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NET LOANS RECEIVABLE - Risk (Details) - USD ($)
$ in Thousands
3 Months Ended 12 Months Ended
Mar. 31, 2025
Mar. 31, 2024
Dec. 31, 2024
Term Loans Amortized Cost Basis by Origination Year      
Ending balance $ 1,509,986   $ 1,456,329
Current Period Gross Charge-offs      
Total 56 $ 30  
Commercial      
Term Loans Amortized Cost Basis by Origination Year      
Ending balance 677,009   654,268
Commercial | Real estate      
Term Loans Amortized Cost Basis by Origination Year      
2025/2024 14,830   33,387
2024 Transition Period     11,873
2024/2023 33,156   46,482
2024 Transition Period 14,304    
2023/2022 46,171   57,159
2022/2021 56,601   22,212
Financing Receivable Excluding Accrued Interest Originated More Than Four Years Before Current Fiscal Year 257,588   242,099
Revolving Loans Amortized Cost Basis 1,644   1,623
Ending balance 424,294   414,835
Commercial | Real estate | Pass      
Term Loans Amortized Cost Basis by Origination Year      
2025/2024 14,830   33,387
2024 Transition Period     11,873
2024/2023 33,156   46,482
2024 Transition Period 14,304    
2023/2022 45,705   54,961
2022/2021 54,090   22,212
Financing Receivable Excluding Accrued Interest Originated More Than Four Years Before Current Fiscal Year 234,707   223,547
Revolving Loans Amortized Cost Basis 552   531
Ending balance 397,344   392,993
Commercial | Real estate | Special Mention      
Term Loans Amortized Cost Basis by Origination Year      
2023/2022 466    
Financing Receivable Excluding Accrued Interest Originated More Than Four Years Before Current Fiscal Year 5,567   4,918
Ending balance 6,033   4,918
Commercial | Real estate | Substandard      
Term Loans Amortized Cost Basis by Origination Year      
2023/2022     2,198
2022/2021 2,185    
Financing Receivable Excluding Accrued Interest Originated More Than Four Years Before Current Fiscal Year 16,470   13,634
Revolving Loans Amortized Cost Basis 1,092   1,092
Ending balance 19,747   16,924
Commercial | Real estate | Doubtful      
Term Loans Amortized Cost Basis by Origination Year      
2022/2021 326    
Financing Receivable Excluding Accrued Interest Originated More Than Four Years Before Current Fiscal Year 844    
Ending balance 1,170    
Commercial | Commercial and industrial      
Term Loans Amortized Cost Basis by Origination Year      
2025/2024 7,522   13,794
2024 Transition Period     11,089
2024/2023 12,768   5,472
2024 Transition Period 9,272    
2023/2022 5,010   4,392
2022/2021 4,066   2,459
Financing Receivable Excluding Accrued Interest Originated More Than Four Years Before Current Fiscal Year 13,569   11,775
Revolving Loans Amortized Cost Basis 57,586   59,493
Ending balance 109,793   108,474
Current Period Gross Charge-offs      
2022/2021     21
Financing Receivable Excluding Accrued Interest Originated More Than Four Years Before Current Fiscal Year Write off     66
Revolving Loans Amortized Cost Basis     24
Total     111
Commercial | Commercial and industrial | Pass      
Term Loans Amortized Cost Basis by Origination Year      
2025/2024 7,522   13,794
2024 Transition Period     11,089
2024/2023 12,768   5,472
2024 Transition Period 9,272    
2023/2022 5,010   4,377
2022/2021 4,052   2,459
Financing Receivable Excluding Accrued Interest Originated More Than Four Years Before Current Fiscal Year 9,711   9,354
Revolving Loans Amortized Cost Basis 56,956   59,342
Ending balance 105,291   105,887
Commercial | Commercial and industrial | Special Mention      
Term Loans Amortized Cost Basis by Origination Year      
Financing Receivable Excluding Accrued Interest Originated More Than Four Years Before Current Fiscal Year 1,460    
Ending balance 1,460    
Commercial | Commercial and industrial | Substandard      
Term Loans Amortized Cost Basis by Origination Year      
2023/2022     15
2022/2021 14    
Financing Receivable Excluding Accrued Interest Originated More Than Four Years Before Current Fiscal Year 2,291   2,304
Revolving Loans Amortized Cost Basis 630   151
Ending balance 2,935   2,470
Commercial | Commercial and industrial | Doubtful      
Term Loans Amortized Cost Basis by Origination Year      
Financing Receivable Excluding Accrued Interest Originated More Than Four Years Before Current Fiscal Year 107   117
Ending balance 107   117
Commercial | Construction      
Term Loans Amortized Cost Basis by Origination Year      
2025/2024 4,846   51,227
2024 Transition Period     19,210
2024/2023 56,843   8,814
2024 Transition Period 25,140    
2023/2022 6,805   31,700
2022/2021 31,155   17,582
Financing Receivable Excluding Accrued Interest Originated More Than Four Years Before Current Fiscal Year 17,916   1,489
Revolving Loans Amortized Cost Basis 217   937
Ending balance 142,922   130,959
Commercial | Construction | Pass      
Term Loans Amortized Cost Basis by Origination Year      
2025/2024 4,846   51,227
2024 Transition Period     19,210
2024/2023 56,843   8,814
2024 Transition Period 25,140    
2023/2022 6,805   31,700
2022/2021 31,155   17,582
Financing Receivable Excluding Accrued Interest Originated More Than Four Years Before Current Fiscal Year 17,916   1,489
Revolving Loans Amortized Cost Basis 217   937
Ending balance 142,922   130,959
Residential mortgages      
Term Loans Amortized Cost Basis by Origination Year      
2025/2024 23,473   187,372
2024 Transition Period     71,164
2024/2023 184,109   199,642
2024 Transition Period 91,602    
2023/2022 195,985   41,633
2022/2021 40,582   54,754
Financing Receivable Excluding Accrued Interest Originated More Than Four Years Before Current Fiscal Year 184,551   134,890
Revolving Loans Amortized Cost Basis 114   114
Ending balance 720,416   689,569
Current Period Gross Charge-offs      
2024/2023     41
2023/2022 4    
Financing Receivable Excluding Accrued Interest Originated More Than Four Years Before Current Fiscal Year Write off     4
Total 4 6 45
Residential mortgages | Performing      
Term Loans Amortized Cost Basis by Origination Year      
2025/2024 23,473   187,372
2024 Transition Period     71,164
2024/2023 184,109   198,502
2024 Transition Period 91,602    
2023/2022 194,894   41,117
2022/2021 40,070   54,754
Financing Receivable Excluding Accrued Interest Originated More Than Four Years Before Current Fiscal Year 182,287   132,419
Revolving Loans Amortized Cost Basis 114   114
Ending balance 716,549   685,442
Residential mortgages | Non-performing      
Term Loans Amortized Cost Basis by Origination Year      
2024/2023     1,140
2023/2022 1,091   516
2022/2021 512    
Financing Receivable Excluding Accrued Interest Originated More Than Four Years Before Current Fiscal Year 2,264   2,471
Ending balance 3,867   4,127
Home equity loans and lines of credit      
Term Loans Amortized Cost Basis by Origination Year      
2025/2024 254   6,219
2024 Transition Period     2,465
2024/2023 6,039   5,949
2024 Transition Period 2,431    
2023/2022 5,799   9,050
2022/2021 8,859   3,209
Financing Receivable Excluding Accrued Interest Originated More Than Four Years Before Current Fiscal Year 16,388   13,755
Revolving Loans Amortized Cost Basis 50,895   52,132
Revolving Loans Converted to Term 2,429   2,149
Ending balance 93,094   94,928
Current Period Gross Charge-offs      
Financing Receivable Excluding Accrued Interest Originated More Than Four Years Before Current Fiscal Year Write off 23    
Total 23    
Home equity loans and lines of credit | Performing      
Term Loans Amortized Cost Basis by Origination Year      
2025/2024 254   6,219
2024 Transition Period     2,465
2024/2023 6,039   5,949
2024 Transition Period 2,431    
2023/2022 5,799   8,955
2022/2021 8,767   3,209
Financing Receivable Excluding Accrued Interest Originated More Than Four Years Before Current Fiscal Year 16,219   13,561
Revolving Loans Amortized Cost Basis 50,201   51,312
Revolving Loans Converted to Term 2,429   2,149
Ending balance 92,139   93,819
Home equity loans and lines of credit | Non-performing      
Term Loans Amortized Cost Basis by Origination Year      
2023/2022     95
2022/2021 92    
Financing Receivable Excluding Accrued Interest Originated More Than Four Years Before Current Fiscal Year 169   194
Revolving Loans Amortized Cost Basis 694   820
Ending balance 955   1,109
Consumer      
Term Loans Amortized Cost Basis by Origination Year      
2025/2024 411   5,249
2024 Transition Period     1,226
2024/2023 4,762   556
2024 Transition Period 5,791    
2023/2022 499   73
2022/2021 59   45
Financing Receivable Excluding Accrued Interest Originated More Than Four Years Before Current Fiscal Year 3,170   3,222
Revolving Loans Amortized Cost Basis 4,775   7,193
Ending balance 19,467   17,564
Current Period Gross Charge-offs      
2025/2024 25   15
Financing Receivable Excluding Accrued Interest Year One Originated Current Fiscal Year Writeoff Transition Period     46
2024/2023     7
2023/2022 3   3
Financing Receivable Excluding Accrued Interest Originated More Than Four Years Before Current Fiscal Year Write off 1   29
Total 29 $ 24 100
Consumer | Performing      
Term Loans Amortized Cost Basis by Origination Year      
2025/2024 411   5,249
2024 Transition Period     1,226
2024/2023 4,762   556
2024 Transition Period 5,791    
2023/2022 499   73
2022/2021 59   45
Financing Receivable Excluding Accrued Interest Originated More Than Four Years Before Current Fiscal Year 3,170   3,222
Revolving Loans Amortized Cost Basis 4,775   7,193
Ending balance $ 19,467   $ 17,564