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COMMITMENTS AND CONTINGENT LIABILITIES (Tables)
6 Months Ended
Dec. 31, 2023
COMMITMENTS AND CONTINGENT LIABILITIES  
Schedule of contractual amount of exposure to off-balance-sheet risk

December 31, 2023

    

Fixed Rate

    

Variable Rate

    

Total

Financial instruments whose contract amounts represent credit risk (including unused lines of credit and unadvanced loan funds):

 

  

 

  

 

  

Commitments to extend credit

$

19,584

$

270,622

$

290,206

Standby letters of credit

 

 

20,774

 

20,774

$

19,584

$

291,396

$

310,980

June 30, 2023

    

Fixed Rate

    

Variable Rate

    

Total

Financial instruments whose contract amounts represent credit risk (including unused lines of credit and unadvanced loan funds):

 

  

 

  

 

  

Commitments to extend credit

$

20,541

$

277,088

$

297,629

Standby letters of credit

 

 

28,372

 

28,372

$

20,541

$

305,460

$

326,001