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COMMITMENTS AND CONTINGENT LIABILITIES - Off-Balance Sheet Financing (Details) - USD ($) $ in Thousands | Dec. 31, 2022 | Jun. 30, 2022
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COMMITMENTS AND CONTINGENT LIABILITIES |  |
Fixed Rate | $ 28,942 | $ 59,970
Variable Rate | 272,365 | 250,155
Total | 301,307 | 310,125
Commitments to extend credit |  |
COMMITMENTS AND CONTINGENT LIABILITIES |  |
Fixed Rate | 28,942 | 59,970
Variable Rate | 242,690 | 219,978
Total | 271,632 | 279,948
Standby letters of credit |  |
COMMITMENTS AND CONTINGENT LIABILITIES |  |
Variable Rate | 29,675 | 30,177
Total | $ 29,675 | $ 30,177

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