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COMMITMENTS AND CONTINGENT LIABILITIES (Tables)

3 Months Ended

Mar. 31, 2025

COMMITMENTS AND CONTINGENT LIABILITIES

Schedule of contractual amount of exposure to off-balance-sheet risk

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​	​	​	​	​	​	​	​	​	​
​	​	March 31, 2025
​		Fixed Rate			Variable Rate			Total
Financial instruments whose contract amounts represent credit risk (including unused lines of credit and unadvanced loan funds):		​			​			​
Commitments to extend credit	​	$	27,346	​	$	276,855	​	$	304,201
Standby letters of credit	​		—	​		21,286	​		21,286
​	​	$	27,346	​	$	298,141	​	$	325,487

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​	​	​	​	​	​	​	​	​	​
​	​	December 31, 2024
​		Fixed Rate			Variable Rate			Total
Financial instruments whose contract amounts represent credit risk (including unused lines of credit and unadvanced loan funds):		​			​			​
Commitments to extend credit	​	$	31,804	​	$	285,464	​	$	317,268
Standby letters of credit	​		—	​		22,552	​		22,552
​	​	$	31,804	​	$	308,016	​	$	339,820

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- Definition

Tabular disclosure of contractual amount of exposure to off-balance-sheet risk, wherein exposure to credit loss is represented by the contractual amount of those commitments.

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