The following tables present the activity in the allowance for loan losses by portfolio segment (dollars in thousands):


	For the Three Months Ended March 31, 2022
			Residential
	Commercial		Mortgages			Home Equity	Consumer		Total
Allowance for loan losses at beginning of period	$	17,650	$	3,223	$	1,347	$	418	$	22,638
Provisions charged to operations		(64)		(5)		—		69		—
Loans charged off		(10)		(49)		—		(53)		(112)
Recoveries on loans charged off		1		37		—		11		49
Allowance for loan losses at end of period	$	17,577	$	3,206	$	1,347	$	445	$	22,575


	For the Three Months Ended March 31, 2021
			Residential
	Commercial		Mortgages		Home Equity		Consumer		Total
Allowance for loan losses at beginning of period	$	18,074	$	3,544	$	1,287	$	488	$	23,393
Provisions charged to operations		1,579		(297)		(31)		(1)		1,250
Loans charged off		(1,597)		—		—		(50)		(1,647)
Recoveries on loans charged off		71		—		—		20		91
Allowance for loan losses at end of period	$	18,127	$	3,247	$	1,256	$	457	$	23,087


	For the Nine Months Ended March 31, 2022
			Residential
	Commercial		Mortgages		Home Equity		Consumer		Total
Allowance for loan losses at beginning of period	$	18,300	$	3,224	$	1,295	$	440	$	23,259
Provisions charged to operations		(238)		299		92		97		250
Loans charged off		(529)		(354)		(40)		(107)		(1,030)
Recoveries on loans charged off		44		37		—		15		96
Allowance for loan losses at end of period	$	17,577	$	3,206	$	1,347	$	445	$	22,575


	For the Nine Months Ended March 31, 2021
			Residential
	Commercial		Mortgages		Home Equity		Consumer		Total
Allowance for loan losses at beginning of period	$	17,570	$	3,484	$	1,303	$	494	$	22,851
Provisions charged to operations		3,582		(129)		4		93		3,550
Loans charged off		(3,155)		(108)		(51)		(160)		(3,474)
Recoveries on loans charged off		130		—		—		30		160
Allowance for loan losses at end of period	$	18,127	$	3,247	$	1,256	$	457	$	23,087

The following tables present information related to impaired loans by class as of (dollars in thousands):


							For the Nine Months Ended
	March 31, 2022						March 31, 2022
	Unpaid				Allowance for		Average		Interest
	Principal		Recorded		Loan Losses		Recorded		Income
	Balance		Investment		Allocated		Investment		Recognized
With no related allowance recorded:
Commercial:
Real estate	$	8,379	$	7,969	$	—	$	8,092	$	74
Commercial and industrial		166		166		—		177		7
Construction		—		—		—		—		—
Subtotal		8,545		8,135		—		8,269		81
With an allowance recorded:
Commercial:
Real estate		730		730		192		738		28
Commercial and industrial		39		39		19		39		—
Construction		—		—		—		—		—
Subtotal		769		769		211		777		28
Total	$	9,314	$	8,904	$	211	$	9,046	$	109


							For the Year Ended
	June 30, 2021						June 30, 2021
	Unpaid				Allowance for		Average		Interest
	Principal		Recorded		Loan Losses		Recorded		Income
	Balance		Investment		Allocated		Investment		Recognized
With no related allowance recorded:
Commercial:
Real estate	$	9,351	$	9,248	$	—	$	9,219	$	99
Commercial and industrial		253		249		—		274		—
Construction		1,340		550		—		1,002		—
Subtotal		10,944		10,047		—		10,495		99

With an allowance recorded:
Commercial:
Real estate		3,671		3,479		464		3,568		—
Commercial and industrial		1,464		610		571		1,118		24
Construction		—		—		—		—		—
Subtotal		5,135		4,089		1,035		4,686		24
Total	$	16,079	$	14,136	$	1,035	$	15,181	$	123

The following tables present the aging of the recorded investment in loans by class of loans as of (dollars in thousands):