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Other Assets (Tables)
 12 Months Ended
Dec. 31, 2018
Accounts, Notes, Loans and Financing Receivable [Line Items]  
Schedule of Other Assets
 
December 31,
 
2018
 
2017
Contingent loan repurchase asset
$
302,581

 
$
431,492

Other prepaid expenses
27,647

 
22,559

Prepaid representation, warranty and indemnification claims - Agency MSR sale
15,173

 
20,173

Real estate
7,368

 
3,070

Prepaid lender fees, net (1)
6,589

 
9,496

Deferred tax assets, net
5,289

 
2,000

Derivatives, at fair value
4,552

 
5,429

Security deposits
2,278

 
3,019

Mortgage-backed securities, at fair value
1,502

 
1,592

Interest-earning time deposits
1,338

 
4,739

Prepaid income taxes (2)
—

 
5,621

Other
5,250

 
2,696

 
$
379,567

 
$
511,886


(1)
We amortize these costs to the earlier of the scheduled amortization date, contractual maturity date or prepayment date of the debt.
(2)
We recognized the balance of prepaid income taxes as a cumulative-effect reduction of retained earnings upon adoption of ASU 2016-16 on January 1, 2018. See Note 1 — Organization, Business Environment, Basis of Presentation and Significant Accounting Policies for additional information.
Schedule of Changes in Allowance For Losses
Valuation Allowance - Loans Held for Sale at Lower of Cost or Fair Value
Years Ended December 31,
2018
 
2017
 
2016
Beginning balance
$
7,318

 
$
10,064

 
$
14,658

Provision
4,033

 
3,109

 
3,599

Transfer from Liability for indemnification obligations (Other liabilities)
2,021

 
3,246

 
2,368

Sales of loans
(1,824
)
 
(9,415
)
 
(10,208
)
Other
21

 
314

 
(353
)
Ending balance
$
11,569

 
$
7,318

 
$
10,064
Automotive Dealer Financing Notes [Member]  
Accounts, Notes, Loans and Financing Receivable [Line Items]  
Schedule of Changes in Allowance For Losses
Changes in the allowance are as follows:
 
Years Ended December 31,
 
2018
 
2017
 
2016
Beginning balance
$
7,664

 
$
4,371

 
$
27

Provision
(265
)
 
3,293

 
4,344

Charge-offs and other
(7,399
)
 
—

 
—

Ending balance
$
—

 
$
7,664

 
$
4,371