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Borrowings (Tables)

9 Months Ended

Mar. 31, 2023

Borrowings [Abstract]

Summary Of Short-Term Credit Facilities

						RMB			RMB			RMB			Nedbank
						Facility E			Indirect			Connect(4)			Facilities			Total
	Short-term facilities available as of March 31, 2023					$	78,680		$	7,587		$	11,521		$	8,798		$	106,586
		Overdraft					-			-			11,521			-			11,521
		Overdraft restricted as to use for ATM funding only					78,680			-			-			-			78,680
		Indirect and derivative facilities					-			7,587			-			8,798			16,385
	Movement in utilized overdraft facilities:
		Restricted as to use for ATM funding only					51,338			-			-			-			51,338
		No restrictions as to use					-			-			14,880			-			14,880
			Balance as of June 30, 2022				51,338			-			14,880			-			66,218
				Utilized			431,150			-			10,338			-			441,488
				Repaid			(441,083)			-			(7,205)			-			(448,288)
				Foreign currency adjustment(1)			(3,674)			-			(1,083)			-			(4,757)
		Balance as of March 31, 2023					37,731			-			16,930			-			54,661
				Restricted as to use for ATM funding only			37,731			-			-			-			37,731
				No restrictions as to use		$	-		$	-		$	16,930		$	-		$	16,930
		Interest rate as of March 31, 2023 (%)(2)					11.25			-			11.15			-
	Movement in utilized indirect and derivative facilities:
		Balance as of June 30, 2022				$	-		$	313		$	-		$	5,654		$	5,967
			Guarantees cancelled(3)				-			-			-			(5,171)			(5,171)
			Utilized				-			1,609			-			-			1,609
			Foreign currency adjustment(1)				-			(62)			-			(364)			(426)
		Balance as of March 31, 2023				$	-		$	1,860		$	-		$	119		$	1,979

(1) Represents the effects of the fluctuations between the ZAR and the U.S. dollar.

(2) Facility E interest set at prime and the Connect facility at prime less 0.10%.

(3) Represents the cancellation of the guarantee with supplier amounting to ZAR 90 million ($5.2 million) which is no longer required due the reduction in the volume and value of transactions processed.

(4) The amount available under this facility excludes the ZAR 175.0 million temporary facility obtained in February 2023. The balance outstanding as of March 31, 2023, includes the outstanding balance of ZAR 131.25 million (or $7.4 million utilizing the exchange rate as of March 31, 2023) related to this temporary facility.

Summary Of Long-Term Borrowings

					Facilities
					G & H			A&B			K2020/ CCC			Asset backed			Total
	Included in current				$	-		$	4,604		$	-		$	2,200		$	6,804
	Included in long-term					63,354			59,868			8,346			3,274			134,842
	Opening balance as of June 30, 2022					63,354			64,472			8,346			5,474			141,646
		Facilities utilized				-			10,947			7,377			4,686			23,010
		Facilities repaid				(322)			(2,151)			(985)			(1,834)			(5,292)
		Non-refundable fees paid				(500)			-			(100)			-			(600)
		Non-refundable fees amortized				565			45			32			-			642
		Capitalized interest				3,261			-			-			-			3,261
		Capitalized interest repaid				(12)			-			-			-			(12)
		Foreign currency adjustment(1)				(5,378)			(5,108)			(952)			(504)			(11,942)
			Closing balance as of March 31, 2023			60,968			68,205			13,718			7,822			150,713
			Included in current			-			-			-			3,515			3,515
			Included in long-term			60,968			68,205			13,718			4,307			147,198
				Unamortized fees		(840)			(248)			(81)			-			(1,169)
				Due within 2 years		-			-			13,799			3,025			16,824
				Due within 3 years		61,808			1,756			-			1,194			64,758
				Due within 4 years		-			7,377			-			88			7,465
				Due within 5 years	$	-		$	59,320		$	-		$	-		$	59,320
	Interest rates as of March 31, 2023 (%):					13.46			11.71			12.20			12.00
		Base rate (%)				7.96			7.96			11.25			11.25
		Margin (%)				5.50			3.75			0.95			0.75
	Footnote number					(2)(3)(4)			(5)			(6)			(7)

(1) Represents the effects of the fluctuations between the ZAR and the U.S. dollar.

(2) Prior to the amendment in March 2023, interest on Facility G was calculated based on the 3-month JIBAR in effect from time to time plus a margin of (i) 3.00% per annum until January 13, 2023; and then (ii) from January 14, 2023, (x) 2.50% per annum if the Facility G balance outstanding is less than or equal to ZAR 250.0 million, or (y) 3.00% per annum if the Facility G balance is between ZAR 250.0 million to ZAR 450.0 million, or (z) 3.50% per annum if the Facility G balance is greater than ZAR 450.0 million. The interest rate shall increase by a further 2.00% per annum in the event of default (as defined in the Loan Documents).

(3) Prior to the amendment in March 2023, interest on Facility H is calculated based on JIBAR in effect from time to time plus a margin of 2.00% per annum which increases by a further 2.00% per annum in the event of default (as defined in the Loan Documents).

(4) Interest on Facility G and Facility H is calculated based on the 3-month JIBAR in effect from time to time plus a margin of, from January 1, 2023: (i) 5.50% for as long as the aggregate balance under the Facilities is greater than ZAR 800 million; (ii) 4.25% if the aggregate balance under the Facilities is equal to or less than ZAR 800 million, but greater than ZAR 350 million; or (iii) 2.50% if the aggregate balance under the Facilities is less than ZAR 350 million

(5) Interest on Facility A and Facility B is calculated based on JIBAR plus a margin, of 3.75%, in effect from time to time.

(6) Interest is charged at prime plus 0.95% per annum on the utilized balance.

(7) Interest is charged at prime plus 0.75% per annum on the utilized balance.

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