3. Accounts receivable, net and finance loans receivable, net

Accounts receivable, net

The Company's accounts receivable, net, as of December 31, 2018, and June 30, 2018, is presented in the table below:


		December 31,			June 30,
		2018			2018
Accounts receivable, trade, net	$	33,282		$	49,365
Accounts receivable, trade, gross		34,613			50,466
Allowance for doubtful accounts receivable, end of period		1,331			1,101
Beginning of year		1,101			1,255
Reversed to statement of operations		(2	)		(47	)
Charged to statement of operations		2,985			642
Utilized		(2,763	)		(776	)
Foreign currency adjustment		10			27
Current portion of payments to agents in South Korea amortized over the
contract period		19,480			21,971
Payments to agents in South Korea amortized over the contract period.		33,822			39,554
Less: Payments to agents in South Korea amortized over the contract
period included in other long-term assets (Note 7)		14,341			17,582
Loans provided to Finbond		1,042			1,107
Contingent purchase consideration		6,362			-
Other receivables		44,841			37,240
Total accounts receivable, net	$	105,007		$	109,683

Finance loans receivable, net

The Company's finance loans receivable, net, as of December 31, 2018, and June 30, 2018, is presented in the table below:


		December 31,			June 30,
		2018			2018
Microlending finance loans receivable, net	$	15,609		$	57,504
Microlending finance loans receivable, gross		42,829			61,743
Allowance for doubtful microlending finance loans receivable, end of period		27,220			4,239
Beginning of year		4,239			3,717
Charged to statement of operations		27,798			4,348
Utilized		(4,522	)		(3,588	)
Foreign currency adjustment		(295	)		(238	)
Working capital finance receivable, net		3,936			3,959
Working capital finance receivable, gross		16,566			16,123
Allowance for doubtful working capital finance receivable, end of period		12,630			12,164
Beginning of year		12,164			3,752
Charged to statement of operations		465			8,415
Foreign currency adjustment		1			(3	)
Current portion of other finance loans receivable		5,577			742
Total other finance loans receivable		17,822			13,025
Less included in other long-term assets		12,245			12,283
Total finance loans receivable, net	$	25,122		$	62,205

During the three and six months ended December 31, 2018, the Company recorded an increase in its allowance for doubtful microlending finance loans receivable of approximately $23.4 million and $27.8 million, respectively, related to the non-funding of accounts for a portion of the EPE customer base as a result of the auto-migration of the customer base to the South Africa Post Office account offering.