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Consolidated Statements of Cash Flows (Unaudited) - USD ($)
 3 Months Ended 9 Months Ended 12 Months Ended
Sep. 30, 2023
Mar. 31, 2023
Sep. 30, 2022
Mar. 31, 2022
Sep. 30, 2023
Sep. 30, 2022
Dec. 31, 2022
Cash Flows From Operating Activities:              
Net income (loss) $ 2,590,000 $ 331,000 $ (14,738,000) $ (6,820,000) $ 2,834,000 $ (20,787,000)  
Adjustments to reconcile net income (loss) to net cash provided by operating activities:              
Amortization of premiums/discounts on securities, net         (90,000) 216,000  
Gain on sale of loans         (277,000) (7,000)  
Gain on derivatives         0 (229,000)  
Grain write-off         0 18,455,000  
Provision for credit losses         1,348,000 11,405,000  
Depreciation and amortization         3,249,000 1,371,000  
ESOP compensation         815,000 1,038,000  
Share-based compensation expense         1,213,000 1,161,000  
Deferred income taxes         909,000 (5,473,000)  
Changes in assets and liabilities:              
(Increase) decrease in mortgage loans held for sale, fair value         (42,768,000) 12,479,000  
Increase in accrued interest receivable         (1,575,000) (1,701,000)  
Increase in other assets         (2,298,000) (7,064,000)  
Increase in accrued interest payable         6,995,000 626,000  
Decrease in operating lease liabilities         (1,646,000) 0  
Increase in advance payments by borrowers         4,019,000 2,932,000  
Increase (decrease) in other liabilities         1,825,000 (192,000)  
Net cash (used in) provided by operating activities         (25,447,000) 14,230,000  
Cash Flows From Investing Activities:              
Proceeds from redemption of FHLBNY stock         241,818,000 135,291,000  
Purchases of FHLBNY Stock         (236,037,000) (143,562,000)  
Purchases of available-for-sale securities         0 (58,385,000)  
Purchases of held-to-maturity securities         0 (501,942,000) $ (528,900,000)
Proceeds from maturities, calls and principal repayments on available-for-sale securities         48,586,000 26,798,000  
Placements with banks         498,000 0  
Proceeds from sales of loans         32,796,000 3,699,000  
Net increase in loans         (294,628,000) (102,572,000)  
Purchases of premises and equipment         (370,000) (433,000)  
Net cash used in investing activities         (207,337,000) (641,106,000)  
Cash Flows From Financing Activities:              
Net increase in deposits         148,720,000 146,473,000  
Proceeds from issuance of preferred stock         0 225,000,000  
Repurchase of treasury stock         (11,009,000)    
Contribution to the Ponce De Leon Foundation         0 (1,000,000)  
Net proceeds from borrowings         157,725,000 180,120,000  
Net advances on warehouse lines of credit         0 (15,090,000)  
Net cash provided by financing activities         295,436,000 535,503,000  
Net increase (decrease) in cash and cash equivalents         62,652,000 (91,373,000)  
Cash and Cash Equivalents:              
Beginning   $ 54,360,000   $ 153,894,000 54,360,000 153,894,000 153,894,000
Ending $ 117,012,000   $ 62,521,000   117,012,000 62,521,000 $ 54,360,000
Supplemental disclosures of cash flow information:              
Cash paid for interest on deposits and borrowings         35,853,000 6,756,000  
Cash paid for income taxes         $ 489,000 $ 624,000