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COMMITMENTS AND CONTINGENT LIABILITIES (Tables)

6 Months Ended

Dec. 31, 2020

COMMITMENTS AND CONTINGENT LIABILITIES

Schedule of contractual amount of exposure to off-balance-sheet risk

		December 31, 2020
		Fixed Rate			Variable Rate			Total
Financial instruments whose contract amounts represent credit risk (including unused lines of credit and unadvanced loan funds):
Commitments to extend credit		$	39,172		$	227,727		$	266,899
Standby letters of credit			—			28,020			28,020
		$	39,172		$	255,747		$	294,919

		June 30, 2020
		Fixed Rate			Variable Rate			Total
Financial instruments whose contract amounts represent credit risk (including unused lines of credit and unadvanced loan funds):
Commitments to extend credit		$	41,573		$	232,137		$	273,710
Standby letters of credit			—			30,654			30,654
		$	41,573		$	262,791		$	304,364

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Tabular disclosure of contractual amount of exposure to off-balance-sheet risk, wherein exposure to credit loss is represented by the contractual amount of those commitments.

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