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Borrowings (Tables)
 3 Months Ended
Sep. 30, 2025
Borrowings [Abstract]  
Summary Of Short-Term Credit Facilities
RMB
RMB
Nedbank
GBF
Other
Facilities
Total
Short-term facilities available as of September 30, 2025
$
40,584
$
5,831
$
9,065
$
55,480
Overdraft
40,584
-
-
40,584
Indirect and derivative facilities
-
5,831
9,065
14,896
Movement in utilized overdraft facilities:
No restrictions as to use
24,469
-
-
24,469
Balance as of June 30, 2025
24,469
-
-
24,469
Utilized
27,974
-
-
27,974
Repaid
(40,661)
-
-
(40,661)
Foreign currency adjustment
(1)
706
-
-
706
Balance as of September 30, 2025
12,488
-
-
12,488
No restrictions as to use
$
12,488
$
-
$
-
$
12,488
Interest rate as of September 30, 2025 (%)
(2)
10.00
N/A
N/A
Interest rate as of June 30, 2025 (%)
(2)
10.25
N/A
N/A
Movement in utilized indirect and derivative facilities:
Balance as of June 30, 2025
$
-
$
1,864
$
119
$
1,983
Foreign currency adjustment
(1)
-
53
3
56
Balance as of September 30, 2025
$
-
$
1,917
$
122
$
2,039
(1) Represents the effects of the fluctuations between the
ZAR and the U.S. dollar.
(2) RMB GBF interest is set at prime less
0.50
%.
Summary Of Long-Term Borrowings
Facilities
Lesaka A
Lesaka B
Asset
backed
CCC
Total
Included in current
$
-
$
8,448
$
3,508
$
-
$
11,956
Included in long-term
120,375
47,873
3,671
16,894
188,813
Opening balance as of June 30, 2025
120,375
56,321
7,179
16,894
200,769
Facilities utilized
-
-
1,791
972
2,763
Facilities repaid
-
-
(1,148)
-
(1,148)
Non-refundable fees paid
-
-
-
(33)
(33)
Non-refundable fees amortized
75
-
2
3
80
Foreign currency adjustment
(1)
3,384
1,582
218
482
5,666
Closing balance as of September 30, 2025
123,834
57,903
8,042
18,318
208,097
Included in current
-
8,685
3,896
-
12,581
Included in long-term
123,834
49,218
4,146
18,318
195,516
Unamortized fees
(990)
-
-
(31)
(1,021)
Due within 2 years
-
11,581
2,521
-
14,102
Due within 3 years
-
17,371
1,313
-
18,684
Due within 4 years
124,824
20,266
312
18,349
163,751
Due within 5 years
$
-
$
-
$
-
$
-
$
-
Interest rates as of September 30, 2025 (%):
10.25
10.15
11.25
11.45
Base rate (%)
7.00
7.00
10.50
10.50
Margin (%)
3.25
3.15
0.75
0.95
(2)
(3)
(4)
(5)
Interest rates as of June 30, 2025 (%):
10.54
10.44
11.50
11.70
Base rate (%)
7.29
7.29
10.75
10.75
Margin (%)
3.25
3.15
0.75
0.95
Footnote number
(2)
(3)
(4)
(5)
(1) Represents the effects of the fluctuations between the ZAR and the
U.S. dollar.
(2) Interest
on Facility
A and Facility
B is based
on the JIBAR
in effect
from time
to time
plus an
initial margin
of
3.25
% per
annum until
June 30,
2025. From
July 1,
2025, the
margin on
Facility A
is determined
with reference
to the
Net Debt
to EBITDA
Ratio, and the
margin will be either
(i)
3.25
%, if the Net
Debt to EBITDA Ratio
is greater than or
equal to 2.5 times;
or (ii)
2.5
%, if
the Net Debt to EBITDA Ratio is less than 2.5 times.
(3) Interest on
Facility B is calculated
based on JIBAR from
time to time plus
an initial margin
of
3.15
% per annum
until June
30, 2025. From July 1, 2025, the margin on Facility B is determined with reference to the Net Debt to EBITDA Ratio, and the margin
will be either (i)
3.15
%, if the Net
Debt to EBITDA Ratio is greater than
or equal to 2.5 times;
or (ii)
2.4
%, if the Net Debt
to EBITDA
Ratio is less than 2.5 times.
(4) Interest is charged at prime plus
0.75
% per annum on the utilized balance.
(5) Interest is charged at prime plus
0.95
% per annum on the utilized balance.