XML 113 R14.htm IDEA: XBRL DOCUMENT
v3.20.1

Loan Servicing | 12 Months Ended
--- | ---
Dec. 31, 2019
Loan Servicing [Abstract] |
Loan Servicing | NOTE 6 - LOAN SERVICING Mortgage and SBA loans serviced for others are not reported as assets. The principal balances as of December 31, 2019 and 2018 are as follows:
(dollars in thousands) |  | 2019 |  |  | 2018 |
Loans serviced for others: |  |  |  |  |  |  |  |
Mortgage loans |  | $ | 1,683,298 |  |  | $ | 1,586,499 |
SBA loans |  |  | 170,849 |  |  |  | 184,664 |
Commercial real estate loans |  |  | 4,216 |  |  |  | 2,838 |
Activity for servicing assets follows:
|  | 2019 |  |  | 2018 |  |  | 2017 |
|  | Mortgage |  |  | SBA |  |  | Mortgage |  |  | SBA |  |  | Mortgage |  |  | SBA |
(dollars in thousands) |  | Loans |  |  | Loans |  |  | Loans |  |  | Loans |  |  | Loans |  |  | Loans |
Servicing assets: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Beginning of period |  | $ | 12,858 |  |  | $ | 4,512 |  |  | $ | 1,540 |  |  | $ | 4,417 |  |  | $ | 1,002 |  |  | $ | 2,702 |
Acquisitions |  |  | — |  |  |  | — |  |  |  | 10,651 |  |  |  | — |  |  |  | — |  |  |  | — |
Additions |  |  | 2,088 |  |  |  | 980 |  |  |  | 1,562 |  |  |  | 1,932 |  |  |  | 1,115 |  |  |  | 2,628 |
Disposals |  |  | (128 | ) |  |  | (708 | ) |  |  | (197 | ) |  |  | (1,177 | ) |  |  | (172 | ) |  |  | (367 | )
Amortized to expense |  |  | (1,821 | ) |  |  | (698 | ) |  |  | (698 | ) |  |  | (660 | ) |  |  | (405 | ) |  |  | (546 | )
End of period |  | $ | 12,997 |  |  | $ | 4,086 |  |  | $ | 12,858 |  |  | $ | 4,512 |  |  | $ | 1,540 |  |  | $ | 4,417 |
The fair value of servicing assets for mortgage loans was $15.1 million and $15.3 million as of December 31, 2019 and 2018, respectively. Fair value at December 31, 2019 was determined using a discount rate of 10.82%, prepayment speeds ranging from 7.27% to 20.15%, depending on the stratification of the specific right, and a weighted-average default rate of 0.11%. Fair value at December 31, 2018 was determined using a discount rate of 10.59%, prepayment speeds ranging from 8.26% to 16.82%, depending on the stratification of the specific right, and a weighted-average default rate of 0.20%. The fair value of servicing assets for SBA loans was $5.6 million and $6.1 million as of December 31, 2019 and 2018, respectively. Fair value at December 31, 2019 was determined using a discount rate of 8.50%, prepayment speeds ranging from 12.50% to 14.66%, depending on the stratification of the specific right, and a weighted-average default rate of 0.43%. Fair value at December 31, 2018 was determined using a discount rate of 8.50% and prepayment speeds ranging from 11.43% to 12.11%, depending on the stratification of the specific right and a weighted-average default rate of 0.52%. Servicing fees net of servicing asset amortization totaled $3.4 million, $850,000, and $722,000 for the years ended December 31, 2019, 2018, and 2017, respectively.

X
- Definition Loan servicing. + References No definition available. + Details
Name: | rbb_LoanServicingAbstract
Namespace Prefix: | rbb_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration

X
- Definition Loan servicing. + References No definition available. + Details
Name: | rbb_LoanServicingTextBlock
Namespace Prefix: | rbb_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration