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Operating Segments (Tables)
3 Months Ended
Sep. 30, 2025
Operating Segments [Abstract]  
Reconciliation Of Reportable Segments Revenue
Three months ended September 30, 2025
Merchant
Consumer
Enterprise
No allocated
Total
Revenue from external customers
$
126,313
$
30,576
$
14,559
$
-
$
171,448
Intersegment revenues
637
-
294
-
931
Segment revenue
126,950
30,576
14,853
-
172,379
Less segment-related expenses:
Cost of goods sold, IT processing,
servicing and support
98,413
10,437
10,521
-
119,371
Selling, general and
administration
(1)(2)
19,347
11,646
3,063
-
34,056
Segment adjusted EBITDA
$
9,190
$
8,493
$
1,269
$
-
$
18,952
Merchant
Consumer
Enterprise
Group costs
Total
Depreciation and amortization
$
3,365
$
309
$
86
$
9,134
$
12,894
Expenditures for long-lived assets
$
4,325
$
281
$
513
$
-
$
5,119
Three months ended September 30, 2024
Merchant
Consumer
Enterprise
No allocated
Total
Revenue from external customers
$
123,063
$
21,072
$
9,433
$
-
$
153,568
Intersegment revenues
588
-
2,450
-
3,038
Segment revenue
123,651
21,072
11,883
-
156,606
Less segment-related expenses:
Cost of goods sold, IT processing,
servicing and support
104,703
8,373
9,702
-
122,778
Selling, general and
administration
(1)(3)
11,394
8,303
1,819
-
21,516
Segment adjusted EBITDA
$
7,554
$
4,396
$
362
$
-
$
12,312
Merchant
Consumer
Enterprise
Group costs
Total
Depreciation and amortization
$
2,227
$
202
$
100
$
3,747
$
6,276
Expenditures for long-lived assets
$
3,886
$
131
$
121
$
-
$
4,138
(1)
Selling,
general
and
administration
includes
human
capital-related
expenses
(including
base
salary
and
bonus),
IT-related
expenses
(including
software
licenses,
hardware
maintenance,
hosting,
and
communication
expenses),
professional
fees
(including
audit, legal,
consulting and
other fees),
lease and
utilities expenses,
the allowance
for credit
losses and
other operating
and support
expenses.
(2) Segment Adjusted
EBITDA for the
three months ended
September 30, 2025,
includes retrenchment
costs for Merchant
of $
0.2
million (ZAR
3.8
million) and Consumer of $
0.1
million (ZAR
2.6
million).
(3) Segment
Adjusted EBITDA for
the three months
ended September
30, 2024, includes
retrenchments costs
for Consumer
of
$
0.06
million (ZAR
1.1
million) and for Merchant, costs of $
0.01
million (ZAR
0.2
million).
Reconciliation Of Reportable Segments Measure Of Profit Or Loss To Income
Three months ended
September 30,
2025
2024
Reportable segments measure of profit or loss
$
18,952
$
12,312
Operating loss: Group costs
(3,611)
(2,949)
Once-off costs
(267)
(1,805)
Interest adjustment
-
831
Unrealized Gain FV for currency adjustments
64
219
Stock-based compensation charge adjustments
(1,861)
(2,377)
Depreciation and amortization
(12,894)
(6,276)
Loss on impairment of equity-accounted investment
(584)
-
Interest income
539
586
Interest expense
(4,898)
(5,032)
Loss before income tax expense
$
(4,560)
$
(4,491)