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Income Taxes (Tables) | 12 Months Ended
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Dec. 31, 2022
Income Tax Disclosure [Abstract] |
Schedule of Income Before Taxes | For income tax purposes, the components of income (loss) from continuing operations before taxes were as follows:
| Years Ended December 31,
| 2022 |  | 2021 |  | 2020
Domestic | $ | 14.0 |  |  | (13.9) |  |  | (118.0) |
Foreign | 10.9 |  |  | 9.5 |  |  | 12.4 |
| $ | 24.9 |  |  | $ | (4.4) |  |  | $ | (105.7) |
Schedule of Components of Income Tax Expense (Benefit) | The components of income tax expense (benefit) were as follows:
| Years Ended December 31,
| 2022 |  | 2021 |  | 2020
Current: |  |  |  |  |
Federal | $ | 0.2 |  |  | $ | (20.1) |  |  | $ | (67.1) |
State | (0.8) |  |  | (1.3) |  |  | 0.3 |
Foreign | (0.2) |  |  | 1.6 |  |  | 2.6 |
| (0.8) |  |  | (19.8) |  |  | (64.2) |
Deferred: |  |  |  |  |
Federal | 4.7 |  |  | (2.3) |  |  | (26.0) |
State | (0.7) |  |  | — |  |  | (2.1) |
Foreign | 0.6 |  |  | 0.2 |  |  | (1.4) |
Provision for (reversal of) valuation allowance on deferred tax assets | (3.9) |  |  | 2.3 |  |  | 28.2 |
| 0.7 |  |  | 0.2 |  |  | (1.3) |
Other | (0.7) |  |  | (2.8) |  |  | — |
Total | $ | (0.8) |  |  | $ | (22.4) |  |  | $ | (65.5) |
Schedule of Effective Income Tax Reconciliation | Income tax expense (benefit) differs from the amounts computed by applying the U.S. Federal corporate income tax rate as follows:
| Years Ended December 31,
| 2022 |  | 2021 |  | 2020
Expected income tax expense (benefit) at statutory rate | $ | 5.2 |  |  | $ | (0.9) |  |  | $ | (22.2) |
Differences between expected and actual income tax expense: |  |  |  |  |
CARES Act | (0.1) |  |  | (12.6) |  |  | (79.0) |
Provision for (reversal of) valuation allowance on deferred tax assets | (3.9) |  |  | 2.3 |  |  | 28.2 |
Provision for (reversal of) liability for uncertain tax positions | (3.4) |  |  | (8.7) |  |  | 13.1 |
Interest on refund claims due from tax authorities | (0.7) |  |  | (2.8) |  |  | — |
Other provision to return differences | (0.2) |  |  | (1.0) |  |  | (3.3) |
Foreign tax differential including effectively connected income (1) | 2.3 |  |  | 1.4 |  |  | (2.5) |
State tax, after Federal tax benefit | (0.3) |  |  | 0.2 |  |  | (1.4) |
Benefit of state NOL carryback claims and amended return filings | (1.2) |  |  | (1.8) |  |  | — |
Executive compensation disallowance | 1.6 |  |  | 1.4 |  |  | 0.6 |
Excess tax benefits from share-based compensation | (0.4) |  |  | (0.5) |  |  | 0.4 |
Other permanent differences | 0.1 |  |  | 0.2 |  |  | 0.4 |
Foreign tax credit (generation) utilization | 0.1 |  |  | — |  |  | — |
U.S. Tax Reform - Global Intangible Low-Taxed Income (GILTI) inclusion | 0.1 |  |  | 0.2 |  |  | 0.2 |
Other | — |  |  | 0.2 |  |  | 0.1 |
Actual income tax expense (benefit) | $ | (0.8) |  |  | $ | (22.4) |  |  | $ | (65.5) |
Schedule of Deferred Tax Assets and Liabilities | Net deferred tax assets were comprised of the following:
| December 31,
| 2022 |  | 2021
Deferred tax assets |  |  |
Net operating loss carryforwards - federal and foreign | $ | 107.9 |  |  | $ | 54.6 |
Net operating loss carryforwards and credits - state and local | 90.3 |  |  | 70.7 |
Interest expense disallowance | 72.6 |  |  | 39.3 |
Reserve for servicing exposure | 5.7 |  |  | 6.8 |
Accrued legal settlements | 10.0 |  |  | 9.9 |
Partnership losses | 5.4 |  |  | 8.6 |
Stock-based compensation expense | 10.4 |  |  | 9.9 |
Accrued incentive compensation | 3.7 |  |  | 6.7 |
Accrued other liabilities | 5.4 |  |  | 5.9 |
Lease liabilities | 1.0 |  |  | 2.5 |
Intangible asset amortization | 6.3 |  |  | 5.0 |
Foreign deferred assets | 3.2 |  |  | 3.8 |
Tax residuals and deferred income on tax residuals | 1.5 |  |  | 1.5 |
Bad debt and allowance for loan losses | 8.2 |  |  | 4.0 |
Other | 4.1 |  |  | 5.1 |
| 335.7 |  |  | $ | 234.1 |
Deferred tax liabilities |  |  |
Mortgage servicing rights amortization | 153.1 |  |  | 57.3 |
Other | 1.5 |  |  | 1.3 |
| 154.6 |  |  | 58.6 |
| 181.1 |  |  | 175.4 |
Valuation allowance | (178.5) |  |  | (172.1) |
Deferred tax assets, net | $ | 2.6 |  |  | $ | 3.3 |
Schedule of Unrecognized Tax Benefits | A reconciliation of the beginning and ending amounts of the total unrecognized tax benefits for uncertain tax position is as follows:
| Years Ended December 31,
| 2022 |  | 2021 |  | 2020
Beginning balance | $ | 11.5 |  |  | $ | 20.6 |  |  | $ | 10.6 |
Additions for tax positions of current year | — |  |  | — |  |  | — |
Additions for tax positions of prior years | — |  |  | 0.2 |  |  | 15.2 |
Reductions for tax positions of prior years | — |  |  | (6.4) |  |  | (0.2) |
Reductions for settlements | (2.1) |  |  | (0.6) |  |  | (3.1) |
Lapses in statute of limitations | (0.7) |  |  | (2.4) |  |  | (1.9) |
Ending balance (1) | $ | 8.7 |  |  | $ | 11.5 |  |  | $ | 20.6 |
(1)At December 31, 2022 and 2021, $8.7 million and $11.3 million, respectively, of the balance is included in the Liability for uncertain tax positions in Other liabilities, with $0.2 million at December 31, 2021 included as a reduction of Income taxes receivable in Receivables.

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