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Borrowings (Tables)
 12 Months Ended
Jun. 30, 2023
Borrowings [Abstract]  
Summary Of Short-Term Credit Facilities
RMB
RMB
RMB
Nedbank
Facility E
Indirect
Connect
Facilities
Total
Short-term facilities available as of June
30, 2023
$
74,319
$
7,167
$
10,882
$
8,311
$
100,679
Overdraft
 
-
-
10,882
-
10,882
Overdraft restricted as to use for ATM
funding only
74,319
-
-
-
74,319
Indirect and derivative facilities
 
-
7,167
-
8,311
15,478
Movement in utilized overdraft facilities:
 
Balance as of June 30, 2021
14,245
-
-
-
14,245
Facilities acquired in transaction
-
-
16,903
-
16,903
Utilized
 
563,588
-
5,929
1,345
570,862
Repaid
(517,948)
-
(6,189)
(1,322)
(525,459)
Foreign currency adjustment
(1)
(8,547)
-
(1,763)
(23)
(10,333)
Balance as of June 30, 2022
51,338
-
14,880
-
66,218
Restricted as to use for ATM
funding only
51,338
-
-
-
51,338
No restrictions as to use
 
-
-
14,880
-
14,880
Utilized
 
501,603
-
18,462
-
520,065
Repaid
(524,766)
-
(22,505)
-
(547,271)
Foreign currency adjustment
(1)
(5,154)
-
(1,812)
-
(6,966)
Balance as of June 30, 2023
23,021
-
9,025
-
32,046
Restricted as to use for ATM
funding only
23,021
-
-
-
23,021
No restrictions as to use
 
-
-
9,025
-
9,025
Interest rate as of June 30, 2023 (%)
(2)
11.7500
-
11.6500
-
Movement in utilized indirect and
derivative facilities:
Balance as of June 30, 2021
-
-
-
5,398
5,398
Utilized
 
-
-
-
4,009
4,009
Foreign currency adjustment
(1)
-
-
-
1,540
1,540
Balance as of June 30, 2022
-
313
-
5,654
10,947
Guarantees cancelled
(3)
-
-
-
(5,017)
(5,017)
Utilized
 
-
1,561
-
-
1,561
Foreign currency adjustment
(1)
-
(117)
-
(525)
(642)
Balance as of June 30, 2023
$
-
$
1,757
$
-
$
112
$
6,849
(1) Represents the effects of the fluctuations between the
 
ZAR and the U.S. dollar.
(2) Facility E interest set at prime and the Connect facility at prime less
0.10
%.
(3) Represents
 
the cancellation
 
of the guarantee
 
with supplier
 
amounting to
 
ZAR
90
 
million ($
5.0
 
million) which
 
is no longer
required due the reduction in the volume and value of transactions processed.
Summary Of Long-Term Borrowings
Facilities
G & H
A&B
CCC/ K2020
Asset backed
Total
Opening balance as of June 30, 2021
$
-
$
-
$
-
$
-
$
-
Facilities acquired in transaction
-
72,318
9,772
4,870
86,960
Facilities utilized
77,069
-
472
1,310
78,851
Facilities repaid
(4,492)
-
(933)
(156)
(5,581)
Non-refundable fees paid
(1,307)
-
-
-
(1,307)
Non-refundable fees amortized
196
18
37
-
251
Foreign currency adjustment
(1)
(8,112)
(7,864)
(1,002)
(550)
(17,528)
Included in current
-
4,604
-
2,200
6,804
Included in long-term
63,354
59,868
8,346
3,274
134,842
Opening balance as of June 30, 2022
63,354
64,472
8,346
5,474
141,646
Facilities utilized
-
10,947
7,377
6,031
24,355
Facilities repaid
(10,543)
(2,151)
(2,149)
(2,669)
(17,512)
Non-refundable fees paid
(500)
-
(100)
-
(600)
Non-refundable fees amortized
762
57
44
-
863
Capitalized interest
5,078
-
-
-
5,078
Capitalized interest repaid
(514)
-
-
-
(514)
Foreign currency adjustment
(1)
(8,672)
(8,889)
(1,716)
(921)
(20,198)
Closing balance as of June 30, 2023
48,965
64,436
11,802
7,915
133,118
Included in current
-
-
-
3,663
3,663
Included in long-term
48,965
64,436
11,802
4,252
129,455
Unamortized fees
(598)
(223)
(65)
-
(886)
Due within 2 years
-
-
-
3,005
3,005
Due within 3 years
49,563
3,317
11,867
1,149
65,896
Due within 4 years
-
7,300
-
98
7,398
Due within 5 years
$
-
$
54,042
$
-
$
-
$
54,042
Interest rates as of June 30, 2023 (%):
14.00
12.25
12.70
12.50
Base rate (%)
8.50
8.50
11.75
11.75
Margin (%)
5.50
3.75
0.95
0.75
Footnote number
(2)(3)(4)
(5)
(6)
(7)
(
1) Represents the effects of the fluctuations between the ZAR and the U.S. dollar.
(2) Prior
 
to the
 
amendment in March
 
2023, interest
 
on Facility G
 
was calculated
 
based on
 
the 3-month
 
JIBAR in
 
effect from
 
time to
time plus a margin
 
of (i)
3.00
% per annum until January
 
13, 2023; and then (ii) from
 
January 14, 2023, (x)
2.50
% per annum if the Facility
G balance outstanding
 
is less than
 
or equal to
 
ZAR
250.0
 
million, or (y)
3.00
% per annum
 
if the Facility
 
G balance is between
 
ZAR
250.0
million to
 
ZAR
450.0
 
million, or
 
(z)
3.50
% per
 
annum if
 
the Facility
 
G balance
 
is greater
 
than ZAR
450.0
 
million. The
 
interest rate
 
shall
increase by a further
2.00
% per annum in the event of default (as defined in the Loan Documents).
(3) Prior to the amendment in
 
March 2023, interest on Facility
 
H is calculated based on JIBAR
 
in effect from time to
 
time plus a margin
of
2.00
% per annum which increases by a further
2.00
% per annum in the event of default (as defined in the Loan Documents).
(4) Interest on Facility
 
G and Facility H
 
is calculated based
 
on the 3-month
 
JIBAR in effect
 
from time to time
 
plus a margin
 
of, from
January 1, 2023:
 
(i)
5.50
% for as
 
long as the
 
aggregate balance under
 
the Facilities is
 
greater than ZAR
800
 
million; (ii)
4.25
% if the
 
aggregate
balance under the Facilities is
 
equal to or less
 
than ZAR
800
 
million, but greater than
 
ZAR
350
 
million; or (iii)
2.50
% if the aggregate
 
balance
under the Facilities is less than ZAR
350
 
million
(5) Interest on Facility A and Facility B is calculated based on JIBAR plus a margin, of
3.75
%, in effect from time to time.
(6) Interest is charged at prime plus
0.95
% per annum on the utilized balance.
(7) Interest is charged at prime plus
0.75
% per annum on the utilized balance.