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NET LOANS RECEIVABLE - Allowance for Loan Losses (Details) - USD ($)
$ in Thousands
3 Months Ended 6 Months Ended
Dec. 31, 2023
Dec. 31, 2022
Dec. 31, 2023
Dec. 31, 2022
Allowance for loan losses        
Allowance for loan losses at beginning of period   $ 22,570 $ 22,469 $ 22,524
Provision charged to operations   (400)   (280)
Loans charged off   37   (167)
Recoveries on loans charged off   59   115
Allowance for loan losses at end of period   22,192   22,192
Allowance for credit losses - loans        
Beginning Balance $ 21,069      
Provisions 659   1,575  
Charge-offs (391)   (426)  
Recoveries 25   55  
Ending Balance 21,362   21,362  
Liabilities for off-balance sheet credit exposures        
Beginning Balance 1,458      
Provisions     57  
Ending Balance 1,681   1,681  
Total allowance for credit losses        
Beginning Balance 22,527   22,469  
Provisions 882   1,632  
Charge-offs (391)   (426)  
Recoveries (25)   55  
Ending Balance 23,043   23,043  
Cumulative effect of change in accounting principle - Current Expected Credit Losses        
Allowance for loan losses        
Allowance for loan losses at beginning of period     (2,311)  
Liabilities for off-balance sheet credit exposures        
Beginning Balance     1,624  
Provisions 223      
Total allowance for credit losses        
Beginning Balance     (687)  
Commercial        
Allowance for loan losses        
Allowance for loan losses at beginning of period   17,053 14,288 17,818
Provision charged to operations   (1,353)   (2,126)
Loans charged off   7   (42)
Recoveries on loans charged off   10   53
Allowance for loan losses at end of period   15,703   15,703
Allowance for credit losses - loans        
Beginning Balance 13,181      
Provisions (178)   (5)  
Charge-offs (345)   (345)  
Recoveries 16   43  
Ending Balance 12,674   12,674  
Commercial | Cumulative effect of change in accounting principle - Current Expected Credit Losses        
Allowance for loan losses        
Allowance for loan losses at beginning of period     (1,307)  
Residential mortgages        
Allowance for loan losses        
Allowance for loan losses at beginning of period   3,737 6,222 2,899
Provision charged to operations   765   1,616
Loans charged off       (24)
Recoveries on loans charged off   31   42
Allowance for loan losses at end of period   4,533   4,533
Allowance for credit losses - loans        
Beginning Balance 6,191      
Provisions 779   1,418  
Ending Balance 6,970   6,970  
Residential mortgages | Cumulative effect of change in accounting principle - Current Expected Credit Losses        
Allowance for loan losses        
Allowance for loan losses at beginning of period     (670)  
Home equity loans        
Allowance for loan losses        
Allowance for loan losses at beginning of period   1,358 1,470 1,388
Provision charged to operations   101   71
Recoveries on loans charged off   14   14
Allowance for loan losses at end of period   1,473   1,473
Allowance for credit losses - loans        
Beginning Balance 1,282      
Provisions 56   145  
Charge-offs     (12)  
Recoveries 1   1  
Ending Balance 1,339   1,339  
Home equity loans | Cumulative effect of change in accounting principle - Current Expected Credit Losses        
Allowance for loan losses        
Allowance for loan losses at beginning of period     (265)  
Consumer        
Allowance for loan losses        
Allowance for loan losses at beginning of period   422 489 419
Provision charged to operations   87   159
Loans charged off   30   (101)
Recoveries on loans charged off   4   6
Allowance for loan losses at end of period   $ 483   $ 483
Allowance for credit losses - loans        
Beginning Balance 415      
Provisions 2   17  
Charge-offs (46)   (69)  
Recoveries 8   11  
Ending Balance $ 379   379  
Consumer | Cumulative effect of change in accounting principle - Current Expected Credit Losses        
Allowance for loan losses        
Allowance for loan losses at beginning of period     $ (69)