Year	Summary Compensation Table Total for CEO⁽¹⁾ ($)		Compensation Actually Paid to CEO⁽²⁾ ($)		Compensation Table Total for non-CEO NEOs⁽¹⁾ ($)		Average Compensation Actually Paid to non-CEO NEOs⁽²⁾ ($)		Total Shareholder Return⁽³⁾ ($)		Peer Group Total Shareholder Return⁽⁴⁾ ($)		^{Net Income(5)} ($MM)			Return On Equity (ROE), excluding notables⁽⁶⁾
					Average Summary				Value of Initial Fixed $100 Investment Based On							After-Tax
Year	Summary Compensation Table Total for CEO⁽¹⁾ ($)		Compensation Actually Paid to CEO⁽²⁾ ($)		Compensation Table Total for non-CEO NEOs⁽¹⁾ ($)		Average Compensation Actually Paid to non-CEO NEOs⁽²⁾ ($)		Total Shareholder Return⁽³⁾ ($)		Peer Group Total Shareholder Return⁽⁴⁾ ($)		Net Income⁽⁵⁾ ($MM)			Return On Equity (ROE), excluding notables⁽⁶⁾
2023		8,153,781		4,818,659		2,345,570		1,622,072		150		125		(63.7	)		8.8	%
2022		6,029,718		2,722,635		1,739,912		1,223,474		149		97		25.7			(11.1	)%
2021		6,627,653		10,670,774		1,644,825		1,837,428		195		115		18.1			16.8	%
2020		4,587,915		9,451,692		1,511,467		2,283,997		141		99		(40.2	)		22.8	%

Named Executive Officers, Footnote [Text Block]

(1)

The dollar amounts reported are the amounts of total compensation reported for each corresponding year in the “Total” column of the Summary Compensation Table (below for 2023) for our CEO and non-CEO NEOs as a group. Our CEO was Glen Messina. Our NEOs for each applicable year were as follows: (i) for 2023, Scott W. Anderson, George T. Henley, Sean B. O’Neil, Dennis Zeleny,(ii) for 2022, Scott W. Anderson, George T. Henley, Sean B. O’Neil, Dennis Zeleny, June C. Campbell and Albert J. Celini; (iii) for 2021, Scott W. Anderson, June C. Campbell, George T. Henley, Dennis Zeleny and Timothy J. Yanoti; and (iv) for 2020, Scott W. Anderson, John V. Britti, June C. Campbell and Dennis Zeleny.

(4)	Cumulative TSR performance of our peer group is weighted by their respective market capitalization as of December 31, 2019. Our peer group is the same peer group described below in “Role of Compensation Committee”. Current peer group companies Guild Holdings Company, loanDepot and UWM Holdings are not included in the weighted average cumulative TSR calculation because they were publicly listed after the beginning of the four-year measurement period. Similarly, cumulative TSR performance of companies used in prior peer groups who have since been delisted are not included in the weighted average cumulative TSR calculation, including Black Knight, CenterState Bank, CoreLogic, Flagstar Bancorp, Home Point Capital and People’s United Financial. Peer Group Total Shareholder Return values for our peer group used in 2021-2023 would be $134, $105, $125, and $102 for 2023, 2022, 2021 and 2020, respectively; for our peer group used in 2020-2021 would be $109, $108, $125 and $112 for 2023, 2022, 2021 and 2020, respectively, and for our peer group used in 2019-2020 would be $97, $106, $141 and $110 for 2023, 2022, 2021 and 2020, respectively. We revise our peer group from time to time to accommodate mergers and acquisitions activity within the previous peer group and the evolution of our business model, and to better reflect peers subject to similar regulatory oversight for performance and business practice benchmarking.
(5)	The dollar amounts reported represent the amount of net income (loss) reflected in the Company’s audited financial statements for the applicable year.
(6)	After-Tax Return On Equity (ROE) is calculated as net income divided by average total equity, excluding notables. For a discussion of how we measure pre-tax income before notable items and a reconciliation to financial measures prepared under GAAP, please see our Current Report on Form 8-K filed with the Securities and Exchange Commission on February 27, 2024.

PEO Total Compensation Amount

^[1]

$ 8,153,781

$ 6,029,718

$ 6,627,653

$ 4,587,915

Non-PEO NEO Average Total Compensation Amount

^[1]

2,345,570

1,739,912

1,644,825

1,511,467

Adjustment to Non-PEO NEO Compensation Footnote [Text Block]

(2)

The dollar amounts reported as “compensation actually paid” do not reflect the actual amount of compensation earned by or paid to our CEO and non-CEO NEOs as a group during the applicable year. In accordance with the requirements of Item 402(v) of Regulation S-K, the following adjustments were made to total compensation for each year to determine the “compensation actually paid”:

Executive(s)	Year		Reported Summary Compensation Table Total ($)		Reported Value of Equity Awards ($)			Equity Award Adjustments^(a) ($)		Compensation Actually Paid ($)
CEO		2023		8,153,781		(5,563,820	)		2,228,698		4,818,659
		2022		6,029,718		(4,233,065	)		925,981		2,722,635
		2021		6,627,653		(3,914,160	)		7,957,281		10,670,774
		2020		4,587,915		(1,316,250	)		6,180,028		9,451,692
Average of Non-CEO NEOs		2023		2,345,570		(1,034,798	)		311,300		1,622,072
		2022		1,739,912		(692,544	)		176,106		1,223,474
		2021		1,644,825		(406,315	)		598,919		1,837,428
		2020		1,511,467		(321,086	)		1,093,616		2,283,997

(a)

The equity award adjustments for each applicable year include the addition (or subtraction, as applicable) of the following: (i) the year-end fair value of any equity awards granted in the applicable year that are outstanding and unvested as of the end of the year; (ii) the amount of change as of the end of the applicable year (from the end of the prior fiscal year) in fair value of any awards granted in prior years that are outstanding and unvested as of the end of the applicable year; (iii) for awards that are granted and vest in the same applicable year, the fair value as of the vesting date; (iv) for awards granted in prior years that vest in the applicable year, the amount equal to the change as of the vesting date (from the end of the prior fiscal year) in fair value; and (v) for awards granted in prior years that are determined to fail to meet the applicable vesting conditions during the applicable year, the amount equal to the fair value at the end of the prior fiscal year. The valuation assumptions used to calculate fair values did not materially differ from those disclosed at the time of grant . The amounts deducted or added in calculating the equity award adjustments are as follows (adjustments for pension or dividend payments are not covered, as the Company does not have supplemental executive requirement plans and does not pay dividends on equity awards, and due to rounding, the calculated final value of the numbers shown in the following table may not be the precise values reported above):

Executive(s)	Year		Year End Fair Value of Equity Awards Granted in the Year ($)		Year over Year Change in Fair Value of Prior Year Outstanding and Unvested Equity Awards ($)			Fair Value as of Vesting Date of Equity Awards Granted and Vested in the Year ($)		Year over Year Change in Fair Value of Equity Awards Granted in Prior Years that Vested in the Year ($)			Fair Value at the End of the Prior Year of Equity Awards that Failed to Meet Vesting Conditions in the Year ($)			Total Equity Award Adjustments ($)
CEO		2023		4,955,391		(402,504	)		—		(2,324,188	)		—			2,228,698
		2022		5,778,644		(2,581,410	)		—		(864,643	)		(1,406,610	)		925,981
		2021		5,873,834		2,146,897			—		(42,840	)		(20,610	)		7,957,281
		2020		5,483,250		795,627			—		(93,059	)		(5,790	)		6,180,028
Average of Non-CEO NEOs		2023		731,721		(257,444	)		56,560		(134,341	)		(85,196	)		311,300
		2022		783,097		(120,491	)		6,852		(133,625	)		(359,728	)		176,106
		2021		598,919		281,960			—		(6,938	)		(275,022	)		598,919
		2020		1,027,903		81,250			—		(10,969	)		(4,568	)		1,093,616

Compensation Actually Paid vs. Net Income [Text Block]

●

Net Income and Compensation Actually Paid: Net Income was a metric included in our AIP scorecard each of the last four years. Performance was determined based on a percentage of target achieved in each respective year and reflected in final payout amounts.

Total Shareholder Return Vs Peer Group [Text Block]

●

Cumulative Company TSR and Cumulative Peer Group TSR: Our cumulative total shareholder return has been at least 19% higher than our peer group average in each of the last three years, which has rewarded our executives, as described below in “Performance Results of Long-Term Incentive Awards”.

Peer Group Total Shareholder Return Amount

^[4]

125

97

115

99

Company Selected Measure Amount

^[6]

8.8

(11.1)

16.8

22.8

Additional 402(v) Disclosure [Text Block]

(3)

Cumulative TSR is calculated by dividing the sum of the cumulative amount of dividends for the measurement period, assuming dividend reinvestment, and the difference between the Company’s share price at the end and the beginning of the measurement period by the Company’s share price at the beginning of the measurement period.