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Other Assets (Tables)
 12 Months Ended
Dec. 31, 2017
Accounts, Notes, Loans and Financing Receivable [Line Items]  
Schedule of Other Assets
 
December 31,
 
2017
 
2016
Contingent loan repurchase asset
$
431,492

 
$
246,081

Debt service accounts
33,726

 
42,822

Other prepaid expenses
22,559

 
22,271

Prepaid representation, warranty and indemnification claims - Agency MSR sale
20,173

 
34,917

Prepaid lender fees, net (1)
9,496

 
9,023

Other restricted cash
9,179

 
3,027

Prepaid income taxes (2)
5,621

 
8,392

Derivatives, at fair value
5,429

 
9,279

Interest-earning time deposits
4,739

 
6,454

Real estate
3,070

 
5,249

Mortgage-backed securities, at fair value
1,592

 
8,342

Automotive dealer financing notes, net
—

 
33,224

Other
7,715

 
9,023

 
$
554,791

 
$
438,104


(1)
We amortize these costs to the earlier of the scheduled amortization date, contractual maturity date or prepayment date of the debt.
(2)
The deferred tax effects of intra-entity transfers of MSRs have been recognized as prepaid income taxes and are presently being amortized to Income tax expense over 7-year periods through 2021.
Schedule of Changes in allowance of Automotive Dealer Financing Notes
The changes in the valuation allowance are as follows:
 
Years Ended December 31,
 
2017
 
2016
 
2015
Beginning balance
$
10,064

 
$
14,658

 
$
49,676

Provision
3,109

 
3,599

 
(400
)
Transfer from Liability for indemnification obligations (Other liabilities)
3,246

 
2,368

 
1,180

Sales of loans
(9,415
)
 
(10,208
)
 
(37,776
)
Other
314

 
(353
)
 
1,978

Ending balance
$
7,318

 
$
10,064

 
$
14,658
Automotive Dealer Financing Notes [Member]  
Accounts, Notes, Loans and Financing Receivable [Line Items]  
Schedule of Changes in allowance of Automotive Dealer Financing Notes
Changes in the allowance are as follows:
 
Years Ended December 31,
 
2017
 
2016
 
2015
Beginning balance
$
4,371

 
$
27

 
$
—

Provision
3,293

 
4,344

 
27

Ending balance
$
7,664

 
$
4,371

 
$
27