v3.25.4

Borrowings (Tables) | 6 Months Ended
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Dec. 31, 2025
Borrowings [Abstract] |
Summary Of Short-Term Credit Facilities | RMB RMB Nedbank GBF Other Facilities Total Short-term facilities available as of December 31, 2025 $ 42,267 $ 6,073 $ 9,441 $ 57,781 Overdraft 42,267 - - 42,267 Indirect and derivative facilities - 6,073 9,441 15,514 Movement in utilized overdraft facilities: No restrictions as to use 24,469 - - 24,469 Balance as of June 30, 2025 24,469 - - 24,469 Utilized 48,509 - - 48,509 Repaid (53,101) - - (53,101) Foreign currency adjustment (1) 1,456 - - 1,456 Balance as of December 31, 2025 21,333 - - 21,333 No restrictions as to use $ 21,333 $ - $ - $ 21,333 Interest rate as of December 31, 2025 (%) (2) 9.75 N/A N/A Interest rate as of June 30, 2025 (%) (2) 10.25 N/A N/A Movement in utilized indirect and derivative facilities: Balance as of June 30, 2025 $ - $ 1,864 $ 119 $ 1,983 Guarantees cancelled - (1,611) - (1,611) Utilized - 1,536 - 1,536 Foreign currency adjustment (1) - 128 8 136 Balance as of December 31, 2025 $ - $ 1,917 $ 127 $ 2,044 (1) Represents the effects of the fluctuations between the ZAR and the U.S. dollar. (2) RMB GBF interest is set at prime less 0.50 %.
Summary Of Long-Term Borrowings | Facilities Lesaka A Lesaka B Asset backed CCC Total Included in current $ - $ 8,448 $ 3,508 $ - $ 11,956 Included in long-term 120,375 47,873 3,671 16,894 188,813 Opening balance as of June 30, 2025 120,375 56,321 7,179 16,894 200,769 Facilities utilized - - 3,057 972 4,029 Facilities repaid - - (2,385) - (2,385) Non-refundable fees paid - - - (33) (33) Non-refundable fees amortized 152 - 5 12 169 Foreign currency adjustment (1) 8,520 3,983 533 1,242 14,278 Closing balance as of December 31, 2025 129,047 60,304 8,389 19,087 216,827 Included in current - 9,046 3,979 - 13,025 Included in long-term 129,047 51,258 4,410 19,087 203,802 Unamortized fees (951) - - (23) (974) Due within 2 years - 12,061 2,518 - 14,579 Due within 3 years - 18,091 1,530 19,110 38,731 Due within 4 years 129,998 21,106 362 - 151,466 Due within 5 years $ - $ - $ - $ - $ - Interest rates as of December 31, 2025 (%): 10.00 9.90 11.00 10.15 Base rate (%) 6.75 6.75 10.25 10.25 Margin (%) 3.25 3.15 0.75 (0.10) (2) (3) (4) (5) Interest rates as of June 30, 2025 (%): 10.54 10.44 11.50 11.70 Base rate (%) 7.29 7.29 10.75 10.75 Margin (%) 3.25 3.15 0.75 0.95 Footnote number (2) (3) (4) (6) (1) Represents the effects of the fluctuations between the ZAR and the U.S. dollar. (2) Interest on Facility A and Facility B is based on the JIBAR in effect from time to time plus an initial margin of 3.25 % per annum until June 30, 2025. From July 1, 2025, the margin on Facility A is determined with reference to the Net Debt to EBITDA Ratio, and the margin will be either (i) 3.25 %, if the Net Debt to EBITDA Ratio is greater than or equal to 2.5 times; or (ii) 2.5 %, if the Net Debt to EBITDA Ratio is less than 2.5 times. (3) Interest on Facility B is calculated based on JIBAR from time to time plus an initial margin of 3.15 % per annum until June 30, 2025. From July 1, 2025, the margin on Facility B is determined with reference to the Net Debt to EBITDA Ratio, and the margin will be either (i) 3.15 %, if the Net Debt to EBITDA Ratio is greater than or equal to 2.5 times; or (ii) 2.4 %, if the Net Debt to EBITDA Ratio is less than 2.5 times. (4) Interest is charged at prime plus 0.75 % per annum on the utilized balance. (5) Interest is charged at prime less 0.10% per annum on the utilized balance. (6) Interest is charged at prime plus 0.95 % per annum on the utilized balance.

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