XML 82 R68.htm IDEA: XBRL DOCUMENT v3.24.0.1
Note 5 - Loans and Allowance for Credit Losses - Loans - Risk Category of Loans (Details) - USD ($)
$ in Thousands
 12 Months Ended
Dec. 31, 2023
Dec. 31, 2022
Dec. 31, 2021
Current fiscal year $ 381,541 $ 1,269,989  
Fiscal year before current 1,060,902 639,745  
Two fiscal year before current 477,117 467,976  
Three fiscal year before current 328,626 217,682  
Four fiscal year before current 195,307 225,463  
Five fiscal year before current 483,465 371,945  
Revolving 104,903 143,563  
Revolving converted to term loans 0 86  
Loans, gross [1] 3,031,861 3,336,449  
YTD gross write-offs 0 0  
YTD gross write-offs, year two 2,157 237  
YTD gross write-offs, year three 273 0  
YTD gross write-offs, year four 562 5  
YTD gross write-offs, yera five 0 0  
YTD gross write-offs, prior 202 14  
YTD gross write-offs, revolving 0 0  
YTD gross write-offs, revolving to term 0 0  
YTD gross write-offs, total 3,194 256 $ 627
Pass [Member]      
Current fiscal year 381,240 1,269,597  
Fiscal year before current 1,060,016 633,710  
Two fiscal year before current 463,705 444,480  
Three fiscal year before current 310,814 215,246  
Four fiscal year before current 184,656 211,030  
Five fiscal year before current 436,412 325,621  
Revolving 101,077 132,501  
Revolving converted to term loans 0 86  
Loans, gross 2,937,920 3,232,271  
Special Mention [Member]      
Current fiscal year 0 0  
Fiscal year before current 0 5,987  
Two fiscal year before current 12,626 9,280  
Three fiscal year before current 0 0  
Four fiscal year before current 7,719 5,563  
Five fiscal year before current 9,760 17,805  
Revolving 2,737 3,577  
Revolving converted to term loans 0 0  
Loans, gross 32,842 42,212  
Substandard [Member]      
Current fiscal year 301 392  
Fiscal year before current 886 48  
Two fiscal year before current 786 14,216  
Three fiscal year before current 17,812 2,436  
Four fiscal year before current 2,932 8,870  
Five fiscal year before current 37,293 28,519  
Revolving 1,089 7,485  
Revolving converted to term loans 0 0  
Loans, gross 61,099 61,966  
Doubtful [Member]      
Current fiscal year 0 0  
Fiscal year before current 0 0  
Two fiscal year before current 0 0  
Three fiscal year before current 0 0  
Four fiscal year before current 0 0  
Five fiscal year before current 0 0  
Revolving 0 0  
Revolving converted to term loans 0 0  
Loans, gross 0 0  
Construction And Land Development Loans [Member]      
Current fiscal year 127,602 125,216  
Fiscal year before current 25,880 52,262  
Two fiscal year before current 23,844 99,016  
Three fiscal year before current 3,919 201  
Four fiscal year before current 192 0  
Five fiscal year before current 32 181  
Revolving 0 0  
Revolving converted to term loans 0 0  
Loans, gross 181,469 276,876  
YTD gross write-offs, year two 0 0  
YTD gross write-offs, year three 0 0  
YTD gross write-offs, year four 0 0  
YTD gross write-offs, yera five 0 0  
YTD gross write-offs, prior 140 0  
YTD gross write-offs, revolving 0 0  
YTD gross write-offs, revolving to term 0 0  
YTD gross write-offs, total 140 (0) (0)
Construction And Land Development Loans [Member] | Pass [Member]      
Current fiscal year 127,602 125,216  
Fiscal year before current 25,880 52,262  
Two fiscal year before current 12,168 99,016  
Three fiscal year before current 3,919 201  
Four fiscal year before current 192 0  
Five fiscal year before current 32 40  
Revolving 0 0  
Revolving converted to term loans 0 0  
Loans, gross 169,793 276,735  
Construction And Land Development Loans [Member] | Special Mention [Member]      
Current fiscal year 0 0  
Fiscal year before current 0 0  
Two fiscal year before current 11,676 0  
Three fiscal year before current 0 0  
Four fiscal year before current 0 0  
Five fiscal year before current 0 0  
Revolving 0 0  
Revolving converted to term loans 0 0  
Loans, gross 11,676 0  
Construction And Land Development Loans [Member] | Substandard [Member]      
Current fiscal year 0 0  
Fiscal year before current 0 0  
Two fiscal year before current 0 0  
Three fiscal year before current 0 0  
Four fiscal year before current 0 0  
Five fiscal year before current 0 141  
Revolving 0 0  
Revolving converted to term loans 0 0  
Loans, gross 0 141  
Construction And Land Development Loans [Member] | Doubtful [Member]      
Current fiscal year 0 0  
Fiscal year before current 0 0  
Two fiscal year before current 0 0  
Three fiscal year before current 0 0  
Four fiscal year before current 0 0  
Five fiscal year before current 0 0  
Revolving 0 0  
Revolving converted to term loans 0 0  
Loans, gross 0 0  
Commercial and Industrial [Member]      
Current fiscal year 1,305 8,038  
Fiscal year before current 3,370 13,500  
Two fiscal year before current 6,281 6,048  
Three fiscal year before current 4,311 3,486  
Four fiscal year before current 2,056 2,654  
Five fiscal year before current 9,652 26,971  
Revolving 103,121 140,440  
Revolving converted to term loans 0 86  
Loans, gross [1] 130,096 201,223  
YTD gross write-offs 0 0  
YTD gross write-offs, year two 0 0  
YTD gross write-offs, year three 0 0  
YTD gross write-offs, year four 0 5  
YTD gross write-offs, yera five 0 0  
YTD gross write-offs, prior 0 0  
YTD gross write-offs, revolving 0 0  
YTD gross write-offs, revolving to term 0 0  
YTD gross write-offs, total (0) 5 501
Commercial and Industrial [Member] | Pass [Member]      
Current fiscal year 1,305 8,038  
Fiscal year before current 3,283 7,513  
Two fiscal year before current 6,281 4,448  
Three fiscal year before current 2,901 3,470  
Four fiscal year before current 2,049 1,016  
Five fiscal year before current 4,700 8,827  
Revolving 99,339 129,483  
Revolving converted to term loans 0 86  
Loans, gross 119,858 162,881  
Commercial and Industrial [Member] | Special Mention [Member]      
Current fiscal year 0 0  
Fiscal year before current 0 5,987  
Two fiscal year before current 0 0  
Three fiscal year before current 0 0  
Four fiscal year before current 0 1,638  
Five fiscal year before current 0 17,805  
Revolving 2,737 3,577  
Revolving converted to term loans 0 0  
Loans, gross 2,737 29,007  
Commercial and Industrial [Member] | Substandard [Member]      
Current fiscal year 0 0  
Fiscal year before current 87 0  
Two fiscal year before current 0 1,600  
Three fiscal year before current 1,410 16  
Four fiscal year before current 7 0  
Five fiscal year before current 4,952 339  
Revolving 1,045 7,380  
Revolving converted to term loans 0 0  
Loans, gross 7,501 9,335  
Commercial and Industrial [Member] | Doubtful [Member]      
Current fiscal year 0 0  
Fiscal year before current 0 0  
Two fiscal year before current 0 0  
Three fiscal year before current 0 0  
Four fiscal year before current 0 0  
Five fiscal year before current 0 0  
Revolving 0 0  
Revolving converted to term loans 0 0  
Loans, gross 0 0  
Commercial Real Estate Portfolio Segment [Member]      
Current fiscal year 90,427 479,591  
Fiscal year before current 423,564 293,058  
Two fiscal year before current 186,904 212,983  
Three fiscal year before current 187,060 112,771  
Four fiscal year before current 104,810 73,235  
Five fiscal year before current 175,092 140,494  
Revolving 0 0  
Revolving converted to term loans 0 0  
Loans, gross [2] 1,167,857 1,312,132  
YTD gross write-offs 0 0  
YTD gross write-offs, year two 2,078 0  
YTD gross write-offs, year three 0 0  
YTD gross write-offs, year four 459 0  
YTD gross write-offs, yera five 0 0  
YTD gross write-offs, prior 0 0  
YTD gross write-offs, revolving 0 0  
YTD gross write-offs, revolving to term 0 0  
YTD gross write-offs, total 2,537 (0) 67
Commercial Real Estate Portfolio Segment [Member] | Pass [Member]      
Current fiscal year 90,126 479,304  
Fiscal year before current 423,564 293,058  
Two fiscal year before current 186,904 195,051  
Three fiscal year before current 175,650 110,442  
Four fiscal year before current 94,796 73,013  
Five fiscal year before current 152,847 117,068  
Revolving 0 0  
Revolving converted to term loans 0 0  
Loans, gross 1,123,887 1,267,936  
Commercial Real Estate Portfolio Segment [Member] | Special Mention [Member]      
Current fiscal year 0 0  
Fiscal year before current 0 0  
Two fiscal year before current 0 9,280  
Three fiscal year before current 0 0  
Four fiscal year before current 7,719 0  
Five fiscal year before current 4,880 0  
Revolving 0 0  
Revolving converted to term loans 0 0  
Loans, gross 12,599 9,280  
Commercial Real Estate Portfolio Segment [Member] | Substandard [Member]      
Current fiscal year 301 287  
Fiscal year before current 0 0  
Two fiscal year before current 0 8,652  
Three fiscal year before current 11,410 2,329  
Four fiscal year before current 2,295 222  
Five fiscal year before current 17,365 23,426  
Revolving 0 0  
Revolving converted to term loans 0 0  
Loans, gross 31,371 34,916  
Commercial Real Estate Portfolio Segment [Member] | Doubtful [Member]      
Current fiscal year 0 0  
Fiscal year before current 0 0  
Two fiscal year before current 0 0  
Three fiscal year before current 0 0  
Four fiscal year before current 0 0  
Five fiscal year before current 0 0  
Revolving 0 0  
Revolving converted to term loans 0 0  
Loans, gross 0 0  
Single Family Residential Mortgages Loans [Member]      
Current fiscal year 156,372 637,893  
Fiscal year before current 594,258 255,529  
Two fiscal year before current 240,879 141,918  
Three fiscal year before current 130,331 96,355  
Four fiscal year before current 83,547 145,971  
Five fiscal year before current 280,645 183,345  
Revolving 1,764 3,097  
Revolving converted to term loans 0 0  
Loans, gross 1,487,796 1,464,108  
YTD gross write-offs 0 0  
YTD gross write-offs, year two 0 0  
YTD gross write-offs, year three 0 0  
YTD gross write-offs, year four 93 0  
YTD gross write-offs, yera five 0 0  
YTD gross write-offs, prior 0 0  
YTD gross write-offs, revolving 0 0  
YTD gross write-offs, revolving to term 0 0  
YTD gross write-offs, total 93 (0) (0)
Single Family Residential Mortgages Loans [Member] | Pass [Member]      
Current fiscal year 156,372 637,893  
Fiscal year before current 593,539 255,529  
Two fiscal year before current 239,502 137,964  
Three fiscal year before current 125,346 96,355  
Four fiscal year before current 83,002 134,415  
Five fiscal year before current 265,050 182,893  
Revolving 1,720 2,992  
Revolving converted to term loans 0 0  
Loans, gross 1,464,531 1,448,041  
Single Family Residential Mortgages Loans [Member] | Special Mention [Member]      
Current fiscal year 0 0  
Fiscal year before current 0 0  
Two fiscal year before current 619 0  
Three fiscal year before current 0 0  
Four fiscal year before current 0 3,925  
Five fiscal year before current 3,855 0  
Revolving 0 0  
Revolving converted to term loans 0 0  
Loans, gross 4,474 3,925  
Single Family Residential Mortgages Loans [Member] | Substandard [Member]      
Current fiscal year 0 0  
Fiscal year before current 719 0  
Two fiscal year before current 758 3,954  
Three fiscal year before current 4,985 0  
Four fiscal year before current 545 7,631  
Five fiscal year before current 11,740 452  
Revolving 44 105  
Revolving converted to term loans 0 0  
Loans, gross 18,791 12,142  
Single Family Residential Mortgages Loans [Member] | Doubtful [Member]      
Current fiscal year 0 0  
Fiscal year before current 0 0  
Two fiscal year before current 0 0  
Three fiscal year before current 0 0  
Four fiscal year before current 0 0  
Five fiscal year before current 0 0  
Revolving 0 0  
Revolving converted to term loans 0 0  
Loans, gross 0 0  
SBA Loans [Member]      
Current fiscal year 5,642 14,922  
Fiscal year before current 11,023 10,664  
Two fiscal year before current 10,368 6,496  
Three fiscal year before current 2,324 4,779  
Four fiscal year before current 4,673 3,596  
Five fiscal year before current 18,044 20,954  
Revolving 0 0  
Revolving converted to term loans 0 0  
Loans, gross 52,074 61,411  
YTD gross write-offs 0 0  
YTD gross write-offs, year two 0 0  
YTD gross write-offs, year three 0 0  
YTD gross write-offs, year four 0 0  
YTD gross write-offs, yera five 0 0  
YTD gross write-offs, prior 62 14  
YTD gross write-offs, revolving 0 0  
YTD gross write-offs, revolving to term 0 0  
YTD gross write-offs, total 62 14 (0)
SBA Loans [Member] | Pass [Member]      
Current fiscal year 5,642 14,922  
Fiscal year before current 11,023 10,664  
Two fiscal year before current 10,037 6,496  
Three fiscal year before current 2,324 4,688  
Four fiscal year before current 4,588 2,579  
Five fiscal year before current 13,783 16,793  
Revolving 0 0  
Revolving converted to term loans 0 0  
Loans, gross 47,397 56,142  
SBA Loans [Member] | Special Mention [Member]      
Current fiscal year 0 0  
Fiscal year before current 0 0  
Two fiscal year before current 331 0  
Three fiscal year before current 0 0  
Four fiscal year before current 0 0  
Five fiscal year before current 1,025 0  
Revolving 0 0  
Revolving converted to term loans 0 0  
Loans, gross 1,356 0  
SBA Loans [Member] | Substandard [Member]      
Current fiscal year 0 0  
Fiscal year before current 0 0  
Two fiscal year before current 0 0  
Three fiscal year before current 0 91  
Four fiscal year before current 85 1,017  
Five fiscal year before current 3,236 4,161  
Revolving 0 0  
Revolving converted to term loans 0 0  
Loans, gross 3,321 5,269  
SBA Loans [Member] | Doubtful [Member]      
Current fiscal year 0 0  
Fiscal year before current 0 0  
Two fiscal year before current 0 0  
Three fiscal year before current 0 0  
Four fiscal year before current 0 0  
Five fiscal year before current 0 0  
Revolving 0 0  
Revolving converted to term loans 0 0  
Loans, gross 0 0  
Other Loans [Member]      
Current fiscal year 193 4,329  
Fiscal year before current 2,807 14,732  
Two fiscal year before current 8,841 1,515  
Three fiscal year before current 681 90  
Four fiscal year before current 29 7  
Five fiscal year before current 0 0  
Revolving 18 26  
Revolving converted to term loans 0 0  
Loans, gross 12,569 20,699  
YTD gross write-offs 0 0  
YTD gross write-offs, year two 79 237  
YTD gross write-offs, year three 273 0  
YTD gross write-offs, year four 10 0  
YTD gross write-offs, yera five 0 0  
YTD gross write-offs, prior 0 0  
YTD gross write-offs, revolving 0 0  
YTD gross write-offs, revolving to term 0 0  
YTD gross write-offs, total 362 237 $ 59
Other Loans [Member] | Pass [Member]      
Current fiscal year 193 4,224  
Fiscal year before current 2,727 14,684  
Two fiscal year before current 8,813 1,505  
Three fiscal year before current 674 90  
Four fiscal year before current 29 7  
Five fiscal year before current 0 0  
Revolving 18 26  
Revolving converted to term loans 0 0  
Loans, gross 12,454 20,536  
Other Loans [Member] | Special Mention [Member]      
Current fiscal year 0 0  
Fiscal year before current 0 0  
Two fiscal year before current 0 0  
Three fiscal year before current 0 0  
Four fiscal year before current 0 0  
Five fiscal year before current 0 0  
Revolving 0 0  
Revolving converted to term loans 0 0  
Loans, gross 0 0  
Other Loans [Member] | Substandard [Member]      
Current fiscal year 0 105  
Fiscal year before current 80 48  
Two fiscal year before current 28 10  
Three fiscal year before current 7 0  
Four fiscal year before current 0 0  
Five fiscal year before current 0 0  
Revolving 0 0  
Revolving converted to term loans 0 0  
Loans, gross 115 163  
Other Loans [Member] | Doubtful [Member]      
Current fiscal year 0 0  
Fiscal year before current 0 0  
Two fiscal year before current 0 0  
Three fiscal year before current 0 0  
Four fiscal year before current 0 0  
Five fiscal year before current 0 0  
Revolving 0 0  
Revolving converted to term loans 0 0  
Loans, gross $ 0 $ 0  
[1] net of discounts and deferred fees and costs
[2] includes non-farm & non-residential real estate loans, multifamily resident and 1-4 family single family residential loan for a business purpose