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EARNINGS PER SHARE (Details) - USD ($)
$ / shares in Units, $ in Thousands
 3 Months Ended 6 Months Ended
Dec. 31, 2023
Sep. 30, 2023
Dec. 31, 2022
Sep. 30, 2022
Dec. 31, 2023
Dec. 31, 2022
EARNINGS PER SHARE            
Net income applicable to common stock $ 3,192 $ 3,419 $ 6,183 $ 5,234 $ 6,611 $ 11,417
Average number of common shares outstanding 25,977,679   25,977,679   25,977,679 25,977,679
Less: Average unallocated ESOP shares 770,110   821,026   776,474 827,390
Average number of common shares outstanding used to calculate basic earnings per common share 25,207,569   25,156,653   25,201,205 25,150,289
Average number of common shares outstanding used to calculate diluted earnings per common share 25,207,569   25,156,653   25,201,205 25,150,289
Net earnings per common share:            
Basic (in dollars per share) $ 0.13   $ 0.25   $ 0.26 $ 0.45
Diluted (in dollars per share) $ 0.13   $ 0.25   $ 0.26 $ 0.45
Potential dilutive equivalents 0   0   0 0