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v3.23.2

Borrowings (Tables) | 12 Months Ended
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Jun. 30, 2023
Borrowings [Abstract] |
Summary Of Short-Term Credit Facilities | RMB RMB RMB Nedbank Facility E Indirect Connect Facilities Total Short-term facilities available as of June 30, 2023 $ 74,319 $ 7,167 $ 10,882 $ 8,311 $ 100,679 Overdraft - - 10,882 - 10,882 Overdraft restricted as to use for ATM funding only 74,319 - - - 74,319 Indirect and derivative facilities - 7,167 - 8,311 15,478 Movement in utilized overdraft facilities: Balance as of June 30, 2021 14,245 - - - 14,245 Facilities acquired in transaction - - 16,903 - 16,903 Utilized 563,588 - 5,929 1,345 570,862 Repaid (517,948) - (6,189) (1,322) (525,459) Foreign currency adjustment (1) (8,547) - (1,763) (23) (10,333) Balance as of June 30, 2022 51,338 - 14,880 - 66,218 Restricted as to use for ATM funding only 51,338 - - - 51,338 No restrictions as to use - - 14,880 - 14,880 Utilized 501,603 - 18,462 - 520,065 Repaid (524,766) - (22,505) - (547,271) Foreign currency adjustment (1) (5,154) - (1,812) - (6,966) Balance as of June 30, 2023 23,021 - 9,025 - 32,046 Restricted as to use for ATM funding only 23,021 - - - 23,021 No restrictions as to use - - 9,025 - 9,025 Interest rate as of June 30, 2023 (%) (2) 11.7500 - 11.6500 - Movement in utilized indirect and derivative facilities: Balance as of June 30, 2021 - - - 5,398 5,398 Utilized - - - 4,009 4,009 Foreign currency adjustment (1) - - - 1,540 1,540 Balance as of June 30, 2022 - 313 - 5,654 10,947 Guarantees cancelled (3) - - - (5,017) (5,017) Utilized - 1,561 - - 1,561 Foreign currency adjustment (1) - (117) - (525) (642) Balance as of June 30, 2023 $ - $ 1,757 $ - $ 112 $ 6,849 (1) Represents the effects of the fluctuations between the ZAR and the U.S. dollar. (2) Facility E interest set at prime and the Connect facility at prime less 0.10 %. (3) Represents the cancellation of the guarantee with supplier amounting to ZAR 90 million ($ 5.0 million) which is no longer required due the reduction in the volume and value of transactions processed.
Summary Of Long-Term Borrowings | Facilities G & H A&B CCC/ K2020 Asset backed Total Opening balance as of June 30, 2021 $ - $ - $ - $ - $ - Facilities acquired in transaction - 72,318 9,772 4,870 86,960 Facilities utilized 77,069 - 472 1,310 78,851 Facilities repaid (4,492) - (933) (156) (5,581) Non-refundable fees paid (1,307) - - - (1,307) Non-refundable fees amortized 196 18 37 - 251 Foreign currency adjustment (1) (8,112) (7,864) (1,002) (550) (17,528) Included in current - 4,604 - 2,200 6,804 Included in long-term 63,354 59,868 8,346 3,274 134,842 Opening balance as of June 30, 2022 63,354 64,472 8,346 5,474 141,646 Facilities utilized - 10,947 7,377 6,031 24,355 Facilities repaid (10,543) (2,151) (2,149) (2,669) (17,512) Non-refundable fees paid (500) - (100) - (600) Non-refundable fees amortized 762 57 44 - 863 Capitalized interest 5,078 - - - 5,078 Capitalized interest repaid (514) - - - (514) Foreign currency adjustment (1) (8,672) (8,889) (1,716) (921) (20,198) Closing balance as of June 30, 2023 48,965 64,436 11,802 7,915 133,118 Included in current - - - 3,663 3,663 Included in long-term 48,965 64,436 11,802 4,252 129,455 Unamortized fees (598) (223) (65) - (886) Due within 2 years - - - 3,005 3,005 Due within 3 years 49,563 3,317 11,867 1,149 65,896 Due within 4 years - 7,300 - 98 7,398 Due within 5 years $ - $ 54,042 $ - $ - $ 54,042 Interest rates as of June 30, 2023 (%): 14.00 12.25 12.70 12.50 Base rate (%) 8.50 8.50 11.75 11.75 Margin (%) 5.50 3.75 0.95 0.75 Footnote number (2)(3)(4) (5) (6) (7) ( 1) Represents the effects of the fluctuations between the ZAR and the U.S. dollar. (2) Prior to the amendment in March 2023, interest on Facility G was calculated based on the 3-month JIBAR in effect from time to time plus a margin of (i) 3.00 % per annum until January 13, 2023; and then (ii) from January 14, 2023, (x) 2.50 % per annum if the Facility G balance outstanding is less than or equal to ZAR 250.0 million, or (y) 3.00 % per annum if the Facility G balance is between ZAR 250.0 million to ZAR 450.0 million, or (z) 3.50 % per annum if the Facility G balance is greater than ZAR 450.0 million. The interest rate shall increase by a further 2.00 % per annum in the event of default (as defined in the Loan Documents). (3) Prior to the amendment in March 2023, interest on Facility H is calculated based on JIBAR in effect from time to time plus a margin of 2.00 % per annum which increases by a further 2.00 % per annum in the event of default (as defined in the Loan Documents). (4) Interest on Facility G and Facility H is calculated based on the 3-month JIBAR in effect from time to time plus a margin of, from January 1, 2023: (i) 5.50 % for as long as the aggregate balance under the Facilities is greater than ZAR 800 million; (ii) 4.25 % if the aggregate balance under the Facilities is equal to or less than ZAR 800 million, but greater than ZAR 350 million; or (iii) 2.50 % if the aggregate balance under the Facilities is less than ZAR 350 million (5) Interest on Facility A and Facility B is calculated based on JIBAR plus a margin, of 3.75 %, in effect from time to time. (6) Interest is charged at prime plus 0.95 % per annum on the utilized balance. (7) Interest is charged at prime plus 0.75 % per annum on the utilized balance.

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