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Operating Segments (Tables) | 3 Months Ended
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Sep. 30, 2025
Operating Segments [Abstract] |
Reconciliation Of Reportable Segments Revenue | Three months ended September 30, 2025 Merchant Consumer Enterprise No allocated Total Revenue from external customers $ 126,313 $ 30,576 $ 14,559 $ - $ 171,448 Intersegment revenues 637 - 294 - 931 Segment revenue 126,950 30,576 14,853 - 172,379 Less segment-related expenses: Cost of goods sold, IT processing, servicing and support 98,413 10,437 10,521 - 119,371 Selling, general and administration (1)(2) 19,347 11,646 3,063 - 34,056 Segment adjusted EBITDA $ 9,190 $ 8,493 $ 1,269 $ - $ 18,952 Merchant Consumer Enterprise Group costs Total Depreciation and amortization $ 3,365 $ 309 $ 86 $ 9,134 $ 12,894 Expenditures for long-lived assets $ 4,325 $ 281 $ 513 $ - $ 5,119 Three months ended September 30, 2024 Merchant Consumer Enterprise No allocated Total Revenue from external customers $ 123,063 $ 21,072 $ 9,433 $ - $ 153,568 Intersegment revenues 588 - 2,450 - 3,038 Segment revenue 123,651 21,072 11,883 - 156,606 Less segment-related expenses: Cost of goods sold, IT processing, servicing and support 104,703 8,373 9,702 - 122,778 Selling, general and administration (1)(3) 11,394 8,303 1,819 - 21,516 Segment adjusted EBITDA $ 7,554 $ 4,396 $ 362 $ - $ 12,312 Merchant Consumer Enterprise Group costs Total Depreciation and amortization $ 2,227 $ 202 $ 100 $ 3,747 $ 6,276 Expenditures for long-lived assets $ 3,886 $ 131 $ 121 $ - $ 4,138 (1) Selling, general and administration includes human capital-related expenses (including base salary and bonus), IT-related expenses (including software licenses, hardware maintenance, hosting, and communication expenses), professional fees (including audit, legal, consulting and other fees), lease and utilities expenses, the allowance for credit losses and other operating and support expenses. (2) Segment Adjusted EBITDA for the three months ended September 30, 2025, includes retrenchment costs for Merchant of $ 0.2 million (ZAR 3.8 million) and Consumer of $ 0.1 million (ZAR 2.6 million). (3) Segment Adjusted EBITDA for the three months ended September 30, 2024, includes retrenchments costs for Consumer of $ 0.06 million (ZAR 1.1 million) and for Merchant, costs of $ 0.01 million (ZAR 0.2 million).
Reconciliation Of Reportable Segments Measure Of Profit Or Loss To Income | Three months ended September 30, 2025 2024 Reportable segments measure of profit or loss $ 18,952 $ 12,312 Operating loss: Group costs (3,611) (2,949) Once-off costs (267) (1,805) Interest adjustment - 831 Unrealized Gain FV for currency adjustments 64 219 Stock-based compensation charge adjustments (1,861) (2,377) Depreciation and amortization (12,894) (6,276) Loss on impairment of equity-accounted investment (584) - Interest income 539 586 Interest expense (4,898) (5,032) Loss before income tax expense $ (4,560) $ (4,491)

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- Definition Tabular disclosure of the reconciliation of profit (loss) from reportable segments to the consolidated income (loss) before income tax expense (benefit) and discontinued operations. Includes, but is not limited to, reconciliation after income tax if income tax is allocated to the reportable segment. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Name Accounting Standards Codification -Topic 280 -SubTopic 10 -Section 50 -Paragraph 31 -Publisher FASB -URI https://asc.fasb.org/1943274/2147482810/280-10-50-31 Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef -Name Accounting Standards Codification -Topic 280 -SubTopic 10 -Section 50 -Paragraph 30 -Subparagraph (b) -Publisher FASB -URI https://asc.fasb.org/1943274/2147482810/280-10-50-30 + Details
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- Definition Tabular disclosure of all significant reconciling items in the reconciliation of total revenues from reportable segments to the entity's consolidated revenues. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Name Accounting Standards Codification -Topic 280 -SubTopic 10 -Section 50 -Paragraph 31 -Publisher FASB -URI https://asc.fasb.org/1943274/2147482810/280-10-50-31 Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef -Name Accounting Standards Codification -Topic 280 -SubTopic 10 -Section 50 -Paragraph 30 -Subparagraph (a) -Publisher FASB -URI https://asc.fasb.org/1943274/2147482810/280-10-50-30 + Details
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