   6,819      
Grant/reserve (inception-to-September 30, 2023) (1,826)   (1,826)      
Investment in Grain wrote-off     (1,000)      
Exposure to Grain 1,155   1,155      
Loans receivable, allowance for loan losses 27,414   27,414   34,592  
Loans receivable, net 1,787,607   1,787,607   1,493,127  
Grain write-off and write-down (69) $ 8,881 (1,329) 18,455    
Allowance for off-balance sheet credit losses $ 3,195   $ 3,195   354 $ 229
Accounting Standards Update 2022-02            
Accounts, Notes, Loans and Financing Receivable [Line Items]            
Change in accounting principle, accounting standards update, adopted [true false] true   true      
Change in accounting principle, accounting standards update, adoption date Jan. 01, 2023   Jan. 01, 2023      
Construction Loans            
Accounts, Notes, Loans and Financing Receivable [Line Items]            
Loans before net deferred loan origination cost and allowance for losses on loan $ 411,383   $ 411,383   $ 185,018  
Provision for Contingencies            
Accounts, Notes, Loans and Financing Receivable [Line Items]            
Provision for off-balance-sheet credit loss     1,900      
Other Liabilities            
Accounts, Notes, Loans and Financing Receivable [Line Items]            
Allowance for off-balance sheet credit losses 3,200   3,200      
Grain Technologies LLC            
Accounts, Notes, Loans and Financing Receivable [Line Items]            
Micro loan credit limit 1,500   $ 1,500      
Number of micro loan outstanding | Loan     16,687   27,886  
Aggregate balance of grain 9,300   $ 9,300   $ 18,200  
Allowance for credit losses (8,100)   (8,100)   (15,400)  
Microloans, net of allowance for loan losses 1,200   1,200   2,800  
Microloans originated - put back to Grain 24,300   24,300      
Grain Write-Downs (15,600)   (15,600)      
Cash Receipts From Grain 6,800   6,800      
Grant/reserve (inception-to-September 30, 2023) (1,800)   (1,800)      
Unused commitments available to borrowers 2,400   2,400      
Security deposits by borrowers 1,600   1,600      
Investment in Grain wrote-off         $ (1,000)  
Exposure to Grain $ 1,200   1,200      
Grain recoveries     1,300      
Payments received from Grain     $ 700      
Grain write-off and write-down       $ 18,500    
Grain Technologies LLC | Microloans            
Accounts, Notes, Loans and Financing Receivable [Line Items]            
Number of micro loan outstanding | Loan     45,322      
Mortgage World Bankers Inc            
Accounts, Notes, Loans and Financing Receivable [Line Items]            
Number of loan held for sale | Loan 19   19   4  
Troubled Debt Restructured Loans            
Accounts, Notes, Loans and Financing Receivable [Line Items]            
Impairment reserves         $ 200  
Minimum            
Accounts, Notes, Loans and Financing Receivable [Line Items]            
Strong Pass Loans to new or existing borrowers collateralized percentage 90.00%   90.00%      
[1] Includes $0.3 million for allowance for unused commitments on the $2.4 million of unused commitments available to Grain borrowers reported in other liabilities in the accompanying Consolidated Statements of Financial Conditions. Excludes $1.6 million of security deposits by Grain originated borrowers reported in deposits in the accompanying Consolidated Statements of Financial Conditions.