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EARNINGS PER SHARE (Tables)
3 Months Ended
Sep. 30, 2023
EARNINGS PER SHARE  
Schedule of earnings per share

    

For the Three Months Ended September 30, 

2023

2022

(Dollars in thousands, except share and per share amounts)

Net income applicable to common stock

$

3,419

$

5,234

Average number of common shares outstanding

25,977,679

25,977,679

Less: Average unallocated ESOP shares

782,838

833,755

Average number of common shares outstanding used to calculate basic and diluted earnings per common share

25,194,841

25,143,924

Net earnings per common share:

Basic

$

0.14

$

0.21

Diluted

$

0.14

$

0.21