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COMMITMENTS AND CONTINGENT LIABILITIES - Off-Balance Sheet Financing (Details) - USD ($) $ in Thousands | Dec. 31, 2023 | Jun. 30, 2023
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COMMITMENTS AND CONTINGENT LIABILITIES |  |
Fixed Rate | $ 19,584 | $ 20,541
Variable Rate | 291,396 | 305,460
Total | 310,980 | 326,001
Commitments to extend credit |  |
COMMITMENTS AND CONTINGENT LIABILITIES |  |
Fixed Rate | 19,584 | 20,541
Variable Rate | 270,622 | 277,088
Total | 290,206 | 297,629
Standby letters of credit |  |
COMMITMENTS AND CONTINGENT LIABILITIES |  |
Variable Rate | 20,774 | 28,372
Total | $ 20,774 | $ 28,372

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