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NET LOANS RECEIVABLE - Allowance for Loan Losses (Details) - USD ($)
$ in Thousands
3 Months Ended 12 Months Ended
Mar. 31, 2025
Mar. 31, 2024
Dec. 31, 2024
Allowance for credit losses - loans      
Beginning Balance $ 21,754 $ 21,362 $ 21,362
Provisions 1,071 258  
Charge-offs (56) (30)  
Recoveries 41 10  
Ending Balance 22,810 21,600 21,754
Liabilities for off-balance sheet credit exposures      
Beginning Balance 2,190 1,681 1,681
Provisions (330) (178)  
Ending Balance 1,860 1,503 2,190
Total allowance for credit losses      
Beginning Balance 23,944 23,043 23,043
Provisions 741 80  
Charge-offs (56) (30)  
Recoveries 41 (10)  
Ending Balance 24,670 23,103 23,944
Commercial      
Allowance for credit losses - loans      
Beginning Balance 12,067 12,674 12,674
Provisions 568 (233)  
Recoveries 6 6  
Ending Balance 12,641 12,447 12,067
Residential mortgages      
Allowance for credit losses - loans      
Beginning Balance 7,930 6,970 6,970
Provisions 321 455  
Charge-offs (4) (6) (45)
Recoveries 29    
Ending Balance 8,276 7,419 7,930
Home equity loans and lines of credit      
Allowance for credit losses - loans      
Beginning Balance 1,185 1,339 1,339
Provisions (8) 3  
Charge-offs (23)    
Recoveries   2  
Ending Balance 1,154 1,344 1,185
Consumer      
Allowance for credit losses - loans      
Beginning Balance 572 379 379
Provisions 190 33  
Charge-offs (29) (24) (100)
Recoveries 6 2  
Ending Balance $ 739 $ 390 $ 572