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NOTE 7 ADVANCES (Tables)

9 Months Ended

Sep. 30, 2013

Advances [Abstract]

Schedule of advances, representing payments made

		September 30, 2013				December 31, 2012
Servicing:
Principal and interest		$	149,184			$	83,617
Taxes and insurance			604,636				51,447
Foreclosures, bankruptcy and other			183,861				41,296
			937,681				176,360
Other			8,606				8,103
		$	946,287			$	184,463

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- Definition

Disclosure of accumulated prepayments made by financial institutions on behalf of borrowers for principal, interest, taxes (for example, property taxes) and insurance (for example, property and catastrophe) which will periodically be remitted to the lender, appropriate governmental agency(ies) or vendor(s) on behalf of the borrower.

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