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Note 5 - Loans and Allowance for Loan Losses (Tables)

9 Months Ended

Sep. 30, 2020

Notes Tables

Financing Receivable, Allowance for Credit Loss [Table Text Block]

		Three Months Ended September 30,
		2020																				2019
(dollars in thousands)		Real Estate				Commercial				Other				Unallocated				Total				Real Estate				Commercial				Other				Unallocated				Total
Allowance for loan losses:
Beginning balance		$	18,985			$	3,813			$	22			$	—			$	22,820			$	14,582			$	3,976			$	3			$	—			$	18,561
Additions (reductions) to the allowance charged to expense			2,858				990				13				—				3,861				558				25				3				238				824
Charge-offs on loans			—				(48	)			—				—				(48	)			—				—				—				—				—
Recoveries on loans			—				1				—				—				1				—				1				—				—				1
Ending balance		$	21,843			$	4,756			$	35			$	—			$	26,634			$	15,140			$	4,002			$	6			$	238			$	19,386

		Nine Months Ended September 30,
		2020																				2019
(dollars in thousands)		Real Estate				Commercial				Other				Unallocated				Total				Real Estate				Commercial				Other				Unallocated				Total
Allowance for loan losses:
Beginning of year		$	15,118			$	3,588			$	9			$	101			$	18,816			$	13,437			$	4,140			$	—			$	—			$	17,577
Additions (reductions) to the allowance charged to expense			6,725				2,165				26				(101	)			8,815				1,703				(216	)			6				238				1,731
Charge-offs on loans			—				(998	)			—				—				(998	)			—				110				—				—				110
Recoveries on loans			—				1				—				—				1				—				(32	)			—				—				(32	)
Ending balance		$	21,843			$	4,756			$	35			$	—			$	26,634			$	15,140			$	4,002			$	6			$	238			$	19,386

		For the year end December 31, 2019
(dollars in thousands)		Real Estate				Commercial				Other				Unallocated				Total
Allowance for loan losses:
Beginning of year		$	13,437			$	4,140			$	—			$	—			$	17,577
Additions (reductions) to the allowance charged to expense			1,847				433				9				101				2,390
Charge-offs on loans			(166	)			(1,093	)			—				—				(1,259	)
Recoveries on loans			—				108				—				—				108
Ending balance		$	15,118			$	3,588			$	9			$	101			$	18,816

(dollars in thousands)
September 30, 2020		Real Estate				Commercial				Other				Unallocated				Total
Reserves:
Specific		$	—			$	436			$	—			$	—			$	436
General			21,843				4,320				35				—				26,198
Total allowance for loan losses		$	21,843			$	4,756			$	35			$	—			$	26,634
Loans evaluated for impairment:
Individually		$	6,119			$	11,842			$	15			$	—			$	17,976
Collectively			2,316,619				417,242				3,316				—				2,737,177
Total loans, net of deferred loan fees and unaccreted discount on acquired loans		$	2,322,738			$	429,084			$	3,331			$	—			$	2,755,153

September 30, 2019		Real Estate				Commercial				Other				Unallocated				Total
Reserves:
Specific		$	127			$	303			$	—			$	—			$	430
General			15,013				3,699				6				238				18,956
Total allowance for loan losses		$	15,140			$	4,002			$	6				238				19,386
Loans evaluated for impairment:
Individually		$	4,537			$	5,091			$	—			$	—			$	9,628
Collectively			1,773,616				342,365				536				—				2,116,517
Total loans, net of deferred loan fees and unaccreted discount on acquired loans		$	1,778,153			$	347,456			$	536			$	—			$	2,126,145

December 31, 2019		Real Estate				Commercial				Other				Unallocated				Total
Reserves:
Specific		$	—			$	—			$	—			$	—			$	—
General			15,118				3,588				9				101				18,816
Total allowance for loan losses		$	15,118			$	3,588			$	9			$	101			$	18,816
Loans evaluated for impairment:
Individually		$	3,795			$	9,423			$	—			$	—			$	13,218
Collectively			1,842,747				340,148				821				—				2,183,716
Total loans, net of deferred loan fees and unaccreted discount on acquired loans		$	1,846,542			$	349,571			$	821			$	—			$	2,196,934

Financing Receivable Credit Quality Indicators [Table Text Block]

(dollars in thousands)						Special
September 30, 2020		Pass				Mention				Substandard				Impaired				Total (1)
Real estate:
Construction and land development		$	182,808			$	—			$	—			$	761			$	183,569
Commercial real estate			913,868				5,980				52,728				2,611				975,187
Single-family residential mortgages			1,158,935				2,083				217				2,747				1,163,982
Commercial:
Other			308,412				—				7,354				2,125				317,891
SBA			97,010				187				4,279				9,717				111,193
Other:			3,316				—				—				15				3,331
Total loans		$	2,664,349			$	8,250			$	64,578			$	17,976			$	2,755,153

(dollars in thousands)						Special
December 31, 2019		Pass				Mention				Substandard				Impaired				Total(1)
Real estate:
Construction and land development		$	95,756			$	—			$	—			$	264			$	96,020
Commercial real estate			767,603				5,353				18,115				2,197				793,268
Single-family residential mortgages			955,327				—				593				1,334				957,254
Commercial:
Other			265,178				4,078				5,330				—				274,586
SBA			61,496				189				3,877				9,423				74,985
Other:			821				—				—				—				821
Total loans		$	2,146,181			$	9,620			$	27,915			$	13,218			$	2,196,934

Financing Receivable, Past Due [Table Text Block]

(dollars in thousands)		30-59				60-89				90 Days				Total				Loans Not				Total				Non-Accrual
September 30, 2020		Days				Days				Or More				Past Due				Past Due				Loans				Loans (1)
Real estate:
Construction and land development		$	—			$	400			$	361			$	761			$	182,808			$	183,569			$	761
Commercial real estate			7,578				11,791				1,168				20,537				954,650				975,187				1,168
Single-family residential mortgages			2,408				791				799				3,998				1,159,984				1,163,982				2,747
Commercial:
Other			—				—				882				882				317,009				317,891				1,622
SBA			—				37				9,680				9,717				101,476				111,193				9,680
Other:			12				—				15				27				3,304				3,331				15
		$	9,998			$	13,019			$	12,905			$	35,922			$	2,719,231			$	2,755,153			$	15,993

		30-59				60-89				90 Days				Total				Loans Not				Total				Non-Accrual
December 31, 2019		Days				Days				Or More				Past Due				Past Due				Loans				Loans (1)
Real estate:
Construction and land development		$	—			$	—			$	—			$	—			$	96,020			$	96,020			$	—
Commercial real estate			—				—				725				725				792,543				793,268				725
Single-family residential mortgages			1,454				1,560				450				3,464				953,790				957,254				1,334
Commercial:
Other			—				—				—				—				274,586				274,586				—
SBA			2,263				—				9,378				11,641				63,344				74,985				9,378
Other:			—				—				—				—				821				821				—
		$	3,717			$	1,560			$	10,553			$	15,830			$	2,181,104			$	2,196,934			$	11,437

Impaired Financing Receivables [Table Text Block]

(dollars in thousands)		Principal				Recorded				Related
September 30, 2020		Balance				Investment				Allowance
With no related allowance recorded
Construction and land development		$	761			$	761			$	—
Commercial and industrial			1,764				1,713
Commercial real estate			2,611				2,611				—
Residential mortgage loans			2,846				2,747				—
Commercial – SBA			9,695				9,680				—
Other			15				15				—
With related allowance recorded
Commercial and industrial			430				412				430
Commercial - SBA			37				37				6
Total		$	18,159			$	17,976			$	436

(dollars in thousands)		Principal				Recorded				Related
December 31, 2019		Balance				Investment				Allowance
With no related allowance recorded
Construction and land development		$	264			$	264			$	—
Commercial real estate			2,198				2,197				—
Residential mortgage loans			1,349				1,334				—
Commercial – SBA			9,423				9,423				—
With related allowance recorded
Commercial – SBA			—				—				—
Total		$	13,234			$	13,218			$	—

Summary Of Impaired Loans And Leases [Table Text Block]

		Three Months Ended																Nine Months Ended
		September 30, 2020								September 30, 2019								September 30, 2020								September 30, 2019
		Average				Interest				Average				Interest				Average				Interest				Average				Interest
(dollars in thousands)		Balance				Income				Balance				Income				Balance				Income				Balance				Income
With no related allowance recorded
Construction and land development		$	762			$	—			$	269			$	18			$	765			$	—			$	271			$	24
Commercial and industrial			1,782				7				—				—				1,819				24				—				—
Commercial real estate			2,679				25				2,552				152				2,689				77				2,560				169
Residential mortgage loans			2,916				—				906				3				2,755				—				907				25
Commercial – SBA			10,017				—				3,005				3				12,682				—				3,007				4
Other			15				—				—				—				15				—				—
With related allowance recorded
Commercial and industrial			433				—				—				—				482				—				—				—
Commercial real estate			—				—				894				—				—				—				895				—
Commercial – SBA			39				1				2,128				—				41				2				2,131				—
		$	18,643			$	33			$	9,754			$	176			$	21,248			$	103			$	9,771			$	222

Financing Receivable, Troubled Debt Restructuring [Table Text Block]

Pre-

Post-

Modification

Modification

(dollars in thousands)

Number of

Recorded

Recorded

September 30, 2020

Loans

Investment

Investment

Commercial and industrial

3

1,719

1,719

Total

3

$

1,719

$

1,719

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