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v3.25.2

Borrowings (Tables) | 9 Months Ended
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Mar. 31, 2025
Borrowings [Abstract] |
Summary Of Short-Term Credit Facilities | RMB RMB Nedbank RMB RMB RMB GBF Other Facilities Connect Bridge Facility E Total Short-term facilities available as of March 31, 2025 $ 38,195 $ 5,487 $ 8,531 $ - $ - $ - $ 52,213 Overdraft 38,195 - - - - - 38,195 Indirect and derivative facilities - 5,487 8,531 - - - 14,018 Movement in utilized overdraft facilities: Restricted as to use for ATM funding only - - - - - 6,737 6,737 No restrictions as to use - - - 9,351 - - 9,351 Balance as of June 30, 2024 - - - 9,351 - 6,737 16,088 Utilized 23,489 - - 5,655 41,150 23,894 94,188 Repaid - - - (14,627) (39,205) (31,028) (84,860) Foreign currency adjustment (1) 61 - - (379) (1,945) 397 (1,866) Balance as of March 31, 2025 23,550 - - - - - 23,550 No restrictions as to use $ 23,550 $ - $ - $ - $ - $ - $ 23,550 Interest rate as of March 31, 2025 (%) (2) 10.50 N/A N/A N/A - N/A Movement in utilized indirect and derivative facilities: Balance as of June 30, 2024 $ - $ 1,821 $ 116 $ - $ - $ - $ 1,937 Foreign currency adjustment (1) - (17) (1) - - - (18) Balance as of March 31, 2025 $ - $ 1,804 $ 115 $ - $ - $ - $ 1,919 (1) Represents the effects of the fluctuations between the ZAR and the U.S. dollar. (2) RMB GBF interest is set at prime less 0.50 %.
Summary Of Long-Term Borrowings | Facilities Lesaka A Lesaka B Connect Asset backed CCC (6) Lesaka G & H Connect A&B Total Included in current $ - $ - $ 3,878 $ 11,841 $ - $ - $ 15,719 Included in long-term - - 4,501 - 56,151 66,815 127,467 Opening balance as of June 30, 2024 - - 8,379 11,841 56,151 66,815 143,186 Facilities utilized 116,652 54,112 2,619 5,091 11,022 - 189,496 Facilities repaid - - (3,299) (554) (60,245) (65,910) (130,008) Non-refundable fees paid 970 - - - - - 970 Non-refundable fees amortized 39 - - 21 116 32 208 Capitalized interest - - - - 5,033 - 5,033 Capitalized interest repaid - - - - (11,077) - (11,077) Foreign currency adjustment (1) (1,393) 382 (106) (54) (1,000) (937) (3,108) Closing balance as of March 31, 2025 116,268 54,494 7,593 16,345 - - 194,700 Included in current - 8,174 3,569 16,345 - - 28,088 Included in long-term 116,268 46,320 4,024 - - - 166,612 Unamortized fees (1,206) - - - - - (1,206) Due within 2 years - 10,899 2,665 - - - 13,564 Due within 3 years - 16,348 1,047 - - - 17,395 Due within 4 years 117,474 19,073 301 - - - 136,848 Due within 5 years $ - $ - $ 11 $ - $ - $ - $ 11 Interest rates as of March 31, 2025 (%): 10.81 10.71 11.75 11.95 - - Base rate (%) 7.56 7.56 11.00 11.00 - - Margin (%) 3.25 3.15 0.75 0.95 - - Footnote number (2) (3) (4) (5) (1) Represents the effects of the fluctuations between the ZAR and the U.S. dollar. (2) Interest on Facility A and Facility B is based on the JIBAR in effect from time to time plus an initial margin of 3.25 % per annum until June 30, 2025. From July 1, 2025, the margin on Facility A will be determined with reference to the Net Debt to EBITDA Ratio, and the margin will be either (i) 3.25 %, if the Net Debt to EBITDA Ratio is greater than or equal to 2.5 times; or (ii) 2.5 %, if the Net Debt to EBITDA Ratio is less than 2.5 times. (3) Interest on Facility B is calculated based on JIBAR from time to time plus an initial margin of 3.15 % per annum until June 30, 2025. From July 1, 2025, the margin on Facility B will be determined with reference to the Net Debt to EBITDA Ratio, and the margin will be either (i) 3.15 %, if the Net Debt to EBITDA Ratio is greater than or equal to 2.5 times; or (ii) 2.4 %, if the Net Debt to EBITDA Ratio is less than 2.5 times. (4) Interest is charged at prime plus 0.75 % per annum on the utilized balance. (5) Interest is charged at prime plus 0.95 % per annum on the utilized balance. (6) Amounts presented as of June 30, 2024, have been revised, refer to Note 1 for additional information. The amount as of June 30, 2024, was incorrectly classified as long-term borrowings, instead of as current portion of long-term borrowings.

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